Top 10 Alternatives to Ampere

In this article, we will explore various alternatives to Ampere, an all-in-one financial service designed for businesses. Ampere offers a range of services including business accounts, currency exchange, loans, merchant accounts, debit cards, and invoicing. We'll delve into what Ampere does and present other options that provide similar financial solutions for businesses.

Reviews

Users have shared a mix of positive and negative feedback about Ampere. Many appreciate the ease of account opening and the comprehensive range of financial services offered. The low exchange rates and the ability to send invoices directly from the bank account are also highlighted as beneficial features. However, some users have expressed frustration with the detailed requirements for account opening and the lack of coverage by the Financial Services Compensation Scheme. Overall, while the service is praised for its convenience and range of offerings, there are areas where users feel improvements could be made.

• "The account opening process was quick and straightforward, which saved me a lot of time." - John D.
• "I was disappointed to find out that electronic money products are not covered by the Financial Services Compensation Scheme." - Sarah K.

For more detailed reviews, visit Ampere Reviews.

Best alternatives to Ampere

1. OneSafe

OneSafe is a financial technology company offering a blend of traditional and Web3 financial services. It provides comprehensive account services tailored for companies operating in both fiat and cryptocurrencies. The platform supports seamless integration of fiat and cryptocurrency transactions, making it ideal for modern financial operations.

• Features: Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security.
• Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for SEPA payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Testimonials: Users praise OneSafe for its exceptional customer support and game-changing solutions. It simplifies payroll and expense management, making it an essential tool for Web3 companies. For more details, visit the OneSafe website.

2. Finom

Finom offers a business account with cashback, invoicing, and accounting tools. It is designed for SMEs, freelancers, and companies under registration. The account can be opened online and provides features like a German IBAN in 24 hours, international payments, up to 3% cashback, and personal assistance within 1 minute.

• Features: German IBAN in 24 hours, international payments, up to 3% cashback, personal assistance in 1 minute, €0 tariff plan for freelancers, free cards, simple invoicing, safe access for employees and accountants, reconciliation and money collection tools, analytic data reports and accounting software integrations, support for companies under registration.
• Pricing: Corporate Plan starts at €149 per month (excl. VAT) for monthly payments or €119 per month (excl. VAT) for annual payments. Enterprise Plan starts at €339 per month (excl. VAT) for monthly payments or €249 per month (excl. VAT) for annual payments. Additional fees include €15 per extra team member, €5 per international payment, and 1% fee for card payments in non-EUR currencies.
• Testimonials: Users generally appreciate the fast and helpful customer support. One user mentioned, "Finally, a truly helpful support team! Every time I have a question, Mees is there to assist and always provides a satisfying answer. Great service!" However, not all feedback is positive. Another user stated, "Crap company, asked to send a few documents, I did try everything then closed bank account, thanks ok coz I got another one with rebolut, and also they have roved me 18 euros. Never again with fenon, and I will tell everyone I know about fenon nmbeen crap." For more detailed reviews, visit the Finom Reviews.

3. RelayFi

Relay is an online business banking platform that provides small businesses with detailed control over their earnings, spending, and savings. It offers features like multiple checking and savings accounts, receipt management, accounts payable, and the Relay Visa® Credit Card. Relay integrates with popular accounting and payroll software, ensuring seamless financial management.

• Features: No account fees, up to 20 individual checking accounts and 2 savings accounts, physical and virtual cards, 1.5% cash back on credit card purchases, supports ACH transfers, wire transfers, and checks, direct integrations with QuickBooks Online and Xero, receipt management, role-based permissions, FDIC insurance up to $3M, Visa® Zero Liability Protection, two-factor authentication and biometric security, Profit First banking.
• Pricing: The basic Relay plan has no monthly fee and includes essential business banking features. The Relay Pro plan starts at $30 per business per month and offers additional features like faster ACH, free wire payments, and advanced accounts payable functionalities.
• Testimonials: Users generally appreciate Relay for its comprehensive features and customer service. Adam Harmon praised the platform, stating, "No joke, the best customer service experience I have had in life to date." On the other hand, Chuck Lu expressed frustration, saying, "TERRIBLE! TERRIBLE! TERRIBLE! services. Took them 7 business days to clear initial ACH deposit to open account and the fund was indeed withdrawn very next day from originating bank." For more detailed reviews, visit the Relay Financial Reviews.

4. OneMoneyWay

OneMoneyWay is a digital platform offering seamless global payments, secure transfers, virtual and physical payment cards, business accounts, card acquiring, and payment terminals. The services are provided through regulated partners, ensuring security and efficiency.

• Features: Fast onboarding, top-grade security, low monthly fees, invoicing module, local IBAN accounts, corporate cards, 24/7 support with a dedicated account manager.
• Pricing: Starter Plan at £49 per month (billed annually) for businesses with a maximum revenue of 100,000 GBP, Business Plan at £99 per month (billed annually) for businesses with a maximum revenue of 2,000,000 GBP, Enterprise Plan with custom pricing for businesses with unlimited revenue.
• Testimonials: Users generally appreciate the supportive and helpful staff. Axel mentioned, "OMW really deserve 5 stars. Immediate reaction and support throughout the process." However, Simon expressed frustration, stating, "Read the conditions carefully and disregard verbal promises. Verbally promised I could freeze the account, but was billed as soon as the account was created." For more detailed reviews, visit the OneMoneyWay Reviews.

5. Airwallex

Airwallex is a trusted global payments and financial platform used by over 100,000 companies worldwide. It offers software and APIs to simplify global payments and financial operations, enabling businesses to unlock new opportunities and grow without limits.

• Features: Simple setup, fast transfers, cost-effective, human support, cloud native, high security, global compliance, local payments network.
• Pricing: Explore Plan: $0 or $29/month, Grow Plan: $99/month, Accelerate Plan: $499/month, Custom Plan: Custom pricing. Additional fees may apply for certain transactions such as FX, transfers, and payment processing.
• Testimonials: Users generally appreciate the platform's efficiency and cost savings. Wong Loke Hsien from Singapore mentioned, "I've been using Airwallex for managing our business transactions, and it's been a real time-saver." However, not all feedback is positive. Pierrick C from Japan stated, "They suddenly started to refuse money transfer for no reason. They won't tell me why or how to solve the situation." For more detailed reviews, visit the Airwallex Reviews.

6. Blank

Blank is an online banking service designed for independent professionals and small businesses. It offers a range of financial management tools, including a professional account, payment card, automated tax declarations, simplified accounting, and invoicing.

• Features: Quick account setup in 5 minutes, high-limit Visa Business card, automated Urssaf declarations, simplified accounting, custom invoicing, tailored professional insurance, 7-day customer support, 3D Secure transactions, ACPR accreditation, deposit guarantees up to €100,000.
• Pricing: The pricing details are accessible through the Blank website, with multiple links directing users to the pricing information. Specific pricing plans are not listed on the contact page but can be found under the "Tarifs" section.
• Testimonials: Users generally appreciate the ease of use and comprehensive features of Blank. One positive review by Tacos Time states, "I am using the app since 3 months, and it is amazing app… all the works done with it ✅". However, not all feedback is positive. Jerome Marzeliere mentioned, "Ces une banque de voleur attention il bloque les virements entant pendant plus de un mois ou les refuse attention." For more detailed reviews, visit the Blank Reviews.

7. Wallester

Wallester Business offers virtual and physical corporate expense cards with features like real-time card issuance, expense control, and media buying solutions. The platform is designed to facilitate financial management, control corporate spending, and streamline business processes. It is suitable for any business registered in the European Economic Area (EEA) and provides a comprehensive solution for managing corporate expenses.

• Features: No setup or monthly fees, instant card issuance, real-time transaction monitoring and limit regulation, customizable API for workflow integration, comprehensive financial management including invoicing and budget management, multi-currency support, real-time notifications.
• Pricing: The Free Package costs €0 per month and includes 300 virtual cards, unlimited physical cards, unlimited users, real-time support, open developer API, and onboarding assistance. The 3000 Virtual Cards Package costs €199 per month with an additional €0.20/month per extra virtual card. The 15000 Virtual Cards Package costs €999 per month with an additional €0.10/month per extra virtual card. Custom solutions are available upon request.
• Testimonials: Users generally appreciate Wallester for its efficient service and comprehensive features. GIACOMO SOLIMENE praised the platform, stating, "Absolute number one for business card and global payroll system on line and on app." However, not all feedback is positive. Mike Ferrab expressed frustration, saying, "Bunch of scammers with terrible support." For more detailed reviews, visit the Wallester Reviews.

8. VIALET

VIALET Business Account is designed to help businesses grow faster and manage their finances more easily. The account can be applied for online in minutes and is operational within 3 business days. It offers seamless banking and payment solutions, budget control features, comprehensive transaction management, and enhanced reporting capabilities. The service is suitable for businesses of all sizes and focuses on providing secure, transparent, and growth-oriented financial solutions.

• Features: Online onboarding without branch visits or physical documents, remote ID verification and electronic signing, access to payment, money transfer, and account services across Europe, set and adjust monthly and annual spending limits, view and manage transaction history, expenses, transfers, and invoices in one place, real-time alerts and easy categorization, detailed transaction history and downloadable statements for accounting and invoicing, quick account setup, transparent pricing, high security standards (PSD2 compliant), personalized support from account managers, tailored services for startups and global businesses.
• Pricing: VIALET offers transparent pricing, ensuring clear costs and freeing up resources for business success. Specific pricing details or fee structures are not provided on the webpage. For detailed pricing information, users may need to sign up or contact VIALET directly.
• Testimonials: Users generally appreciate VIALET for its professional and welcoming service. Emilė Barakauskaitė mentioned, "Vialet is everything that it should be. They are professional, kind, and fast. Everyone there is so welcoming and they really make you feel like an important person." However, not all feedback is positive. Cheikh expressed frustration, stating, "The ultimate scam. Should have received 3 wire transfers they never arrived, the days that I should have received the money the account was unavailable the day after was back working normally but with no money inside..stay away from them they will scam you." For more detailed reviews, visit the VIALET Reviews.

9. Anna Money

ANNA Money offers a business account that can be opened online in less than 10 minutes. It includes a business debit card that makes a sound when used. The service is designed for freelancers, small businesses, and creative professionals, providing tools to manage financial admin efficiently.

• Features: Quick account setup in as little as 3 minutes, virtual business debit cards, personal payment link and webpage, cash top-up at PayPoints, special partner offers, Apple Pay and Google Pay integration, expense management with employee cards, money-saving pots, instant payment notifications, free direct debits and standing orders, business cashback credit card, small business loans, open banking integration.
• Pricing: ANNA Money's pricing starts at £0 per month. Users only pay for the services they use, and if the account is not used for a month, no monthly fee is charged. Features include sending professional invoices, sorting expenses, accountant access, managing multiple cards, payment link, setting up direct debits, scheduling regular payments, and payroll management.
• Testimonials: Users generally appreciate ANNA Money for its excellent service and user-friendly app. Usman praised the platform, stating, "They’re secure, trustworthy and I will definitely be with them for a very long time." However, not all feedback is positive. Anon anon criticized the service, saying, "Avoid at all costs!!! ANNA have held on to a very large amount of company money for weeks, they are uncontactable or helpful." For more detailed reviews, visit the ANNA Money Reviews.

10. Credem

Credem Banca offers a wide range of banking services, including current accounts, cards, loans, mortgages, and investments. The bank emphasizes customer well-being, providing solutions tailored to individual and business needs.

• Features: Wellbanking People, Green Transition Support, Financial Wellbanker, Innovative Digital Solutions, Customer-Centric Approach.
• Pricing: The provided HTML does not contain specific information about the pricing of Credem's products or services. For detailed pricing information, users would likely need to explore other sections of the Credem website or contact the bank directly through the provided channels.
• Testimonials: Users generally have mixed feelings about Credem. Steve Smith praised the bank, stating, "I have found both the products and service of the branch at Citadella Del Capo as nothing but very good. The whole approach is courteous and professional." On the other hand, Dan Racioppa expressed frustration, saying, "My experience from the very beginning has been horrible... Customer service is terrible or at least the manager I am dealing with is. Complete waste of my time and taking long to complete a simple process." For more detailed reviews, visit the Credem Reviews.

Which one should you go with?

In conclusion, while each of these financial services offers unique features and benefits tailored to different business needs, OneSafe stands out for its seamless integration of fiat and cryptocurrency transactions, exceptional customer support, and comprehensive account services. Whether you're a freelancer, SME, or a large enterprise, OneSafe provides a modern, secure, and efficient solution for managing your financial operations. While any of these options could be a good fit, we recommend OneSafe if you're looking for a reliable and innovative alternative to Ampere. Explore the possibilities and find the best fit for your business needs.