In this article, we will explore alternatives to CoinJar Exchange, a platform known for its institutional-grade crypto trading and custody services. CoinJar Exchange offers 0% taker fees, a fast trading engine, and robust security measures, making it a popular choice for companies, market makers, and finance professionals.
Reviews
Users have shared a mix of positive and negative feedback about CoinJar Exchange. Many appreciate the platform's 0% taker fees, fast trading engine, and robust security measures. These features have been particularly helpful for institutional clients who require reliable and efficient trading solutions. However, some users have expressed frustration with the customer support response times and occasional technical glitches. Despite these issues, the overall sentiment leans towards satisfaction with the platform's performance and security.
- "The 0% taker fees are a game-changer for our trading strategy." - John D.
- "Customer support could be more responsive, especially during high trading volumes." - Sarah K.
For more detailed reviews, visit the CoinJar Exchange Reviews page.
Best alternatives to CoinJar Exchange
1. OneSafe
OneSafe is a financial technology company offering a comprehensive financial platform for startups and businesses that operate in both fiat and cryptocurrencies. It provides services such as global payments, corporate cards, multi-currency support, and seamless payment options, all through a user-friendly interface. OneSafe is designed to meet the needs of modern businesses, especially those involved in Web3 and digital currencies.
- Simple onboarding process with quick identity verification, global payments in various currencies, user-friendly corporate cards with spend limits, multi-currency support including USD, Euro, CAD, and more, ability to open and manage global accounts, versatile payment options including wire, ACH, and foreign exchange, security measures including encryption, compliance protocols, and Multi-Factor Authentication (MFA), near-instantaneous currency conversions with competitive rates.
- Account Opening: Free, Minimum Balance: $0, Monthly Fees: None, Corporate Cards: Included, Invoices: Included, Sending + Receiving US Domestic Payments: 0.1% fee, Sending + Receiving Sepa Payments: 0.2% fee, International Wires: 0.2% fee + $25 Swift, Fedwire: $20, FX fee on Corporate cards: 1%, USDT Transactions: 0.1% fee, Fiat <-> Crypto Conversion: Included.
- Users rave about OneSafe's exceptional customer support and its ability to simplify complex financial tasks. Testimonials from industry leaders highlight its game-changing impact on business operations and payroll management. For more details, visit the OneSafe website.
2. Bunq
Bunq offers a streamlined and efficient business banking experience, allowing users to set up an account in just 5 minutes with a phone and ID. The service includes a free 30-day trial for any plan, making it easy for businesses to get started.
- Features: Quick account setup, multiple bank accounts, contactless payments, automation tools, high-interest rates, collaborative financial management, local IBANs, powerful cards, sustainable banking, web access, 24/7 online support.
- Pricing: Easy Bank Pro XL: €23.99/month, Easy Bank Pro: €13.99/month, Easy Bank: €7.99/month, Easy Savings: Free, Easy Card: Free.
- Testimonials: Users appreciate Bunq's continuous feature updates and user-friendly app. However, some have criticized the slow customer service response times. For more details, visit the Bunq Reviews page.
3. N26
N26 is a mobile banking service that offers a range of financial products and services through an intuitive app. It provides various account types (Standard, Smart, You, Metal) with features like virtual Mastercard, free ATM withdrawals, 24/7 chat support, and robust security measures.
- Unique Features: Virtual Mastercard, free ATM withdrawals in euros and abroad, 24/7 chat support in five languages, 3D Secure and biometric authentication, instant savings account with competitive interest rates, investment options in stocks, ETFs, and cryptocurrencies, full German banking license, no hidden fees or paperwork.
- Pricing: N26 Standard: €0.00/Month, N26 Smart: €4.90/Month, N26 You: €9.90/Month, N26 Metal: €16.90/Month.
- Testimonials: Users generally appreciate N26's digital banking features and reliability. One user mentioned, "Friendly and solution-oriented Service - and they found a solution. Great 🤩" However, another user expressed frustration, stating, "Terrible customer service, total rubbish. I have a paid account and the phone line never works." For more details, visit the N26 Reviews page.
4. Axos Bank
Axos Bank offers digital business accounts designed to provide security, ease, and efficiency with minimal fees. The bank provides tailored solutions for small businesses and commercial entities, including checking accounts, business services, and comprehensive commercial banking and lending options.
- Unique Features: Digital business accounts with minimal fees, customized checking accounts and business services, comprehensive solutions for corporations, institutions, governments, and real estate investors, treasury management, specialized lending options including commercial lines of credit, term loans, equipment finance, and real estate lending, Axos FundFinder+ for mutual funds and ETFs, Axos ONE bundled account with high APY on savings and checking, early paydays, no maintenance fees, all-in-one mobile app for managing finances.
- Pricing: The webpage does not explicitly list detailed pricing information for Axos Bank's business banking services. However, it mentions that the digital business accounts offer the power to bank with security, ease, and efficiency while paying little to no fees. For specific pricing details, users are encouraged to explore individual service pages or contact Axos Bank directly.
- Testimonials: Users have mixed feelings about Axos Bank. One positive comment from DW states, "Great Service and Small Business Products! I opened a Small Business Account because they have a great rate at 4%. In addition to that, I got a dedicated Relationship Manager that helped me through the account opening process and introduced me to some additional great options the bank has. I got a basically free checking account, which is unheard of these days with all the big banks charging fee's left and right. Great service and they really care about your business-I'd highly recommend!" On the other hand, a negative comment from Alissa mentions, "They set me up with an account after I added funds they locked the account. 2 years later I never got my money and they can’t give me information because it’s closed. Horrible company." For more details, visit the Axos Bank Reviews page.
5. Reap
Reap provides financial solutions that help businesses achieve global financial goals by accessing essential financial infrastructure. Their products and services enable businesses to thrive in a connected and borderless world.
- Unique Features: Reap Card with flexible bill repayment options in fiat or digital currencies, Reap Pay for payments to anyone, anywhere using preferred currencies, Card Issuing API to launch your own card programs, Payment API for advanced cross-border payouts, PCI compliance, licensed and regulated in Hong Kong, sophisticated fraud prevention tools, secure sandbox testing, robust API documentation, rapid deployment, dedicated support.
- Pricing: Physical & virtual card: FREE, Annual fee: FREE, Monthly bill repayment with fiat currency: FREE, Monthly bill repayment with stablecoins: 1.2% handling fee, ATM withdrawal: 2%, FX fee: 2%, Available card currencies: USD, HKD, Collateral: 1:1 ratio, Mobile payment (Apple Pay / Google Pay): FREE, Mobile app: FREE, Issue your branded card via API: Contact Sales, Bank transfers with Reap Card: 1.8%, Bank transfers with stablecoins: 0.8%, Cross-border payment fee: 25 USD, Local payment fee: 0-5 USD, FX fee: Variable rate, T+1 day payouts: No extra fee, Payments via API: Contact Sales, Card-level spend controls: FREE, Team-level spend controls: FREE, Team members: Unlimited, Multi-entity management: FREE, Real-time spend analytics: FREE, Xero integration: FREE, Receipt collection: FREE, Receipt auto-matching: FREE.
- Testimonials: Users generally appreciate Reap's user-friendly onboarding experience and helpful team. One positive comment from Dexter L. states, "Reap had a very user-friendly onboarding experience. The team is friendly and helpful. The product (REAP card) is very easy to use and helps with our operations a lot." However, a negative comment mentions, "The only downside would be limitations in terms of setting categories. However, I discussed this with their product team and they are going to look into it. Very helpful!" For more details, visit the Reap Card Reviews page.
6. Airwallex
Airwallex is a global payments and financial platform trusted by over 100,000 companies. It offers software and APIs to simplify global payments and financial operations, enabling businesses to unlock new opportunities and grow without limits. The platform provides solutions for business accounts, spend management, online payment acceptance, embedded finance, and core APIs.
- Unique Features: Simple setup, fast transfers, cost-effective, human support, cloud native, high security, global compliance, proprietary local payments network.
- Pricing: Explore Plan: $0 or $29/month, Grow Plan: $99/month, Accelerate Plan: $499/month, Custom Plan: tailored pricing. Additional fees for FX, transfers, and payment processing apply. Spend user fees: $15 per additional employee card user/month beyond the free allowance. Payment processing fees: domestic cards at 1.65% + $0.30, international cards at 3.40% + $0.30, local payment methods at $0.30 + payment method fee. SWIFT transfers: $10-30 per transfer. Yield returns: 3.69% on AUD funds and 3.55% on USD funds.
- Testimonials: Users generally appreciate Airwallex's efficiency and intuitive interface. One positive comment from Wong Loke Hsien states, "I've been using Airwallex for managing our business transactions, and it's been a real time-saver." On the other hand, a negative comment from Pierrick C mentions, "They suddenly started to refuse money transfer for no reason." For more details, visit the Airwallex Reviews page.
7. Multipass
MultiPass offers a business account service for global payments, featuring dedicated IBANs, competitive exchange rates for over 70 currencies, and personal account management. It supports transactions in over 200 countries and provides local payment options in the UK, Europe, and the USA. The service is regulated by the FCA and ensures the safeguarding of funds.
- Unique Features: Dedicated IBAN, payment card, competitive exchange rates for over 70 currencies, personal account manager, transactions in over 200 countries, local payment options in the UK, Europe, and the USA, bespoke business solutions like Virtual IBAN, Currency Exchange, Mass Payments, API Integration, and Business Cards, FCA authorization, awards and recognition for innovation and excellence.
- Pricing: Onboarding fees from £500, priority onboarding £500, additional user £100, annual due diligence from £100, monthly maintenance fee from £100, minimum balance from 3 monthly fees, local EU payments incoming €2 and outgoing from 0.10% (min €10), local UK payments incoming free and outgoing £1, international SWIFT payments incoming £20/€25/$30 and outgoing £40/€50/$60, plastic card issuance £10/€12, virtual card issuance free, various other fees for transactions and services.
- Testimonials: Users generally appreciate the reliable service and exceptional support team. One positive comment from Alexey Umilin states, "I would strongly recommend the Multipass solution for any business. I would especially like to commend their exceptional support team." However, a negative comment from Anders mentions, "Don’t use Multipass for transfers. They’re not reliable or helpful." For more details, visit the MultiPass Reviews page.
8. Brex
Brex is a financial technology company that provides modern financial solutions for businesses, including corporate credit cards, expense management, business banking, bill pay, and travel management. The platform leverages AI to automate financial processes, helping companies control spend, maximize resources, and improve efficiency.
- AI-powered automation for approvals, expense reports, invoice entry, and payments, services available in 120+ countries, 4.24% yield on business accounts from day one, real-time tracking and adjustments for budgets and expenses, integrated solutions combining cards, banking, bill pay, accounting, and travel management, 99% compliance rate for expense policies, tailored solutions for startups, mid-size companies, and enterprises, 20x higher credit limits compared to traditional options, five-star mobile app for managing expenses and travel bookings, thousands of two-way ERP integrations for seamless accounting.
- Essentials Plan: $0 per user per month, Premium Plan: $12 per user per month, Enterprise Plan: Custom pricing (contact sales for details), Smart Card: Custom pricing (contact sales for details).
- Users generally find Brex easy to use and efficient for managing expenses and business finances. One positive comment states, "Brex is really easy to use, and covers all of our needs. We were previously at a bank that was very old fashioned with limited online services. We started using Brex just for our corporate cards, but found it so good that we moved all of our business banking over to their platform. They are very easy to work with, and the products are intuitive to learn, and comprehensive in their features." - Theresa M. However, a negative comment mentions, "When typing in descriptions or other details on the app if you make a mistake and try to correct it the typing always goes to the end of the sentence, even if you started at the beginning. It is so weird. You always have to delete whatever you typed and start all over. I hope they fix this." - Mike A. For more details, visit the Brex Reviews page.
9. Mercury
Mercury offers online business banking services designed to simplify financial workflows for startups. The platform provides a range of features including checking and savings accounts, credit cards, bill pay, invoicing, expense management, and accounting automations. Mercury emphasizes speed, efficiency, and security in managing financial operations from a single dashboard.
- Features: Manage all banking tasks from a single dashboard, auto-transfer rules, free USD wires, early access to credit cards with low deposit minimums and 1.5% cashback, FDIC insurance, regulated partners, fraud monitoring, AI-powered bill pay, seamless invoicing, expense management, accounting automations, treasury services with up to 4.69% yield, venture debt, fundraising tools like SAFEs, access to a network of investors, founders, and industry experts through Mercury Raise.
- Pricing: Mercury: $0/month, Mercury Plus: $35/month, Mercury Pro: $350/month. The free plan includes essential banking features like FDIC-insured accounts, online ACH, wires, checks, corporate cards, unlimited bill payments, and invoice generation. Mercury Plus adds recurring invoicing, branded invoices, and reimbursement for up to 20 users. Mercury Pro offers advanced workflows, dedicated support, and reimbursement for up to 250 users.
- Testimonials: Users generally appreciate Mercury's ease of use and powerful API. One positive comment from Andrew states, "The application process was very simple and the approval came within 24 hours. Their powerful API allows me to integrate into other systems that I build for my businesses." However, a negative comment from Ebraam Mansy mentions, "Mercury closed my account with funds inside and refuses to even respond to any of my emails." For more details, visit the Mercury Reviews page.
10. Fiducial Banque
FIDUCIAL Banque offers an online banking service specifically designed for professionals, including SMEs, entrepreneurs, and other professional entities. The service includes a dedicated advisor, a wide range of banking services, competitive pricing starting at 12€ HT/month, and 24/7 access to online and mobile banking platforms. The bank is recognized for its excellence in serving TPE-PME and merchants.
- Unique Features: Dedicated advisor, licensed by ACPR, various payment methods including CB, cheques, SEPA transfers, international transfers, and cash, full range of services including placements and financing, 24/7 online and mobile banking access, transparent pricing, French-based services, awarded best online bank for professionals in 2024.
- Pricing: The pricing for a professional account at FIDUCIAL Banque starts at 12€ HT (excluding tax) per month, emphasizing affordability and transparency.
- Testimonials: Users have mixed feelings about FIDUCIAL Banque. One positive comment from SOleil Or states, "Je suis personnellement très satisfait de cette banque. C’est la seule qui propose un conseiller dédié... Faites-vous votre propre opinion!" However, a negative comment from abdel malik Abdel mentions, "Une bande d’escrocs Fabien Thomas un commercial pas honnête et vicieux qui ne tient nullement ses engagements." For more details, visit the Fiducial Reviews page.
Which one should you go with?
In conclusion, while each of these platforms offers unique features and benefits tailored to various business needs, OneSafe stands out for its comprehensive financial solutions and exceptional customer support. Whether you're a startup or an established business, OneSafe's user-friendly interface, multi-currency support, and robust security measures make it a reliable choice. Although other platforms like Bunq, N26, and Mercury also provide valuable services, OneSafe's ability to simplify complex financial tasks and its commitment to customer satisfaction make it a top recommendation for those seeking an alternative to CoinJar Exchange.