In recent years, Jordan has witnessed a remarkable surge in digital banking, revolutionizing the financial landscape. This article delves into the top 6 digital banks transforming how Jordanians manage their money, offering unparalleled convenience and innovative services. Discover the future of banking in Jordan right here.
Overview of Digital Banking in Jordan
Digital banking in Jordan is rapidly growing, with increasing adoption rates among businesses and individuals. Key trends include mobile banking, enhanced security features, and personalized financial services. These advancements offer significant benefits, such as improved convenience, cost savings, and better financial management for both businesses and consumers.
List of the top 6 banks in Jordan
1. OneSafe
OneSafe offers a comprehensive suite of neo-banking services tailored for global businesses, including those involved in Web3 and cryptocurrency transactions. Its unique features include a simple onboarding process, multi-currency support, and versatile payment options such as wire, ACH, and foreign exchange. OneSafe's ability to handle both fiat and crypto transactions makes it an ideal choice for modern financial operations.
Businesses in Jordan can benefit significantly from OneSafe's services, which include instant crypto to fiat conversions and vice versa, secure storage of digital assets, and high transaction volumes. The platform's emphasis on saving time and money, coupled with its high-security measures, ensures that businesses can manage their finances efficiently and securely.
2. Arab Bank
Arab Bank offers a comprehensive suite of banking solutions, including Corporate & Institutional Banking, Consumer Banking and Wealth Management, and Treasury services. Customers can access these services through various channels such as Arabi Mobile, Arabi Online, ATM Banking, and ITM Banking.
Key offerings include corporate finance, international transaction banking, and specialized programs like Elite and Arabi Premium. The bank also caters to younger customers with the Shabab and Arabi Junior programs, ensuring a wide range of financial needs are met efficiently.
3. Bank al Etihad
Bank al Etihad offers a wide range of services tailored to both personal and business banking needs. Key offerings include various types of accounts, such as the Current Account and Shorouq Savings Account, which is designed specifically for women. The bank also provides comprehensive loan options, including mortgage loans, and a variety of credit cards to meet different customer needs.
In addition to traditional banking services, Bank al Etihad excels in digital banking with its advanced Mobile Banking Application. This app features account analytics, one-tap payments, card management, and Siri integration, making financial management more convenient. The bank also supports investments and offers loyalty programs to reward its customers.
4. Jordan Ahli Bank
Jordan Ahli Bank offers a wide range of services designed to meet the diverse needs of its customers. Key offerings include personal loans, savings accounts, and credit cards, all aimed at providing financial flexibility and convenience. The bank also emphasizes innovation with its ahli Mobile app and digital account opening services.
In addition to personal banking, Jordan Ahli Bank provides specialized programs for professionals such as doctors and teachers, as well as comprehensive SME services. These include current accounts, deposit services, and trade finance solutions, ensuring that both individual and business clients have access to tailored financial solutions.
5. Housing Bank for Trade and Finance
Housing Bank for Trade and Finance offers a comprehensive range of retail banking services, including various types of accounts, credit cards, and personal loans. The bank also provides specialized products like the Saving Accounts Prizes system and Iskan V-Card, catering to diverse customer needs.
In addition to retail services, Housing Bank for Trade and Finance excels in corporate banking with credit programs and treasury services. The bank's e-services, such as online and mobile banking, ensure customers can manage their finances conveniently and securely.
6. Capital Bank of Jordan
Capital Bank of Jordan offers a comprehensive range of personal banking services, including checking and savings accounts, various loan options, and credit and debit cards. Their digital banking solutions, such as web and mobile banking, ensure customers can manage their finances conveniently and securely.
For businesses, Capital Bank of Jordan provides tailored services like business checking and savings accounts, business loans, and merchant services. They also offer specialized business solutions, including fraud protection, remote deposit capture, and health savings accounts for employees, catering to the diverse needs of their clients.
Choose OneSafe for your Digital Bank in Jordan
Businesses in Jordan should explore OneSafe for their digital banking needs, as it seamlessly facilitates both fiat and crypto transactions. This dual capability ensures smooth financial operations, whether you're dealing with traditional currencies or digital assets. OneSafe's platform offers instant crypto to fiat conversions, secure storage, and versatile payment options, making it an ideal choice for modern businesses. Sign up for OneSafe today to experience unparalleled convenience and efficiency in your financial management.
