CoinDCX is a cryptocurrency investment application trusted by over 1.4 crore users. This article will explore what CoinDCX offers and present some alternatives for those interested in crypto investments.
Reviews
Users have shared a mix of positive and negative feedback about CoinDCX. Many appreciate the app's user-friendly interface and the wide variety of cryptocurrencies available for investment. However, some users have expressed frustration with technical glitches and slow customer service responses. While the security features and educational resources are often praised, issues like slow transaction times and complex verification processes have been points of contention.
- "The app is very intuitive and easy to use, making crypto investments straightforward." - John D.
- "Customer support is slow, and the verification process is cumbersome." - Sarah K.
For more detailed reviews, visit the CoinDCX Reviews page.
Best alternatives to CoinDCX
1. OneSafe
OneSafe is a financial technology company offering a blend of traditional and Web3 financial services, providing comprehensive account services tailored for companies operating in both fiat and cryptocurrencies.
- Features: simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security.
- Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for Sepa payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
- Users praise OneSafe for its exceptional customer support and seamless financial operations. Testimonials highlight its game-changing impact on businesses, especially in Web3, and its essential role in simplifying payroll and expense management. For more details, visit the OneSafe website.
2. Kontist
Kontist offers a comprehensive business banking solution for self-employed individuals in Germany. The service includes a business bank account, automated bookkeeping, and business tax return functionalities, all accessible through a single app.
- Unique Features: All-in-one app combining banking, bookkeeping, and tax return services, AI-supported automated bookkeeping, real-time tax calculations, mobile and web banking, Visa Business Debit Card, integration with Apple Pay and Google Pay, invoicing tool, premium account features like advance VAT returns and compatibility with tax advisers.
- Pricing: Kontist offers three plans:
- Free Plan: €0 per month plus VAT (conditions apply), includes a free virtual Visa Debit card, mobile & web banking app, 10 free transactions per month, and the ability to create 2 invoices per month.
- Premium Plan: €9 per month plus VAT, includes all features from the Free plan plus a free virtual and physical Visa Debit card, automatic calculation of income tax & VAT, MT940 Datev export, unlimited invoices per month, and integration with external bookkeeping tools.
- Bookkeeping Plan: €29 per month plus VAT, includes all features from the Premium plan plus unlimited free transactions, advance VAT return, business evaluation, manually add external transactions, unlimited categorization of transactions with AI, and business assets handling.
- Testimonials: Users generally appreciate Kontist for its ease of use and comprehensive services.
- Positive: "Excellent service for Freelancers... Thanks to Kontist my annual Tax return is filed with ease and on time." - Daniel N Jochem
- Negative: "The tax service is extremely overpriced and totally not recommended! I made the mistake of using it for over 1 year as a new business owner and non-German speaker, and their service was minimal... I won't make the mistake of paying for anything from them." - Tanya
3. Moss
Moss is a spend management solution designed to help companies control and optimize their spending through real-time tracking, tailored approval and accounting tools, and streamlined workflows.
- Unique Features: Employee cards with adaptable limits and custom approval policies, effortless receipt capture via app or auto-fetch through email integrations, real-time spend view and automatic categorization, 4.5x ROI, 47% increase in finance team productivity, €795 saving per employee annually, end-to-end security and GDPR compliance.
- Pricing: Moss offers a free Starter Package that includes up to 3 users, unlimited virtual debit cards, 1 physical card per user, web and mobile app access, standard accounting integrations, and customizable card limits. For more advanced needs, a Custom Package is available with additional features like advanced controlling, advanced accounting, procurement, and ERP integrations.
- Testimonials: Users generally appreciate Moss for its ease of use and efficiency.
- Positive: "MOSS is a great tool for SMEs if you want to have all your expenses in one place. It helped us introduce various expense approval flows, virtual credit cards and in general better control over our expenses. As a young company some smaller features, bugs can be improved but their client support is the highest quality." - Krisztián Kun
- Negative: "It worked really well at first...until their recent make-over update. As the accounting person in my company, I used to love Moss a lot, because it is user friendly, easy to use, self explaining, and they had a great customer care team. Everything was great until Moss decided to change. The website layout is no longer user friendly (at least for the admin). Not only there is no options to change it back to the old Moss, the normally very responsive customer care team (for instant chat) is nowhere to be found anymore. I left a message 7 days ago after the new update was live, no one answered and actually no one even looked at it. After that, I tried 2 more times, messages are not seen. Not only did Moss decide a new make-over on the layout, it also looks like they decided to be irresponsible for their customers, too. Great disappointment." - Pow
4. Hype
HYPE Business is an online business account designed for sole proprietorships and freelancers with a VAT number. It offers a range of features to simplify business financial management.
- Unique Features: Free ordinary and instant transfers, simplified F24 payments, Tax Manager for tax estimation and savings, included micro-insurances, World Elite Mastercard, 7/7 technical support.
- Pricing: Monthly cost of €2.90, annual fee of €34.80, no activation cost, free SEPA transfers, 10 free instant transfers per month (then €2 each), free ATM withdrawals in Italy and abroad, €2.00 for cash recharges at authorized points, 1.5% exchange rate markup.
- Testimonials: Users generally appreciate the ease of use and the variety of services offered. One user mentioned, "Easy and intuitive to use, a lot of services available." However, another user expressed frustration, "I received my first transfer to my Hype account and found out my account had been blocked without notification." For more detailed reviews, visit the Trustpilot page.
5. Bunq
Bunq offers a business banking solution that allows users to open a business bank account in just 5 minutes using their phone and ID. The service includes a 30-day free trial of any plan.
- Unique Features: Multiple bank accounts for effective budgeting, mobile payment solutions for iPhone and Android, automation tools for bookkeeping and VAT, high-interest savings, shared account access for teams, local and multi-currency IBANs, virtual and physical Mastercards, sustainable banking initiatives like planting trees with card usage.
- Pricing: Bunq offers various plans to cater to different business needs:
- Easy Bank Pro XL: €23.99/month
- Easy Bank Pro: €13.99/month
- Easy Bank: €7.99/month
- Easy Savings: Free
- Easy Card: Free
- Testimonials: Users generally appreciate Bunq for its innovative features and ease of use.
- Positive: "Bunq knows how to make customers satisfied because they never stop adding new features and bonuses. 🙌 I’m glad to be a part of such a nice financial bank and I feel young 🤪 when I’m using their services." - Hendrik Meier (DE)
- Negative: "The fact that Bunq’s customer service took a full six months to respond only further highlights how poorly organized Bunq must be. In my view, such disarray is unacceptable for a bank where people entrust their savings." - R. (NL)
6. Countingup
Countingup offers a business account designed for self-employed individuals and small businesses in the UK. It allows users to apply in under 5 minutes and start accepting payments immediately.
- Unique Features: Instant payment acceptance via UK bank-to-bank transfers, international transfers, and card payments, professional invoicing with unlimited free invoices and payment alerts, automatic categorization of expenses and real-time tax insights, secure data sharing with accountants, quick application process with most accounts opened in under two hours, flexible pricing with no subscription fees for the first 3 months.
- Pricing: Countingup offers a 3-month trial with no subscription fees. After the trial, the pricing is tiered based on total monthly deposits: £3/month for deposits between £0 – £750, £9/month for deposits between £750 – £7,500, and £18/month for deposits over £7,500. Additional transaction fees include 30p for account transfers and direct debits, 3% for foreign transactions, £1 for ATM withdrawals, 0.5% for Post Office cash loads (minimum £2 fee), 3% for PayPoint cash loads, and £5 for replacement cards.
- Testimonials: Users generally appreciate Countingup for its ease of use and comprehensive features. One user mentioned, "I love to use them. It's easy to follow up on the expenses and profits, and there's a tax pot to which the tax money can be added." - Rian Cojocnean. However, another user expressed frustration, "For the 2nd time in a month acc has been blocked... they leave you with no answer no way to phone them and no way to take payments." - e.g toal. For more detailed reviews, visit the Countingup Reviews page.
7. Airwallex
Airwallex is a global payments and financial platform trusted by over 100,000 companies. It offers software and APIs to simplify global payments and financial operations, enabling businesses to unlock new opportunities and grow without limits.
- Unique Features: Simple setup, fast transfers, cost-effective, human support, cloud native, high security, global compliance, local payments network.
- Pricing: Airwallex offers several pricing plans:
- Explore Plan: $0 or $29 per month, with conditions for free usage.
- Grow Plan: $99 per month, includes additional features like international batch transfers and expense management.
- Accelerate Plan: $499 per month, designed for large businesses with enterprise capabilities.
- Custom Plan: Tailored pricing for high-volume businesses, contact sales for details.
- Testimonials: Users generally appreciate Airwallex for its ease of use and cost savings, but some have experienced issues with customer service and account suspensions.
- Positive: "Great service from Airwallex! The account manager, Hayley, is super helpful, and the website is so easy to use. Payments go through quickly, and their exchange rates for overseas transactions are excellent. Couldn’t ask for a better experience!" - Calisha Isara
- Negative: "One star is way too much for this incompetent company. Canada is famous for its incompetence and Airwallex compliments it so well. Incompetent + Incompetent = Too incompetent. Here is my $100 bet. They will apologize but will not give any customer service contact line to understand your situation. I wasted my time. My mom signed up at Wise faster than this and she is 70. Use Wise, Bankonloop, or worst case Paypal." - Johannes van Delft
8. Revolut
Revolut Business is an all-in-one business account designed to help businesses manage their finances more efficiently. It offers features like global payments, multi-currency accounts, and smarter spending.
- Unique Features: Global payments, multi-currency accounts, smarter spending tools, issuing physical and virtual cards, sending transfers, receiving money with IBAN, SWIFT, and BIC account details, accepting payments online or in-person, exchanging 25+ currencies at the interbank rate.
- Pricing: Revolut Business offers several pricing plans:
- Basic Plan: £0/month, includes local & global account details, send, receive & exchange 25+ currencies, unlimited team members, physical & virtual cards, accept online & in-person payments.
- Grow Plan: From £19/month, includes everything in Basic, exchange up to £10,000 monthly at the interbank rate, no-fee transfer allowance, earn interest with Savings, spend controls & approvals, bulk payments.
- Scale Plan: From £79/month, includes everything in Grow, exchange up to £50,000 monthly at the interbank rate, 5x more no-fee global transfers, 10x more no-fee local transfers, higher interest on Savings.
- Enterprise Plan: Custom pricing, includes custom allowances for transfers, currency exchange, etc., highest interest rate on Savings (3.51%), specialized account management.
- Testimonials: Users generally appreciate Revolut for its user-friendly interface and quick transaction times.
- Positive: "Revolut has made my life so much easier as I had a very bad experience with my previous bank in getting my account sorted, but my Revolut account was set up within minutes. Very convenient and efficient. Love it." - Kavita Gunaratne
- Negative: "Bad service, bad communication. I ordered a card terminal reader to take payment. This has been delivered to an unknown place by Royal Mail in a few days. According to Revolut, this is my problem and they can't help. I would like some help to localize the item or get a refund as I won't use their service. Communication, service is bad. Being very busy during Christmas time I don't have time to track and research it. I had to find another provider, mypos, which sent me a card terminal in one day by DHL tracked! Take note of it and work only with professional payment providers." - Nicolas Huynh
9. Propulse by CA
Propulse by Crédit Agricole is a 100% online professional account service designed to support entrepreneurs in managing their business finances. It offers a range of features including a Visa Business card, tools for creating invoices and quotes, automatic URSSAF declarations, and comprehensive support for business creation and development.
- Unique Features: Fully online professional payment account, quick setup in less than 5 minutes, payment limits up to 40,000 € per month, tools for creating invoices and managing quotes, automatic URSSAF declarations, over 1500 articles and guides for entrepreneurs, free online business plan tool, insurance coverage included.
- Pricing: Pricing starts at 8 € HT/month with no commitment, the first month is free, and payment limits can be adjusted up to 40,000 € per month.
- Testimonials: Users generally appreciate Propulse for its ease of use and helpful features. One user mentioned, "Change la vie" (Life-changing) - Wassim Y. However, another user expressed frustration, "Frankly great application but it's a shame that instant transfers are not available and sending invoices or quotes from the application is not possible." - Mathieu P. For more detailed reviews, visit the Propulse Reviews page.
10. Everestcard
Everestcard offers a comprehensive business account solution that includes instant setup, multiple Mastercard credit cards, and automated expense management. The service is designed for businesses aiming for efficiency and modern financial management, providing features like 100% online management, exclusive travel benefits, and real-time control of expenses.
- Unique features: instant issuance of multiple Mastercard credit cards, exclusive access to Mastercard® Airport Security Fast Track, 100% online management through a web dashboard and app, modern expense management with digital receipt uploads and automated reports, real-time control of cards and expenses, special offers for startups and founders, individual credit lines for business expenses, mobile app for managing finances on the go.
- Pricing: The standard package is priced at 20 EUR per month, which includes up to 5 virtual or plastic cards, expense management tools, unlimited transaction history, alerts and notifications, and access to Everest community deals. Users can pay monthly and cancel anytime. A free 90-day trial is available for new users. Customized offers are available for specific requests requiring a large number of cards by contacting the company directly.
- Testimonials: Users generally have mixed feelings about Everestcard. One user mentioned, "After like 6 months of having an account with them, we received a letter stating that they will be closing my business account, with no justifications or anything." - AL. Another user expressed frustration, "Do not trust this company. They are a bunch of frauds who steal peoples details and act like their processing your application!" - Yewande A. For more detailed reviews, visit the Trustpilot page.
Which one should you go with?
In conclusion, while each of these financial solutions offers unique features and benefits tailored to different business needs, OneSafe stands out for its exceptional customer support and seamless financial operations. Whether you're a freelancer, a small business owner, or a large enterprise, OneSafe provides a comprehensive suite of services that can simplify your financial management. If you're exploring alternatives, OneSafe is a reliable choice that combines traditional and Web3 financial services, making it a versatile option for modern businesses. Ultimately, any of these platforms could be a good fit, but OneSafe is highly recommended for its all-encompassing approach.
