Top 10 Alternatives to Ampere

In this article, we will explore various alternatives to Ampere, a comprehensive financial service provider for businesses. Ampere offers a range of solutions including business accounts, currency exchange, loans, and smart invoicing, all designed to simplify financial management for start-ups, small, and mid-sized businesses.

Reviews

Users have shared a mix of positive and negative feedback about Ampere. Many appreciate the quick account opening process and the low exchange rates, which make managing finances more efficient. However, some users have expressed frustration with customer service response times and occasional technical issues with the platform. Overall, while the convenience and cost-effectiveness of Ampere's services are praised, there are areas where improvements could enhance the user experience.

• "The account setup was incredibly fast and straightforward, which saved me a lot of time." - John D.
• "Customer service can be slow to respond, which is frustrating when you need immediate assistance." - Sarah K.

For more detailed reviews, visit Ampere Reviews.

Best alternatives to Ampere

1. OneSafe

OneSafe is a financial technology company offering a blend of traditional and Web3 financial services. It provides comprehensive account services tailored for companies that operate both in fiat and cryptocurrencies. The platform supports seamless integration of fiat and cryptocurrency transactions, making it ideal for modern financial operations.

• Features: Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security, quick onboarding, near-instantaneous currency conversion.
• Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for SEPA payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Testimonials: Users praise OneSafe for its exceptional customer support and seamless financial solutions. Many highlight its efficiency in managing payroll and expenses, making it a vital tool for Web3 organizations. For more details, visit the OneSafe website.

2. Finom

Finom offers a business account with cashback, invoicing, and accounting tools. It is designed for SMEs, freelancers, and companies under registration. The service includes features like a German IBAN in 24 hours, international payments, up to 3% cashback, and personal assistance in 1 minute.

• Features: German IBAN available within 24 hours, international payment capabilities, up to 3% cashback on all expenses, personal assistance available within 1 minute, safe access for employees and accountants, reconciliation and money collection tools, analytic data reports and accounting software integrations, ability to credit accounts with authorized funds and complete company registration.
• Pricing: Corporate Plan starts from €149 per month (excl. VAT) or €119 annually (excl. VAT), Enterprise Plan starts from €339 per month (excl. VAT) or €249 annually (excl. VAT). Additional fees apply for extra team members, recognized documents, administrating irregularities, card issuance, ATM withdrawals, SEPA transfers, and international payments.
• Testimonials: Users generally appreciate the fast and helpful customer support, especially for expats in Germany. One user mentioned, "Finally, a truly helpful support team! Every time I have a question, Mees is there to assist and always provides a satisfying answer. Great service!" However, some users have had negative experiences, such as one who stated, "Crap company, asked to send a few documents, I did try everything then closed bank account, thanks ok coz I got another one with rebolut, and also they have roved me 18 euros. Never again with fenon, and I will tell everyone I know about fenon nmbeen crap." For more detailed reviews, visit the Finom Reviews.

3. RelayFi

RelayFi is an online business banking platform designed to provide small businesses with comprehensive control over their finances. It offers tools to manage earnings, spending, and savings efficiently, integrating with popular accounting and payroll software.

• Unique Features: Up to 20 individual checking accounts, savings accounts with high APY, physical and virtual cards, 1.5% cash back on credit cards, direct integrations with QuickBooks Online and Xero, receipt management, comprehensive cash flow management, role-based user permissions, FDIC insurance, Visa® Zero Liability Protection, Profit First banking.
• Pricing: The basic Relay plan has no monthly fee and includes essential business banking features like no account fees, overdraft fees, or minimum balances, up to 20 checking accounts, physical or virtual credit and debit cards, ACH transfers, and integration with QuickBooks Online and Xero. The Relay Pro plan starts at $30 per business per month and offers additional features such as faster ACH transfers, free outgoing wires, bill import from QuickBooks Online or Xero, and advanced bill payment approval rules.
• Testimonials: Users generally appreciate RelayFi for its efficient service and comprehensive features. Adam Harmon from the US praised the customer service, stating, "No joke, the best customer service experience I have had in life to date." On the other hand, Chuck Lu from the US had a negative experience, mentioning, "TERRIBLE! TERRIBLE! TERRIBLE! services. Took them 7 business days to clear initial ACH deposit to open account and the fund was indeed withdrawn very next day from originating bank." For more detailed reviews, visit the Trustpilot page.

4. OneMoneyWay

OneMoneyWay is a digital platform offering global payment solutions, secure transfers, virtual and physical payment cards, business accounts, card acquiring, and payment terminals. The platform is designed to support SMEs globally, providing services like international transfers, FX services, and various payment methods through regulated partners.

• Unique Features: Fast onboarding, top-grade security, low monthly fee, integrated invoicing module, local IBAN accounts, corporate cards, 24/7 support.
• Pricing: The Starter Plan costs £49/month (billed annually) and includes 1 business account, 1 physical Mastercard, 1 virtual Mastercard, exchange between 24+ currencies, invoice module, local clearing options, Danish account and REG.NR., and a dedicated account manager. The Business Plan is priced at £99/month (billed annually) and offers up to 3 business accounts, 2 physical Mastercards, 3 virtual Mastercards, and similar features. The Enterprise Plan has custom pricing and includes unlimited business accounts, physical and virtual Mastercards, and all other features.
• Testimonials: Users generally appreciate the quick and supportive customer service. Axel mentioned, "OMW really deserve 5 stars. Immediate reaction and support throughout the process." On the other hand, Simon had a negative experience, stating, "Read the conditions carefully and disregard verbal promises. Verbally promised me that I could freeze the account, I was billed as soon as the account was created." For more detailed reviews, visit the Trustpilot page.

5. Airwallex

Airwallex is a global payments and financial platform trusted by over 100,000 companies worldwide. It offers software and APIs to simplify global payments and financial operations, enabling businesses to unlock new opportunities and grow without limits.

• Unique Features: Simple setup, lightning-fast transfers, cost-effective, human support, cloud-native, high security, global compliance, proprietary local payments network, multi-currency wallet, high-speed transfers.
• Pricing: The Explore Plan costs $0 or $29/month, the Grow Plan is priced at $99/month, the Accelerate Plan costs $499/month, and the Custom Plan has custom pricing. Additional fees may apply for certain transactions such as FX, transfers, and payment processing.
• Testimonials: Users generally appreciate Airwallex for its intuitive platform and excellent customer support. Wong Loke Hsien mentioned, "I’ve been using Airwallex for managing our business transactions, and it’s been a real time-saver." On the other hand, Pierrick C expressed frustration, stating, "They suddenly started to refuse money transfer for no reason. They won’t tell me why or how to solve the situation." For more detailed reviews, visit the Trustpilot page.

6. Blank

Blank is an online banking service tailored for independent professionals and small businesses in France. It offers a range of financial management tools, including an online professional account, a Visa Business card, automated invoicing, and payment collection solutions.

• Unique Features: Open an account in 5 minutes, high spending limits on Visa Business card, automated Urssaf declarations, simplified accounting tools, quick invoicing, tailored professional insurance, 7-day customer service, 3D Secure authentication, deposit guarantees up to €100,000, regulatory compliance with ACPR and FGDR.
• Pricing: The pricing details are not explicitly listed on the contact page, but users are directed to discover pricing offers through links labeled "Découvrir les offres" and "Tarifs" in the navigation menu.
• Testimonials: Users generally appreciate Blank for its simplicity and efficiency. One user mentioned, "Super banque," highlighting the positive experience. However, another user expressed frustration, stating, "Ces une banque de voleur attention il bloque les virements entant pendant plus de un mois ou les refuse attention." For more detailed reviews, visit the Trustpilot page.

7. Wallester

Wallester Business offers a comprehensive platform for managing corporate expenses through virtual and physical cards. The service includes real-time card issuance, expense control, and integration with various financial processes. It is designed to facilitate financial management, streamline corporate spending, and provide detailed reporting and budget management.

• Unique Features: No set-up or monthly fees, instant card issuance, real-time transaction monitoring and limit regulation, customizable API solutions for workflow integration, comprehensive financial management including invoicing and budget management, recognized with awards such as the "Best Expense Management Platform" at the FinTech Breakthrough Awards 2023.
• Pricing: The Free Package costs €0 per month and includes 300 virtual cards, unlimited physical cards, unlimited users, real-time support, open developer API, and onboarding assistance. The 3000 Virtual Cards Package is priced at €199 per month, and the 15000 Virtual Cards Package costs €999 per month. Custom solutions are available upon request.
• Testimonials: Users generally appreciate Wallester for its efficient service and comprehensive features. GIACOMO SOLIMENE praised the platform, stating, "Absolute number one for business card and global payroll system on line and on app. Super fast assistance in some channel whatsapp and telegram over email support." On the other hand, Mike Ferrab had a negative experience, mentioning, "Bunch of scammers with terrible support. They will suspend your account and hold your money." For more detailed reviews, visit the Trustpilot page.

8. VIALET

VIALET Business Account offers a streamlined online onboarding process, budget control features, comprehensive transaction management, and enhanced reporting. It is designed to help businesses of all sizes manage their finances easily and efficiently, with a focus on growth and security.

• Unique Features: Online onboarding without branch visits or physical documents, remote ID verification and electronic signing, access to payment, money transfer, and account services across Europe, set and adjust monthly and annual spending limits, view and manage transaction history, expenses, transfers, and invoices in one place, review complete transaction history, download and share detailed statements for accounting and invoicing, quick account setup, transparent pricing, high security standards (PSD2 compliant), personalized support from account managers, tailored services for startups and global players.
• Pricing: VIALET offers transparent pricing, ensuring clear costs to free up resources for business success. Specific pricing details or fee structures are not provided on the main page, and users may need to sign up or contact VIALET directly for detailed information.
• Testimonials: Users generally appreciate VIALET for its professional and welcoming service. Emilė Barakauskaitė mentioned, "Vialet is everything that it should be. They are professional, kind, and fast. Everyone there is so welcoming and they really make you feel like an important person." However, some users have had negative experiences, such as Cheikh, who stated, "The ultimate scam. Should have received 3 wire transfers they never arrived, the days that I should have received the money the account was unavailable the day after was back working normally but with no money inside..stay away from them they will scam you." For more detailed reviews, visit the Trustpilot page.

9. Anna Money

ANNA Money offers a business account in the UK that can be opened online for free. The service includes a business debit card, virtual cards, payment solutions, and various financial tools designed for small businesses, freelancers, and creative professionals.

• Unique Features: Quick account setup in as little as 3 minutes, immediate issuance of virtual cards, personal webpage with a payment link, cash deposits at thousands of PayPoints, exclusive deals from partner companies, Apple Pay and Google Pay integration, employee expense management with spending limits, money-saving pots, instant payment notifications, free direct debits and standing orders, business cashback credit card, small business loans, open banking for comprehensive financial management.
• Pricing: ANNA Money's pricing plans start at £0 per month. Users only pay for the services they use, and if the account is not used for a month, no monthly fee is charged for that month.
• Testimonials: The general user sentiment towards ANNA Money is predominantly positive. One user praised the service, stating, "Absolutely amazing online service 🫶 I have never overcome with such online service in my entire whole life!! 👍👏🫶 The service is very quick and fast which was absolutely brilliant 👏 👌🏻 😀 The team is very friendly and helpful🤝🤝🤝❤️❤️❤️I would definitely recommend to join Anna to anyone 😊😊😊Thank you so much ❤️ 😊🫶." However, there are some negative reviews, such as one user who mentioned, "Avoid at all costs!!! ANNA have held on to a very large amount of company money for weeks, they are uncontactable or helpful. We have now had to escalate to legal, FCA, PayrNet and the Financial Ombudsman." For more detailed reviews, visit the Trustpilot page.

10. Credem

Credem Banca offers a wide range of banking services including current accounts, credit and debit cards, loans, mortgages, and investment options. The bank emphasizes customer well-being, sustainability, and innovation in its services.

• Unique Features: Wellbanking People, Green Transition Services, Financial Wellbanker, Comprehensive Support with nearly 600 branches across Italy, Innovative Products like online account opening with zero fees, digital loan applications, and green mortgages.
• Pricing: The provided content does not include specific pricing details for Credem's products or services. For detailed pricing information, users are encouraged to navigate to specific product pages or contact Credem directly through the provided contact methods.
• Testimonials: Users generally have mixed feelings about Credem. Steve Smith praised the bank, stating, "I have found both the products and service of the branch at Citadella Del Capo as nothing but very good. The whole approach is courteous and professional." On the other hand, Joseph Nkoro had a negative experience, mentioning, "Credem is one out of the many banks in Italy that discriminates against international students." For more detailed reviews, visit the Trustpilot page.

Which one should you go with?

In conclusion, while each of these financial service providers offers unique features and benefits tailored to various business needs, OneSafe stands out for its seamless integration of fiat and cryptocurrency transactions, exceptional customer support, and comprehensive financial solutions. Whether you're a start-up, SME, or a Web3 organization, OneSafe provides a robust platform to manage your finances efficiently. Although any of these alternatives could be a good fit depending on your specific requirements, we recommend OneSafe if you're looking for a reliable and innovative financial partner. Explore OneSafe today and experience the future of financial management.