Top 10 Alternatives to Copper X

In this article, we will explore various alternatives to Copper X, a company known for providing financial tools and APIs tailored for web3 businesses. Copper X offers services such as a payment gateway for accepting crypto and fiat payments and a global payout system for real-time fund transfers across multiple countries.

Reviews

Users have shared a mix of positive and negative feedback about Copper X. Many appreciate the platform's seamless integration capabilities and the convenience of accepting both crypto and fiat payments through a single interface. However, some users have expressed frustration with the occasional delays in transaction processing and the complexity of the initial setup. Overall, while Copper X is praised for its innovative solutions and comprehensive support, there are areas where users feel improvements could be made.

• "The integration with our existing systems was smooth and hassle-free, making it easy to start accepting payments quickly." - John D.
• "Setting up the payment gateway was more complicated than expected, and the documentation could be clearer." - Sarah K.

For more detailed reviews, visit Copperx Reviews.

Best alternatives to Copper X

1. OneSafe

OneSafe is a financial technology company offering a blend of traditional and Web3 financial services. It provides comprehensive account services tailored for companies that operate both in fiat and cryptocurrencies. OneSafe is not a traditional bank but partners with banks to offer its services.

• Features: Simple onboarding, global payments, corporate cards with spend limits, multi-currency support, global accounts, seamless payments, state-of-the-art security, crypto to fiat conversions, worldwide accessibility.
• Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for SEPA payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Testimonials: Users praise OneSafe for its exceptional customer support and game-changing solutions. It simplifies payroll and expense management, making it an essential tool for Web3 companies. For more details, visit the OneSafe website.

2. Currensea

Currensea is a travel debit card that links directly to your existing UK bank account, allowing you to save on foreign exchange fees when spending abroad. It offers real-time exchange rates, instant spend notifications, and various security features. The card is highly rated by users and provides different pricing plans to suit occasional and frequent travelers.

• Unique Features: Direct link to existing bank account, no bank fees abroad, real-time exchange rates, instant spend notifications, security features including Mastercard purchase protection, card freezing, 2-factor authentication, spend limits, environmental initiatives, dedicated customer service, multiple pricing plans.
• Pricing: Essential Plan: Subscription-free, 0.5% FX rate on spending abroad, 0.5% FX rate on money transfers, 0.5% FX rate on ATM withdrawals with a 2% rate over £500 per month. Premium Plan: £25 per year, 0% FX rate on spending abroad, 0.5% FX rate on money transfers, fee-free ATM withdrawals with a 1% rate over £500 per month. Elite Plan: £120 per year, 0% FX rate on spending abroad, 0.5% FX rate on money transfers, fee-free ATM withdrawals with a 1% rate over £750 per month.
• Testimonials: Users generally praise Currensea for its ease of use and cost savings. One user noted, "It was easy to apply for a Currensea card, and it arrived quickly. Setting it up was also simple and it has been working perfectly abroad." Another user mentioned, "First time user of this type of card so was a bit sceptical of the claims made, but turns out that it does what it says and was excellent. Only one time the system did not work but we had some cash for the small amount of the payment." For more reviews, visit the Trustpilot page.

3. Airwallex

Airwallex is a global payments and financial platform trusted by over 100,000 companies. It offers software and APIs to simplify global payments and financial operations, helping businesses unlock new opportunities and grow without limits.

• Unique Features: Simple setup, fast transfers, cost-effective, human support, cloud native, high security, global compliance, local payments network.
• Pricing: Explore Plan: $0 or $29/month, Grow Plan: $99/month, Accelerate Plan: $499/month, Custom Plan: tailored pricing. Additional fees include 0.5% above interbank rates for major currencies, 1% for others, $10-30 per SWIFT transfer, $15 per additional employee card user/month, and various payment processing fees.
• Testimonials: Users generally appreciate the platform's efficiency and support. One user noted, "Airwallex has made managing our finances much easier, and the support from Wanling has been a big help." However, another user expressed frustration, stating, "They suddenly started to refuse money transfer for no reason." For more reviews, visit the Trustpilot page.

4. Wise

Wise offers an international account that allows users to send, spend, and receive money globally with minimal fees and transparent exchange rates. It provides multi-currency accounts, international money transfers, and a debit card for spending in multiple currencies. Wise is regulated by the Financial Conduct Authority and trusted by millions of customers worldwide.

• Unique Features: Multi-currency account, cost-effective transfers, Wise card, interest on balances, business services, security measures, global reach.
• Pricing: Registering with Wise is free. Sending money incurs a fee starting from 0.29%, holding money in over 40 currencies is free, receiving local payments is free, receiving USD wire and Swift payments costs $6.11 USD, and receiving CAD Swift payments costs $10 CAD.
• Testimonials: Users generally appreciate Wise for its low fees and quick transfers. One user noted, "It has the lowest fees. Trust me, I've tried a lot and this one is the most reasonable one when it comes to fees." However, another user expressed frustration, stating, "Customer Support is the worst among all the products that I used, they're just incompetent." For more reviews, visit the G2 page.

5. Fiducial Banque

FIDUCIAL Banque offers an online banking service specifically designed for professionals, including SMEs, entrepreneurs, and other professional entities. The service starts at 12€ HT/month and includes a dedicated advisor, a wide range of banking services, and 24/7 online access. The bank is recognized for its efficiency, availability, and attractive pricing.

• Unique Features: Dedicated advisor, banking license, comprehensive payment methods, complete range of services, 24/7 availability, transparent pricing, French origin, recognition as the best online bank for professionals in 2024.
• Pricing: The professional account starts at 12€ HT (Hors Taxes) per month.
• Testimonials: Users have mixed feelings about FIDUCIAL Banque. One user noted, "Je suis personnellement très satisfait de cette banque. C’est la seule qui propose un conseiller dédié... Faites-vous votre propre opinion!" However, another user expressed frustration, stating, "Une bande d’escrocs Fabien Thomas un commercial pas honnête et vicieux qui ne tient nullement ses engagements." For more reviews, visit the Trustpilot page.

6. Revolut

Revolut Business offers an all-in-one business account designed to help businesses manage their finances more efficiently. It includes features like global payments, multi-currency accounts, smarter spending, and various tools to automate and scale business operations.

• Unique Features: Global payments and multi-currency accounts, physical and virtual cards for team members, easy global transfers and receiving money with IBAN, SWIFT, and BIC, exchange of 25+ currencies at the interbank rate, integration with accounting software and business tools, spend controls and approvals, AI-powered bill capture and payment, access to 45+ million Revolut customers with Revolut Pay, analytics for planning and tracking, savings with daily returns, management of currency risk with forward contracts and orders, control over multiple business entities from one app.
• Pricing: Basic Plan: From £0/month, Grow Plan: From £19/month, Scale Plan: From £79/month, Enterprise Plan: Custom pricing.
• Testimonials: Users generally appreciate Revolut for its convenience and efficiency. One user noted, "Revolut has made my life so much easier as I had a very bad experience with my previous bank in getting my account sorted, but my Revolut account was set up within minutes. Very convenient and efficient. Love it." However, another user expressed frustration, stating, "Bad service, bad communication. I ordered a card terminal reader to take payment. This has been delivered to an unknown place by Royal Mail in a few days. According to Revolut, this is my problem and they can't help." For more reviews, visit the Trustpilot page.

7. N26

N26 is a mobile banking service that offers a range of financial products including free and premium bank accounts, savings accounts, and investment options. It aims to simplify banking with no hidden fees, no paperwork, and instant account setup.

• Unique Features: Virtual Mastercard, free ATM withdrawals in euros and abroad for premium accounts, 24/7 chat support in five languages, innovative security features like 3D Secure and biometric authentication, instant savings account with competitive interest rates, ability to buy stocks, ETFs, and over 200 cryptocurrencies directly from the app, multiple account options (Standard, Smart, You, Metal) with various benefits.
• Pricing: N26 Standard: €0.00/month, N26 Smart: €4.90/month, N26 You: €9.90/month, N26 Metal: €16.90/month.
• Testimonials: Users generally appreciate N26 for its smooth user experience and innovative features. One user noted, "One of the smoothest experiences I’ve had working with a service provider, let alone a bank institution! I’m located in Greece and have been with them for around 5 years now. Great service - no complaints at all." However, another user expressed frustration, stating, "I was quite happy with N26 a few years ago, but it went downhill. I have lost my phone and it is impossible to log in to my account, because the only 2 options are to confirm with my phone or with my phone number, which I both don't have anymore. I am trying to reach customer service, but there's some automated message that someone will study my file for max 60 min and then there's never any response." For more reviews, visit the Trustpilot page.

8. Brex

Brex is a financial technology company offering a comprehensive suite of financial services including corporate credit cards, expense management, business banking, bill pay, accounting automation, and travel management. Their platform leverages AI to automate financial processes, providing real-time tracking, high yield on business accounts, and global reach.

• Unique Features: AI-powered automation, real-time tracking, high yield on business accounts, global reach, high credit limits, compliance and security, customer-centric solutions, integrated travel management, ERP integrations.
• Pricing: Essentials Plan: $0 per user/month, Premium Plan: $12 per user/month, Enterprise Plan: Custom pricing, Smart Card: Custom pricing.
• Testimonials: Users generally appreciate Brex for its ease of use and comprehensive features. One user noted, "Brex is really easy to use, and covers all of our needs. We were previously at a bank that was very old fashioned with limited online services." However, another user expressed frustration, stating, "Honestly, I don't love the travel assistant booking software. It's OK, but a salesforce can easily rack up $20 fees if they don't book travel correctly." For more reviews, visit the G2 page.

9. Finom

Finom offers a business account with cashback, invoicing, and accounting tools. It is designed for SMEs, freelancers, and companies under registration, providing an IBAN account opened online.

• Unique Features: German IBAN issued within 24 hours, international payment capabilities, up to 3% cashback on expenses, personal assistance available within 1 minute, €0 tariff plan for freelancers, free cards and simple invoicing, safe access for employees and accountants, reconciliation and money collection tools, analytic data reports and accounting software integrations, support for companies under registration to credit accounts with authorized funds and complete legal entity registration.
• Pricing: Corporate Plan: from €149/month (excl. VAT) or €119/year (excl. VAT). Enterprise Plan: from €339/month (excl. VAT) or €249/year (excl. VAT). Additional fees apply for extra team members, recognized documents, administrating irregularities, card issuance, ATM withdrawals, SEPA transfers, and international payments.
• Testimonials: Users generally appreciate Finom for its helpful support and efficient service. One user noted, "Finally, a truly helpful support team! Every time I have a question, Mees is there to assist and always provides a satisfying answer. Great service!" However, another user expressed frustration, stating, "Crap company, asked to send a few documents, I did try everything then closed bank account, thanks ok coz I got another one with rebolut, and also they have roved me 18 euros. Never again with fenon, and I will tell everyone I know about fenon nmbeen crap." For more reviews, visit the Trustpilot page.

10. OneMoneyWay

OneMoneyWay is a digital platform offering seamless global payments, secure transfers, virtual and physical payment cards, business accounts, card acquiring, and payment terminals. The platform supports international transfers, FX services for 24+ currencies, and various payment methods like SWIFT, SEPA, US ACH, Faster Payments, and DKK Payments. It aims to simplify business operations by providing all necessary financial services through a single account.

• Unique Features: Fast onboarding, top-grade security, low monthly fees, invoicing module, local IBAN accounts, corporate cards, 24/7 support.
• Pricing: Starter Plan: £49/month (billed annually) for businesses with max revenue of 100,000 GBP, includes 1 Business Account, 1 Physical Mastercard, 1 Virtual Mastercard, currency exchange, invoice module, local clearing, Danish account and REG.NR., and a dedicated account manager. Business Plan: £99/month (billed annually) for businesses with max revenue of 2,000,000 GBP, includes up to 3 Business Accounts, 2 Physical Mastercards, 3 Virtual Mastercards, and other features. Enterprise Plan: Custom pricing for businesses with unlimited revenue, includes unlimited Business Accounts, Physical and Virtual Mastercards, and other features.
• Testimonials: Users generally appreciate OneMoneyWay for its supportive staff and efficient service. One user noted, "OMW really deserve 5 stars. Immediate reaction and support throughout the process. Special mention for DENNI." However, another user expressed frustration, stating, "Verbally promised me that I could freeze the account, I was billed as soon as the account was created. When I was complaining I was referred to the written conditions." For more reviews, visit the Trustpilot page.

Which one should you go with?

In conclusion, while each of these financial platforms offers unique features and benefits tailored to different business needs, OneSafe stands out for its seamless integration of traditional and Web3 financial services. With its user-friendly interface, robust security measures, and comprehensive support, OneSafe is an excellent choice for businesses looking to navigate both fiat and cryptocurrency landscapes effortlessly. Whether you're a startup or an established enterprise, OneSafe provides the tools and flexibility needed to manage your finances efficiently. If you're considering an alternative, OneSafe is a reliable and innovative option worth exploring.