In this article, we will explore various alternatives to CoinSwitch, a platform renowned for its tailored crypto services for High Net-Worth Individuals (HNIs) and institutional investors. CoinSwitch offers advanced trading tools, personalized support, and robust security measures, making it a trusted partner in the crypto space.
Reviews
Users have shared a mix of positive and negative feedback about CoinSwitch. Many appreciate the platform's advanced trading tools and personalized support, which they find particularly helpful for managing their crypto investments. However, some users have expressed frustration with the platform's occasional technical glitches and the complexity of its interface. Overall, while CoinSwitch is praised for its robust security measures and dedicated account managers, there are areas where users feel improvements could be made.
- "The personalized 24/7 support is a game-changer for managing my investments." - John D.
- "The interface can be quite complex and overwhelming at times." - Sarah K.
For more detailed reviews, visit CoinSwitch Reviews.
Best alternatives to CoinSwitch
1. OneSafe
OneSafe is a financial technology company offering a comprehensive financial platform designed for startups and businesses operating in both fiat and cryptocurrencies. It provides streamlined, secure, and tailored neo-banking services for a digital-first world, including global payments, corporate cards, and multi-currency support.
- Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security, encryption, compliance protocols, Fireblocks for digital assets, Multi-Factor Authentication (MFA).
- Account opening: Free, Minimum balance: $0, Monthly fees: None, Corporate cards: Included, Invoices: Included, US domestic payments: 0.1% fee, Sepa payments: 0.2% fee, International wires: 0.2% fee + $25 Swift, Fedwire: $20, FX fee on corporate cards: 1%, USDT transactions: 0.1% fee, Fiat to crypto conversion: Included.
- Users rave about OneSafe's exceptional customer support and its ability to simplify complex financial processes. Testimonials highlight its game-changing impact on businesses, especially in the Web3 space, with seamless USD to USDC conversions and efficient payroll management.
2. Airwallex
Airwallex is a global payments and financial platform trusted by over 100,000 companies. It offers software and APIs to simplify global payments and financial operations, enabling businesses to unlock new opportunities and grow without limits.
- Features: Simple setup, fast transfers, cost-effective, human support, cloud native, high security, global compliance, local payments network.
- Pricing: Explore Plan - $0 or $29/month, Grow Plan - $99/month, Accelerate Plan - $499/month, Custom Plan - tailored pricing. Additional fees include 0.5% above interbank rates for major currencies, $10-30/transfer for SWIFT, and $15/additional employee card user/month.
- Testimonials: Users generally appreciate the platform's efficiency and support. One user mentioned, "I've been using Airwallex for managing our business transactions, and it's been a real time-saver." However, another user expressed frustration, stating, "Can't be trusted. Do not use this service." For more detailed reviews, visit Trustpilot.
3. Wise
Wise offers an international multi-currency account that allows users to send, receive, and manage money globally with low fees and transparent exchange rates. The service is used by millions of people and businesses to handle international financial transactions efficiently.
- Unique Features: Multi-currency account, low fees, Wise debit card, regulatory compliance, customer trust, security measures, interest on balances, business accounts, global reach.
- Pricing: Register for a Wise account: Free, Sending money: Fee varies by currency, starting from 0.29%, Holding money in your account: Free for 40+ currencies, Receiving money: Free for local payments and account details in 23 currencies, $6.11 USD for receiving USD wire and Swift payments, $10 CAD for receiving CAD Swift payments, Free for receiving Swift payments in 21 currencies (correspondent banks might charge fees).
- Testimonials: Users generally appreciate Wise for its ease of use and cost-effectiveness. One user mentioned, "You can set up and receive multiple currencies. I could use it as my card/debit card abroad. Easy for me to convert the USD funds I have to the currencies of the country I'm vacationing." However, another user expressed frustration, stating, "Customer Support is the worst among all the products that I used, they're just incompetent." For more detailed reviews, visit G2.com.
4. Blank
Blank is an online banking service designed for independent professionals and small businesses. It offers a range of financial management tools, including online professional accounts, Visa Business payment cards, invoicing, and encashment solutions. The service emphasizes ease of use, security, and comprehensive support for business creation and financial management.
- Unique Features: Quick account opening in 5 minutes, high-rated mobile apps, comprehensive financial tools including invoicing and encashment, automated Urssaf declarations, 7-day customer support, 3D Secure system for transaction protection, accreditation and deposit guarantee up to €100,000.
- Pricing: The pricing details are accessible through the "Découvrir les offres" link on the contact page. Users can explore various pricing plans tailored to their needs.
- Testimonials: Users generally appreciate Blank for its simplicity and efficiency. One user mentioned, "I am using the app since 3 months, and it is amazing app… all the works done with it ✅." However, another user expressed frustration, stating, "Ces une banque de voleur attention il bloque les virements entant pendant plus de un mois ou les refuse attention." For more detailed reviews, visit Trustpilot.
5. N26
N26 is a mobile banking service that offers a range of financial products including personal and business accounts, savings accounts, and investment options. It aims to simplify banking with features like virtual Mastercards, free ATM withdrawals, 24/7 chat support, and robust security measures. N26 provides various account plans to cater to different needs, from basic free accounts to premium accounts with additional benefits.
- Unique Features: Virtual Mastercard, free ATM withdrawals in euros, 24/7 chat support, innovative security features including 3D Secure and biometric authentication, instant savings account with competitive interest rates, investment options in stocks, ETFs, and cryptocurrencies, multiple account plans (Standard, Smart, You, Metal), quick and paperless account opening process.
- Pricing: N26 Standard: €0.00/Month, N26 Smart: €4.90/Month, N26 You: €9.90/Month, N26 Metal: €16.90/Month.
- Testimonials: Users generally appreciate N26 for its innovative features and ease of use. One user mentioned, "N26 is one of the best online banks. Many of its features have been adopted by mainstream banks in Greece as part of their effort to digitalise." However, another user expressed frustration, stating, "I was quite happy with N26 a few years ago, but it went downhill. I have lost my phone and it is impossible to log in to my account." For more detailed reviews, visit Trustpilot.
6. VIALET
VIALET Business Account offers secure and flexible payment solutions designed to help businesses manage their finances efficiently. The service features an easy online application process and quick account setup.
- Unique Features: Online onboarding, budget control with adjustable spending limits, comprehensive transaction management with real-time alerts, enhanced reporting, quick account setup, transparent pricing, high security standards (PSD2 compliant), personalized support from account managers, tailored services for various business needs.
- Pricing: VIALET emphasizes transparent pricing to help businesses focus on growth without worrying about hidden fees. Specific pricing details are not provided on the webpage; users are encouraged to sign up or contact VIALET directly for detailed information.
- Testimonials: Users generally appreciate VIALET for its professional and welcoming service. One user mentioned, "Vialet is everything that it should be. They are professional, kind, and fast. Everyone there is so welcoming and they really make you feel like an important person." However, another user expressed frustration, stating, "The ultimate scam. Should have received 3 wire transfers they never arrived, the days that I should have received the money the account was unavailable the day after was back working normally but with no money inside..stay away from them they will scam you." For more detailed reviews, visit Trustpilot.
7. Payhawk
Payhawk is a comprehensive spend management platform designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies, and leading integrations with ERP and accounting software into one system. It offers real-time visibility and control over operational spend, reduces manual work, and speeds up month-end closing.
- Unique Features: Seamless ERP integration with systems like Oracle NetSuite and Microsoft Dynamics, customizable platform to match specific business requirements, multi-entity support for streamlined processes across different entities, worldwide accounts and card issuance with dedicated IBANs, upcoming cost-effective transfers to 160+ countries in 50+ currencies, advanced expense management with PO 2 and 3-way matching, customizable workflows for different expenditure types, automated HR integrations to streamline processes, robust invoice handling capabilities, dedicated onboarding and implementation support, customer success manager, fast, multi-lingual human customer support team.
- Pricing: Payhawk offers three main pricing plans: Premium Cards, All-In-One Spend, and Enterprise. The Premium Cards plan includes dedicated bank accounts, Visa Credit and Debit cards, virtual and physical cards, advanced card controls, carbon emissions tracking, automatic expense creation, automated reconciliation, and accounting software integrations. The All-In-One Spend plan includes all Premium Cards features plus expense management, free domestic reimbursements, end-to-end invoice management, advanced approval workflow, budget tracking, and a dedicated customer success manager. The Enterprise plan includes all All-In-One Spend features plus purchase orders with 3-way matching, multi-entity dashboard, enterprise accounting integrations, HR integrations, and SSO/SAML authentication. Additionally, there is a Growth Program for small businesses with less than 50 employees, offering Payhawk for £149/month for 24 months.
- Testimonials: Users generally appreciate Payhawk for its efficiency, user-friendliness, and excellent customer support. One user mentioned, "Excellent product & support. This is a great payment platform for automated online billing. It has made our bookkeeping so much easier and reduced the administrative time required." However, another user expressed frustration, stating, "Payhawk changed their business focus to larger customers and gave me ten business days' notice to close my account. It's just a terrible way to treat and end a relationship with a customer, after 2 years." For more detailed reviews, visit Trustpilot.
8. Everestcard
The Everestcard is a business credit card solution offered by SnapSwap International S.A., providing instant business account setup, multiple Mastercard cards, and automated expense management. It offers exclusive access to Mastercard® Airport Security Fast Track and 100% online management.
- Unique Features: Instant issuance of multiple Mastercard credit cards, exclusive access to Mastercard® Airport Security Fast Track, 100% online management via a dashboard and web app, modern expense management with digitalization of receipts, real-time control, automated reports, special offers for startups, individual credit lines, mobile app for real-time balance tracking and financial management on the go.
- Pricing: The Everestcard is available for a simple price plan of 20 EUR per month, with additional cards available for 5 EUR each. The plan includes up to 5 virtual or plastic cards, expense management tools, unlimited transaction history, alerts and notifications, and access to Everest community deals. Payment terms are monthly, with the option to cancel anytime.
- Testimonials: Users generally have mixed feelings about the Everestcard. One user mentioned, "After like 6 months of having an account with them, we received a letter stating that they will be closing my business account, with no justifications or anything." Another user expressed frustration, stating, "Do not trust this company. They are a bunch of frauds who steal peoples details and act like their processing your application!" For more detailed reviews, visit Trustpilot.
9. MuralPay
Mural is a platform designed to eliminate delays and fees in global payments and invoicing. It allows users to pay vendors and contractors in over 40 currencies using real-time payments.
- Unique Features: Instant global payments, invoicing, bill pay, virtual accounts, currency conversion, integrations, guaranteed delivery, instant settlement, low fees, security and compliance.
- Pricing: Mural offers a demo to showcase its services. Specific pricing details are not provided on the webpage; users are encouraged to sign up or contact Mural directly for detailed information.
- Testimonials: Users generally appreciate Mural for its efficiency and ease of use. One user mentioned, "Mural has streamlined our payment process and made onboarding new contractors a breeze." However, another user expressed frustration, stating, "The platform occasionally has technical issues that delay payments." For more detailed reviews, visit G2.
10. Revolut
Revolut Business is an all-in-one business account designed to help businesses manage their finances more efficiently. It offers features like global payments, multi-currency accounts, and smarter spending.
- Unique Features: Global payments, multi-currency accounts, smarter spending, issuing physical and virtual cards, sending transfers, receiving money with IBAN, SWIFT, and BIC account details, accepting payments online or in-person, exchanging 25+ currencies at the interbank rate.
- Pricing: Basic Plan: £0/month, Grow Plan: From £19/month, Scale Plan: From £79/month, Enterprise Plan: Custom pricing. Each plan offers varying features such as local & global account details, team member addition, physical & virtual cards, online & in-person payments, monthly exchange at interbank rate, no-fee transfer allowance, daily interest with Savings, spend controls, and bulk payments.
- Testimonials: Users generally appreciate Revolut for its convenience and efficiency. One user mentioned, "Revolut has made my life so much easier as I had a very bad experience with my previous bank in getting my account sorted, but my Revolut account was set up within minutes. Very convenient and efficient. Love it." However, another user expressed frustration, stating, "Bad service, bad communication. I ordered a card terminal reader to take payment. This has been delivered to an unknown place by Royal mail in few days. According to Revolut, this is my problem and they can't help." For more detailed reviews, visit Trustpilot.
Which one should you go with?
In conclusion, while each of these platforms offers unique features and benefits tailored to different business needs, OneSafe stands out for its comprehensive financial services, exceptional customer support, and robust security measures. Whether you're a startup or an established business, OneSafe provides a seamless and secure banking experience that simplifies complex financial processes. While alternatives like Airwallex, Wise, and Revolut Business are also excellent choices, OneSafe's tailored solutions and user-friendly approach make it a top recommendation for those seeking a reliable and efficient financial platform. Choose the one that best fits your needs, but consider giving OneSafe a try.