Top 10 Alternatives to Coinbase Exchange

In this article, we will explore various alternatives to Coinbase Exchange, a platform renowned for its comprehensive services tailored to institutional investors in the cryptocurrency market. We will delve into what Coinbase Exchange offers, including its trading, custody, and participation features, and then present other platforms that provide similar or enhanced services.

Reviews

Users have shared a mix of positive and negative feedback about Coinbase Exchange. Many appreciate the platform's robust security features and user-friendly interface, which make trading and managing digital assets straightforward. However, some users have expressed frustration with the customer service, citing slow response times and unresolved issues. Additionally, while the platform's extensive range of cryptocurrencies is a plus, the high transaction fees have been a point of contention for some users.

• "The security measures are top-notch, and I feel my assets are safe." - John D.
• "Customer service is lacking; it takes too long to get a response." - Sarah K.

For more detailed reviews, visit Coinbase Exchange Reviews.

Best alternatives to Coinbase Exchange

1. OneSafe

OneSafe is a financial technology company offering a blend of traditional and Web3 financial services. It provides comprehensive account services tailored for companies that operate both in fiat and cryptocurrencies.

• Features: Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security measures.
• Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for SEPA payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Testimonials: Users praise OneSafe for its exceptional customer support and seamless financial solutions. Many highlight its efficiency in managing payroll and expenses, making it an essential tool for Web3 companies. For more details, visit the OneSafe website.

2. N26

N26 is a mobile banking service that offers a range of financial products and services through an intuitive app. It provides various account plans (Standard, Smart, You, Metal) with features like virtual Mastercard, free ATM withdrawals, 24/7 chat support, and robust security measures.

• Unique Features: Virtual Mastercard, unlimited card payments in any currency with no foreign transaction fees, free ATM withdrawals in euros within the eurozone and unlimited free withdrawals abroad for certain plans, 24/7 chat support in five languages, innovative security features including 3D Secure and biometric authentication, instant savings account with competitive interest rates, ability to buy stocks, ETFs, and over 200 cryptocurrencies directly from the app, multiple account plans tailored to various needs, fully mobile banking experience.
• Pricing: N26 Standard: €0.00/month, N26 Smart: €4.90/month, N26 You: €9.90/month, N26 Metal: €16.90/month.
• Testimonials: Users have mixed feelings about N26. Thanos from Greece praises it as "one of the smoothest experiences" with no complaints over five years. On the other hand, Amber expresses frustration over customer service and login issues after losing her phone, leading her to switch to another service. For more detailed reviews, visit the N26 Reviews page.

3. Mercury

Mercury offers online business banking services designed to simplify financial workflows for startups. The platform provides a range of features including checking and savings accounts, credit cards, bill pay, invoicing, expense management, and accounting automations. Mercury aims to streamline financial operations, enhance security, and support business growth through various financial products and expert connections.

• Unique Features: Manage all banking tasks from a single dashboard, auto-transfer rules and free USD wires, early access to credit cards with low deposit minimums and 1.5% cashback, FDIC insurance, fraud monitoring, AI-powered bill pay, seamless invoicing, expense management, accounting automations, high-yield treasury accounts, venture debt, SAFE fundraising options, access to a network of investors and industry experts.
• Pricing: Mercury offers three main plans: Mercury (free), Mercury Plus ($35/month), and Mercury Pro ($350/month). The free plan includes essential business banking features, while the Plus and Pro plans offer additional benefits like recurring invoicing, branded invoices, enriched accounting integrations, advanced workflows, and dedicated support.
• Testimonials: Users have mixed feelings about Mercury. Andrew praises the platform for its simple onboarding process and powerful API, which allows seamless integration with other systems. On the other hand, Ebraam Mansy expresses frustration over account closure and lack of response from customer support. For more detailed reviews, visit the Mercury Reviews page.

4. Wallester

Wallester Business offers a comprehensive platform for managing corporate expenses through virtual and physical cards. It provides real-time expense control, instant card issuance, and detailed financial reporting. The platform is designed to streamline financial processes, facilitate media buying, and ensure full transparency and control over corporate spending.

• Unique Features: Instant card issuance, real-time expense control, no setup or monthly fees, comprehensive API solutions, detailed reporting, budget management, IBAN account, award-winning platform.
• Pricing: Wallester Business offers a free package with 300 virtual cards and unlimited physical cards. For businesses needing more, the 3000 virtual cards package costs €199/month, and the 15000 virtual cards package costs €999/month. Custom solutions are available upon request.
• Testimonials: Users have mixed feelings about Wallester. Giacomo Solimene praises it as "absolute number one for business card and global payroll system," highlighting the fast assistance and excellent card design. On the other hand, Mike Ferrab criticizes the platform, calling it a "bunch of scammers with terrible support" and mentioning account suspension issues. For more detailed reviews, visit the Wallester Reviews page.

5. Tide Bank

Tide offers a smart business bank account with no monthly fees, providing features like simple payment solutions, built-in accounting, and a dedicated savings account with 4.07% AER variable interest. The account can be opened in minutes through an easy online process.

• Unique Features: No monthly fees, personalized invoicing, business savings with 4.07% AER variable interest, simple accounting integration, 24/7 account monitoring, 24/7 support, payment links for online transactions, auto-categorisation of income and spending, direct debit management, Apple/Google Pay setup, international payments with IBAN access, CSV exports.
• Pricing: Tide offers a free business bank account with no monthly fees. Users only pay for what they use, with low transaction and ATM fees. Additional plans with more features are available, such as Plus, Pro, and Cashback accounts, each with different pricing and benefits.
• Testimonials: Users have mixed feelings about Tide Bank. Emmanuel Mbagwu praises the platform, stating, "Tide made business account easy and fast to open." On the other hand, Alex shares a negative experience, mentioning, "Terrible experience. Paused our account without warning, after nearly two weeks of having no access to our money they emailed saying they are closing the account." For more detailed reviews, visit the Tide Reviews page.

6. Axos Bank

Axos Bank offers digital business accounts designed to provide security, ease, and efficiency with minimal fees. The bank provides tailored solutions for small businesses and commercial entities, including checking accounts, business services, and comprehensive commercial banking and lending solutions.

• Unique Features: Digital business accounts, tailored solutions for small businesses and commercial entities, comprehensive commercial solutions, specialized industry services, financial tools and resources, Axos ONE bundled account, Axos FundFinder+ research tool, all-in-one mobile app.
• Pricing: Axos Bank's digital business accounts offer the power to bank with security, ease, and efficiency while paying little to no fees. For specific pricing details, users are encouraged to explore individual product pages or contact the bank directly.
• Testimonials: Users have mixed feelings about Axos Bank. DW praises the bank for its "great service and small business products," highlighting the dedicated relationship manager and free checking account. On the other hand, Alissa shares a negative experience, mentioning that her account was locked after adding funds and she never got her money back. For more detailed reviews, visit the Axos Bank Reviews page.

7. Finom

Finom offers a business account with cashback, invoicing, and accounting tools. It is designed for SMEs, freelancers, and companies under registration. The account can be opened online and provides a German IBAN within 24 hours, international payments, up to 3% cashback, and personal assistance within 1 minute.

• Unique Features: German IBAN in 24 hours, international payments, up to 3% cashback on all expenses, personal assistance within 1 minute, €0 tariff plan for freelancers, free cards, simple invoicing, safe access for employees and accountants, reconciliation and money collection tools, analytic data reports and accounting software integrations, credit account with authorized funds for companies under registration, statements and complete registration of legal entities.
• Pricing: Finom offers two main plans: Corporate and Enterprise. The Corporate plan costs €149/month (monthly) or €119/month (annually), while the Enterprise plan costs €339/month (monthly) or €249/month (annually). Additional fees apply for extra team members, recognized documents, and various banking services.
• Testimonials: Users generally have positive experiences with Finom, praising its customer service and ease of use. Vladislav Vashchenko appreciates the fast and helpful support, especially for expats in Germany. On the other hand, Mr. Paulo Gonçalves had a negative experience, citing issues with document submission and account closure. For more detailed reviews, visit the Finom Reviews page.

8. Currensea

Currensea is a travel debit card that links directly to your existing UK bank account, allowing you to save on foreign exchange fees when spending abroad. It offers real-time exchange rates, instant spend notifications, and various security features. The card is highly rated by users and provides different pricing plans to suit occasional and frequent travelers.

• Unique Features: Direct link to existing bank account, no hidden fees, real-time notifications, security features like Mastercard purchase protection and 2-factor authentication, environmental impact contributions, multiple pricing plans.
• Pricing: Essential Plan: Subscription free, Premium Plan: £25/year, Elite Plan: £120/year.
• Testimonials: Users generally praise Currensea for its ease of use and excellent exchange rates. Fredric mentioned, "I recently holidayed in Italy and found using Currensea a godsend, not having to fiddle around looking for euros." On the other hand, Paul noted, "Only one time the system did not work but we had some cash for the small amount of the payment (USD)." For more detailed reviews, visit the Currensea Reviews page.

9. Reap

Reap provides financial solutions to help businesses achieve global financial goals by offering essential financial infrastructure. Their suite of products and services includes corporate credit cards, payouts, expense management, and API solutions for card issuing and cross-border payments.

• Unique Features: Reap Card with flexible bill repayment options in fiat or digital currencies, Reap Pay for payments in preferred currencies, Card Issuing API to launch custom card programs, Payment API for cross-border payouts, PCI compliance, licensed operations, fraud prevention tools, secure sandbox testing, robust API documentation, rapid deployment, dedicated support.
• Pricing: Physical & virtual card: FREE, Annual fee: FREE, Monthly bill repayment with fiat currency: FREE, Monthly bill repayment with stablecoins: 1.2% handling fee, ATM withdrawal: 2%, FX fee: 2%, Available card currencies: USD, HKD, Collateral: 1:1 ratio, Mobile payment (Apple Pay / Google Pay): FREE, Mobile app: FREE, Issue branded card via API: Contact Sales, Bank transfers with Reap Card: 1.8%, Bank transfers with stablecoins: 0.8%, Cross-border payment fee: 25 USD, Local payment fee: 0-5 USD, T+1 day payouts: No extra fee, Card-level and team-level spend controls: FREE, Unlimited team members, Multi-entity management: FREE, Real-time spend analytics: FREE, Xero integration: FREE, Receipt collection and auto-matching: FREE.
• Testimonials: Users generally appreciate the user-friendly onboarding and helpful team. Dexter L. mentioned, "Reap had a very user-friendly onboarding experience. The team is friendly and helpful. The product (REAP card) is very easy to use and helps with our operations a lot." However, he also noted, "The only downside would be limitations in terms of setting categories. However, I discussed this with their product team and they are going to look into it. Very helpful!" For more detailed reviews, visit the Reap Card Reviews page.

10. Brex

Brex offers a comprehensive financial platform that includes modern corporate cards, expense management, business banking, bill pay, accounting, and travel management. Their services are designed to help businesses of all sizes spend smarter, automate busywork, and maximize financial efficiency using AI-powered tools.

• Unique Features: AI-powered automation, global reach in 120+ countries, 4.24% yield on business accounts, auto-enforced controls for budgets and spend limits, real-time tracking and automated receipts, vendor-specific cards with per-transaction limits, AI-generated suggestions and ERP integrations.
• Pricing: Essentials Plan: $0 per user per month, Premium Plan: $12 per user per month, Enterprise Plan: Custom pricing, Smart Card: Custom pricing.
• Testimonials: Users generally appreciate Brex for its ease of use and comprehensive features. Theresa M. mentioned, "Brex is really easy to use, and covers all of our needs. We were previously at a bank that was very old fashioned with limited online services." On the other hand, Mike A. noted, "When typing in descriptions or other details on the app if you make a mistake and try to correct it the typing always goes to the end of the sentence, even if you started at the beginning. It is so weird. You always have to delete whatever you typed and start all over. I hope they fix this." For more detailed reviews, visit the Brex Reviews page.

Which one should you go with?

In conclusion, while each of these platforms offers unique features and benefits tailored to various business needs, OneSafe stands out for its exceptional customer support and seamless financial solutions. Whether you're managing payroll, handling global payments, or navigating the complexities of both fiat and cryptocurrencies, OneSafe provides a comprehensive and user-friendly experience. Although any of these alternatives could be a good fit depending on your specific requirements, we recommend OneSafe if you're looking for a reliable and efficient financial partner. For more information, visit the OneSafe website.