Top 10 Alternatives to CoinShift

Coinshift is a platform that integrates payments, accounting, and treasury management into one place, aimed at optimizing financial operations for businesses and individuals. This article will explore various alternatives to Coinshift, providing insights into other platforms that offer similar services and features.

Reviews

Users have shared a mix of positive and negative feedback about Coinshift. Many appreciate its intuitive interface and the consolidation of multiple Safes, which has significantly improved operational efficiency. The platform's ability to batch transactions has also been highlighted as a time and cost-saving feature. However, some users have expressed frustration with occasional technical glitches and the learning curve associated with navigating the platform's advanced features. Overall, while Coinshift is praised for its innovative approach to financial management, there are areas where users feel improvements could be made.

• "The intuitive interface has made managing our finances much easier." - John D.
• "While the platform is powerful, the initial setup was quite challenging." - Sarah K.

For more detailed reviews, visit the Coinshift review page.

Best alternatives to CoinShift

1. OneSafe

OneSafe is a financial technology company offering a blend of traditional and Web3 financial services. It provides comprehensive account services tailored for companies operating in both fiat and cryptocurrencies. The platform supports seamless integration of fiat and cryptocurrency transactions, making it ideal for modern financial operations.

• Features: Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security.
• Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for Sepa payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Testimonials: Users praise OneSafe for its exceptional customer support and seamless financial operations. Many highlight its game-changing impact on their businesses, especially in the Web3 space. For more details, visit the OneSafe website.

2. MuralPay

Mural is a platform designed to eliminate delays and fees in global payments and invoicing. It allows users to pay vendors and contractors in over 40 currencies using real-time payments.

• Features: Instant global payments, one platform for all financial operations, global reach, guaranteed delivery, instant settlement, low fees, security & compliance, integration with existing financial systems.
• Pricing: The webpage does not provide specific pricing details. Users are encouraged to request a demo to understand the cost structure and benefits of using Mural.
• Testimonials: Users generally appreciate Mural for its efficiency and ease of use. One positive comment highlights the platform's ability to streamline payment processes, while a negative comment mentions occasional delays in customer support response times. For more details, visit the Mural Pay review page.

3. Reap

Reap provides financial solutions to help businesses achieve their global financial goals by offering essential financial infrastructure. Their products and services include corporate credit cards, payment solutions, and API solutions for card issuing and payouts, all designed to support businesses in a connected and borderless world.

• Unique Features: Reap Card with flexible bill repayment options in fiat or digital currencies, Reap Pay allowing payments in preferred currencies, Card Issuing API for launching card programs, Payment API for advanced cross-border payouts, PCI compliance, licensed and regulated operations, sophisticated fraud prevention tools, secure sandbox testing, robust API documentation, rapid deployment, dedicated support.
• Pricing: Physical & Virtual Card: Free, Annual Fee: Free, Monthly Bill Repayment: Free for fiat, 1.2% handling fee for stablecoins, ATM Withdrawal: 2%, FX Fee: 2%, Available Card Currencies: USD, HKD, Collateral: 1:1 ratio, Mobile Payment: Free, Mobile App: Free, Issue Branded Card via API: Contact Sales, Bank Transfers: 1.8% for Reap Card, 0.8% for stablecoins, Cross-Border Payment Fee: 25 USD, Local Payment Fee: 0-5 USD, T+1 Day Payouts: No extra fee, Payments via API: Contact Sales, Card-Level and Team-Level Spend Controls: Free, Unlimited Team Members, Multi-Entity Management: Free, Real-Time Spend Analytics: Free, Xero Integration: Free, Receipt Collection and Auto-Matching: Free.
• Testimonials: Users generally appreciate Reap for its user-friendly onboarding experience and helpful team. One positive comment highlights the ease of use and operational benefits of the Reap Card. A negative comment mentions limitations in setting categories, but notes that the product team is addressing the issue. For more details, visit the Reap Card review page.

4. Novo

Novo offers an online business checking account with no hidden fees, no minimum balance requirements, and 100% online accessibility. It provides tools for managing business finances, including free ACH transfers, free incoming wires, secure payments, and free virtual and physical debit cards. Novo emphasizes personalized customer service and offers various financial tools like invoicing, bookkeeping, and funding options.

• Unique Features: No hidden fees, no minimum balance requirements, 100% online account management, free ACH transfers with low-cost express availability, free incoming wires, free virtual and physical debit cards, ATM fee reimbursement up to $7/month, AI-powered bookkeeping, exclusive partner discounts, integration with top business tools, personalized customer service, FDIC insurance up to $250,000 via Middlesex Federal Savings, F.A.
• Pricing: Novo offers a transparent pricing model with no hidden fees. There are no monthly fees, no minimum balance requirements, and no fees for incoming wires or ACH transfers. ATM fees are reimbursed up to $7 per month, and there are no fees for virtual or physical debit cards.
• Testimonials: Users generally appreciate Novo for its user-friendly platform and small business-friendly services. One positive comment from Lisa Benson highlights the ease of use and the platform's intuitive design, making it a game-changer for small businesses. On the other hand, a negative comment from Clean Sweep criticizes the customer service and account management, mentioning issues with account closure due to inactivity and poor customer support. For more details, visit the Novo review page.

5. Tide Bank

Tide offers a smart business bank account with no monthly fees, providing features like simple payment solutions, built-in accounting, and a dedicated savings account with 4.07% AER variable interest. The account can be opened online in minutes, making it easy for business owners to manage their finances efficiently.

• Unique Features: No monthly fees, personalized invoicing, business savings account with 4.07% AER variable interest, simple accounting integration, 24/7 security and support, payment links, auto-categorization, direct debit management, Apple/Google Pay integration, international payments, CSV exports.
• Pricing: Tide offers a transparent pricing model with no monthly fees. Users only pay for what they use, with low transaction and ATM fees. Additional services like invoicing and accounting integrations are included without extra charges.
• Testimonials: Users generally appreciate Tide for its quick account setup and helpful customer service. One positive comment from Jason K highlights the fast track way of starting a business account in one day, which was crucial for his business needs. On the other hand, a negative comment from Alex criticizes the sudden account pause and the delay in accessing funds, which severely impacted his business operations. For more details, visit the Tide review page.

6. Niural

Niural is an all-in-one platform for modern US Payroll, PEO, Global EOR, contractor management, and bill payments in over 150 countries. It is powered by advanced AI, specifically NIURAL AI, which enhances the efficiency and compliance of HR, finance, and operations teams.

• Unique Features: Powered by NIURAL AI, hire globally with ease, pay your team in minutes, hire in days not months, full tax compliance, unified platform, flexible pricing plans.
• Pricing: Employer of Record: $499/month per employee, Niural Armor: $299/month per contractor, Hire & Pay Contractors: $49/month per contractor, Basic Plan: $70/month + $5/month per employee, Plus Plan: $100/month + $15/month per employee, Web3 Only Payroll: $19 per member/month + $100 platform fee, Enterprise Plan: Custom pricing based on volume, PEO Basic: $59/month per employee, PEO Plus: $99/month per employee (paid annually).
• Testimonials: Users generally appreciate Niural for its comprehensive HR management and payroll solutions. One positive comment highlights the platform's efficiency in handling global payroll, while a negative comment mentions occasional issues with the onboarding process. For more details, visit the Niural review page.

7. Finom

Finom offers a business account with cashback, invoicing, and accounting tools. It is designed for SMEs, freelancers, and companies under registration. The account can be opened online and provides a German IBAN within 24 hours, international payments, up to 3% cashback, and personal assistance within 1 minute.

• Unique Features: German IBAN in 24 hours, international payments, up to 3% cashback on all expenses, personal assistance within 1 minute, €0 tariff plan for freelancers, free cards, simple invoicing, safe access for employees and accountants, reconciliation and money collection tools, analytic data reports and accounting software integrations, credit account with authorized funds for companies under registration, statements and complete registration of legal entities.
• Pricing: Finom offers two main plans: Corporate and Enterprise. The Corporate plan starts at €149 per month (paid monthly) or €119 per month (paid annually). The Enterprise plan starts at €339 per month (paid monthly) or €249 per month (paid annually). Additional fees include €15 per extra team member, 1% fee for card payments in foreign currency, and various fees for services like SEPA transfers and ATM withdrawals.
• Testimonials: Users generally appreciate Finom for its customer-friendly approach and efficient support. One positive comment highlights the fast and helpful support, especially for expats in Germany. On the other hand, a negative comment criticizes the company for account closure issues and unexpected charges. For more details, visit the Finom review page.

8. Moss

Moss is a spend management solution designed to help companies control and optimize their spending. It offers real-time tracking of budgets, employee card management, receipt management, and month-end closing processes, aiming to reduce paperwork and improve reporting accuracy.

• Unique Features: Employee cards with adaptable limits, custom approval policies, real-time oversight, easy receipt capture via app or email integration, one-click reminders, card blocking for compliance, real-time card spend view, automatic categorization, integration with leading accounting software, end-to-end security, privacy by design, regulated e-money products.
• Pricing: Moss offers a free Starter Plan that includes up to 3 users, unlimited virtual debit cards, 1 physical card per user, web and mobile app access, and standard accounting integrations. For more advanced needs, users can build a custom package with a modular pricing structure, which includes a single platform fee and a variable fee based on transaction volume. The base package covers corporate cards, employee reimbursements, and accounts payable, with add-ons available for advanced controlling, accounting, procurement, and ERP integrations.
• Testimonials: Users generally appreciate Moss for its efficiency and ease of use. One positive comment from Farida Fouad highlights the straightforward solution and excellent customer support. On the other hand, a negative comment from Pow mentions issues with the recent update, noting that the new layout is less user-friendly and customer care has become less responsive. For more details, visit the Moss review page.

9. Countingup

Countingup offers a business account service designed for self-employed individuals and small businesses in the UK. It allows users to open an account online in under 5 minutes, manage their finances, send invoices, and handle taxes with ease. The service is trusted by over 50,000 UK businesses and is backed by ING and Sage.

• Unique Features: Instant payment acceptance via UK bank-to-bank transfers, international transfers, and card payments, create and send unlimited professional invoices for free with real-time payment alerts, automatic categorisation of expenses, real-time tax insights, secure data sharing with accountants, quick account setup in under two hours, highly rated on Trustpilot.
• Pricing: Countingup offers a free 3-month trial. After the trial, the subscription fees are based on total monthly deposits: £3/month for deposits between £0 – £750, £9/month for deposits between £750 – £7,500, and £18/month for deposits over £7,500. Additional transaction fees include 30p for account transfers and direct debits, 3% for foreign transactions, £1 per ATM withdrawal, 0.5% (minimum £2) for Post Office cash loads, 3% for PayPoint cash loads, and £5 for a replacement card.
• Testimonials: Users generally appreciate Countingup for its ease of use and efficient financial management. One positive comment states, "I love to use them. It's easy to follow up on the expenses and profits, and there's a tax pot to which the tax money can be added." On the other hand, a negative comment mentions, "Old Fashioned and Slow App Interface. I have had this account for around 4 years. In some ways, it's great handy to be able to attach pictures of receipts. Being able to share with my Accountant is great. They still don't have a search function so you can't search for a transaction by name which means if you are looking to check something from say a few weeks ago, you just have to keep scrolling down on the app which is very glitchy and when you find it and then come out of the app it's back to the beginning. A search function is such a basic function and can't really understand why they wouldn't do this. It makes reconciling receipts and bills an absolute nightmare and so time-consuming unless you do this every day while you have the date at the top. Extremely disappointing." For more details, visit the Countingup review page.

10. Wise

Wise offers an international multi-currency account that allows users to send, receive, and manage money globally with low fees and transparent exchange rates. The service is designed for both personal and business use, providing features like international money transfers, a Wise debit card, and the ability to hold and convert money in over 40 currencies.

• Unique Features: Multi-currency account, low fees on international transfers, Wise debit card for global spending, regulatory compliance by FCA, high customer trust, robust security measures, interest on GBP balances, business accounts for international transactions.
• Pricing: Registering with Wise is free. Sending money incurs a fee starting from 0.29%, holding money in over 40 currencies is free, receiving local payments in specific currencies is free, receiving USD wire and Swift payments costs $6.11 USD per payment, and receiving CAD Swift payments costs 10 CAD per payment.
• Testimonials: Users generally appreciate Wise for its ease of use and cost savings on international transactions. One positive comment from Cherilyn A. highlights the convenience of setting up and receiving multiple currencies and using the Wise card abroad. On the other hand, a negative comment from a verified user in Information Technology and Services criticizes the customer support and mentions privacy issues. For more details, visit the Wise Business review page.

Which one should you go with?

In conclusion, while each platform offers unique features and benefits tailored to different business needs, OneSafe stands out for its seamless integration of fiat and cryptocurrency transactions, exceptional customer support, and comprehensive financial services. Whether you're a small business, a freelancer, or a large corporation, OneSafe provides a robust and user-friendly solution that can streamline your financial operations. Although any of these alternatives could be a good fit depending on your specific requirements, we recommend OneSafe if you're looking for a reliable and innovative financial management platform.