Top 10 Alternatives to CoinShift

Coinshift is an all-in-one platform designed to streamline payments, accounting, and treasury management for businesses and organizations. This article will explore various alternatives to Coinshift, providing insights into other platforms that offer similar services and features.

Reviews

Users have shared a mix of positive and negative feedback about Coinshift. Many appreciate its ability to consolidate multiple Safes across networks, which enhances transparency and operational efficiency. The intuitive interface and the platform's willingness to listen to user feedback are also frequently praised. However, some users have expressed frustration with the limitations of the platform, particularly in terms of its transaction processing speed and occasional technical glitches. Overall, while Coinshift is lauded for its innovative features and user-centric approach, there are areas where users feel improvements are needed.

• "Coinshift has significantly improved our operational efficiency and reduced the risk of human error." - Yenwen Feng
• "The platform is great, but the transaction processing speed can be frustrating at times." - Kenneth Ng

For more detailed reviews, visit Trustpilot.

Best alternatives to CoinShift

1. OneSafe

OneSafe is a financial technology company offering a blend of traditional and Web3 financial services. It provides comprehensive account services tailored for companies that operate both in fiat and cryptocurrencies. The platform supports seamless integration of fiat and cryptocurrency transactions, making it ideal for modern financial operations.

• Features: Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security, efficient currency conversion.
• Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for SEPA payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Testimonials: Users praise OneSafe for its exceptional customer support and game-changing solutions. It simplifies payroll and expense management, making it an essential tool for Web3 organizations. For more details, visit OneSafe.

2. MuralPay

Mural is a platform designed to eliminate delays and fees in global payments and invoicing. It supports payments in over 40 currencies and operates in more than 170 countries.

• Features: Instant global payments, bulk payments, invoicing, virtual accounts, currency conversion, accounting integration, guaranteed delivery, instant settlement, low fees, security and compliance.
• Pricing: Mural offers competitive pricing with low transaction fees and no hidden costs. The platform provides a transparent fee structure, ensuring users know exactly what they are paying for each transaction.
• Testimonials: Users generally appreciate Mural for its efficiency and ease of use. One user mentioned, "Mural has streamlined our payment process significantly," while another noted, "The platform is great, but the customer support could be more responsive." For more detailed reviews, visit G2.

3. Reap

Reap offers financial solutions to help businesses achieve global financial goals by providing essential financial infrastructure. Their products and services enable businesses to thrive in a connected and borderless world.

• Features: Reap Card with flexible bill repayment options in fiat or digital currencies, Reap Pay for payments to anyone using preferred currencies, Card Issuing API for launching card programs, Payment API for advanced cross-border payouts, PCI compliance, licensed and regulated with an MSO license in Hong Kong, sophisticated fraud prevention tools like Chainalysis, secure sandbox testing, robust API documentation, rapid deployment, dedicated support.
• Pricing: Physical & virtual card - FREE, annual fee - FREE, monthly bill repayment with fiat currency - FREE (late fee may apply), monthly bill repayment with stablecoins - 1.2% handling fee (late fee may apply), ATM withdrawal - 2%, FX fee - 2%, available card currencies - USD, HKD, collateral - 1:1 ratio, mobile payment (Apple Pay / Google Pay) - FREE, mobile app - FREE, issue your branded card via API - contact sales, bank transfers with Reap Card - 1.8%, bank transfers with stablecoins - 0.8%, cross-border payment fee - 25 USD, local payment fee - 0-5 USD (varies per local rail), FX fee - variable rate, T+1 day payouts - no extra fee, payments via API - contact sales, card-level spend controls - FREE, team-level spend controls - FREE, team members - unlimited, multi-entity management - FREE, real-time spend analytics - FREE, Xero integration - FREE, receipt collection - FREE, receipt auto-matching - FREE.
• Testimonials: Users generally appreciate Reap for its user-friendly onboarding experience and helpful team. One user mentioned, "Reap had a very user-friendly onboarding experience. The team is friendly and helpful. The product (REAP card) is very easy to use and helps with our operations a lot." However, another user noted, "The only downside would be limitations in terms of setting categories. However, I discussed this with their product team and they are going to look into it. Very helpful!" For more detailed reviews, visit G2.

4. Novo

Novo offers online business checking accounts with no hidden fees, no minimum balance requirements, and 100% online access. The service includes free ACH transfers, free incoming wires, secure payee addition, and free virtual and physical debit cards. Novo also provides tools for bookkeeping, invoicing, integrations, and funding to help small businesses manage their finances efficiently.

• Features: No hidden fees, no minimum balance requirements, 100% online access, free ACH transfers with low-cost express availability, free incoming wires, free virtual and physical debit cards, ATM fee reimbursement up to $7/month, AI-powered bookkeeping, automated budgeting with Reserves, exclusive partner discounts, personalized customer service.
• Pricing: Novo offers a transparent pricing structure with no hidden fees. There are no monthly fees or minimum balance requirements. ACH transfers are free, and incoming wires are also free. ATM fee reimbursement is available up to $7 per month.
• Testimonials: Users generally appreciate Novo for its simplicity and support. One user mentioned, "Novo: A Game-Changing Small Business Bank for Simplified Finances and Unbeatable Support." However, another user expressed frustration, stating, "This bank is terrible. I had a business account with a small balance on it and when I tried to log in my password wouldn’t work. Contacted customer service and they said my account was closed due to inactivity." For more detailed reviews, visit Trustpilot.

5. Tide Bank

Tide offers a free business current account that can be opened in minutes. The account includes features like simple payment solutions, built-in accounting, and a dedicated savings account with 4.07% AER variable interest. The service is designed to help business owners run their businesses more efficiently with no monthly fees and low transaction costs.

• Features: No monthly fees, personalized invoicing, business savings with 4.07% AER variable interest, simple accounting integration, 24/7 account monitoring, 24/7 support, payment links, auto-categorization, direct debit management, Apple/Google Pay, international payments, CSV exports, Tide Accounting tools, Tide Card Reader, business loans.
• Pricing: Tide offers a transparent pricing structure with no monthly fees. Users only pay for what they use, with low transaction and ATM fees. Additional services like international payments and business loans may have specific fees associated with them.
• Testimonials: Users generally appreciate Tide for its quick and easy account setup process. One user mentioned, "A super fast track way of starting a business account in one day." However, some users have faced issues, such as account pauses without warning. One user stated, "Terrible experience. Paused our account without warning, after nearly two weeks of having no access to our money they emailed saying they are closing the account." For more detailed reviews, visit Trustpilot.

6. Niural

Niural is an all-in-one platform for modern US Payroll, PEO, Global EOR, Contractor management, and Bill Payments in over 150 countries. It is powered by an advanced AI model called NIURAL AI, which helps HR, finance, and operations teams handle complex compliance and business needs across different regions.

• Features: NIURAL AI, global hiring, quick payroll processing, fast onboarding, full tax compliance, unified platform, flexible pricing plans, comprehensive services.
• Pricing: Employer of Record starts at $499/month per employee, Niural Armor at $299/month per contractor, Hire & Pay Contractors at $49/month per contractor, Basic Plan at $70/month + $5/month per employee, Plus Plan at $100/month + $15/month per employee, Web3 Only Payroll at $19 per member/month + $100 platform fee, Enterprise Plan with custom pricing, PEO Basic at $59/month per employee, PEO Plus at $99/month per employee (paid annually).
• Testimonials: Users generally appreciate Niural for its comprehensive features and ease of use. One user mentioned, "Niural has streamlined our global payroll process significantly." However, another user noted, "The platform is great, but the customer support could be more responsive." For more detailed reviews, visit Trustpilot.

7. Finom

Finom offers a business account with features like cashback, invoicing, and accounting tools. It is designed for SMEs, freelancers, and companies under registration. The account can be opened online and provides a German IBAN within 24 hours, international payments, up to 3% cashback, and personal assistance within 1 minute.

• Features: German IBAN in 24 hours, international payments, up to 3% cashback, personal assistance in 1 minute, €0 tariff plan for freelancers, free cards, simple invoicing, safe access for employees and accountants, reconciliation and money collection tools, analytic data reports, accounting software integrations, support for companies under registration.
• Pricing: Corporate Plan: from €149/month (paid monthly) or from €119/month (paid annually), Enterprise Plan: from €339/month (paid monthly) or from €249/month (paid annually). Additional fees may apply for extra team members, recognized documents, and various special services.
• Testimonials: Users generally appreciate Finom for its customer-friendly approach and fast support. One user mentioned, "Very customer friendly, especially if you are expat in Germany and looking for modern bank, with very fast and helpful support (special thanks to Andrea) and more important - English speaking." However, another user expressed frustration, stating, "Crap company, asked to send a few documents, I did try everything then closed bank account, thanks ok coz I got another one with rebolut, and also they have roved me 18 euros. Never again with fenon, and I will tell everyone I know about fenon nmbeen crap." For more detailed reviews, visit Trustpilot.

8. Moss

Moss is a spend management solution designed to help companies control and optimize their spending. It offers real-time tracking of budgets, employee card management, receipt management, and month-end closing processes.

• Features: Employee cards with adaptable limits and custom approval policies, effortless receipt capture via app or auto-fetch through email integrations, real-time view of card spend, automatic categorization, integration with leading accounting software, 4.5x ROI within 3 years, 47% increase in finance team productivity, €795 saving per employee annually, end-to-end security, privacy by design, compliance with GDPR and other regulations.
• Pricing: Moss offers a free Starter Plan that includes up to 3 users, unlimited virtual debit cards, 1 physical card per user, web and mobile app access, and standard accounting integrations. For more advanced needs, users can create a custom package with modules like Corporate Cards, Employee Reimbursements, Accounts Payable, and add-ons such as Advanced Controlling, Advanced Accounting, Procurement, and ERP. The pricing model is modular, based on selected modules and add-ons, with a single platform fee regardless of the number of users and a variable fee based on the volume of transactions processed each month.
• Testimonials: Users generally appreciate Moss for its efficiency and ease of use. One user mentioned, "Moss is a great financial tool for companies looking for an uncomplicated, straightforward solution with great customer support." However, another user expressed frustration, stating, "It worked really well at first...until their recent make-over update. The website layout is no longer user-friendly, and the normally responsive customer care team is nowhere to be found." For more detailed reviews, visit Trustpilot.

9. Countingup

Countingup offers a business account service designed for self-employed individuals and small businesses in the UK. It allows users to open an account online in under 5 minutes, manage payments, create invoices, and handle bookkeeping and tax insights through an integrated app. The service is trusted by over 50,000 UK businesses and is backed by ING and Sage.

• Features: Instant payment acceptance via UK bank-to-bank transfers, international transfers, and card payments, create and send unlimited professional invoices for free with real-time payment alerts, automatic categorization of expenses, real-time tax insights, secure data sharing with accountants, quick account setup in under two hours, flexible pricing with a three-month free trial.
• Pricing: Countingup offers a free 3-month trial, followed by tiered subscription fees based on deposit amounts: £3/month for deposits between £0 – £750, £9/month for deposits between £750 – £7,500, and £18/month for deposits over £7,500. Additional transaction fees include 30p for account transfers and direct debits, 3% for foreign transactions, £1 per ATM withdrawal, 0.5% (minimum £2) for Post Office cash loads, 3% for PayPoint cash loads, and £5 for a replacement card.
• Testimonials: Users generally appreciate Countingup for its ease of use and comprehensive features. One user mentioned, "I love to use them. It's easy to follow up on the expenses and profits, and there's a tax pot to which the tax money can be added." However, another user expressed frustration, stating, "For the 2nd time in a month acc has been blocked... they don't care they leave you with no answer no way to phone them and no way to take payments." For more detailed reviews, visit Trustpilot.

10. Wise

Wise offers an international account that allows users to send, spend, and receive money globally with minimal fees and no hidden charges. It supports multi-currency accounts, international money transfers, and provides a debit card for global spending.

• Features: Multi-currency account supporting over 40 currencies, low fees saving up to 5x on international transfers, guaranteed rates for a specified period, global reach with services available in numerous countries, Wise card for spending and withdrawing cash in multiple currencies, interest on GBP, EUR, and USD balances, international business account for managing cash flow, security with 2-factor authentication and dedicated fraud teams.
• Pricing: Registering with Wise is free. Sending money incurs a fee starting from 0.29%, holding money in over 40 currencies is free, receiving local payments in specific currencies is free, receiving USD wire and Swift payments costs $6.11 per payment, and receiving CAD Swift payments costs $10 CAD per payment.
• Testimonials: Users generally appreciate Wise for its ease of use and multi-currency support. One user mentioned, "You can set up and receive multiple currencies. I could use it as my card/debit card abroad. Easy for me to convert the USD funds I have to the currencies of the country I'm vacationing." However, another user expressed frustration, stating, "Customer Support is the worst among all the products that I used, they're just incompetent. I used Wise for the past 3 years as Personal and Business Account." For more detailed reviews, visit G2.

Which one should you go with?

In conclusion, while each platform offers unique features and benefits tailored to different business needs, OneSafe stands out for its seamless integration of fiat and cryptocurrency transactions, exceptional customer support, and comprehensive account services. Whether you're looking for efficient global payments, advanced spend management, or simplified payroll solutions, any of these alternatives could be a great fit. However, if you're seeking a versatile and user-friendly platform that bridges traditional and Web3 financial services, we recommend giving OneSafe a try. It could be the game-changer your business needs.