Top 10 Alternatives to Countingup

Reviews

Users have shared a mix of positive and negative feedback about Countingup. Many appreciate the convenience of having banking and accounting in one app, highlighting features like easy invoicing and real-time tax insights. However, some users have expressed frustration with customer service and occasional technical glitches. Overall, the sentiment is that while Countingup offers valuable tools for small businesses, there are areas that need improvement.

• "The invoicing feature is a game-changer for my small business." - John D.
• "Customer service response times can be slow, which is frustrating." - Sarah K.

For more detailed reviews, visit Countingup Reviews.

Best alternatives to Countingup

1. OneSafe

OneSafe is a financial technology company offering a comprehensive financial platform for startups and businesses that operate in both fiat and cryptocurrencies. It provides services such as global payments, corporate cards, multi-currency support, and seamless payment options, all through a user-friendly interface. OneSafe is designed to meet the needs of modern businesses, especially those involved in Web3 and digital currencies.

• Simple onboarding process with quick identity verification, global payments in various currencies, user-friendly corporate cards with spend limits, multi-currency support including USD, Euro, CAD, and more, ability to open and manage global accounts, versatile payment options including wire, ACH, and foreign exchange, security measures including encryption, compliance protocols, and Multi-Factor Authentication (MFA), near-instantaneous currency conversions with competitive rates.
• Account Opening: Free, Minimum Balance: $0, Monthly Fees: None, Corporate Cards: Included, Invoices: Included, Sending + Receiving US Domestic Payments: 0.1% fee, Sending + Receiving Sepa Payments: 0.2% fee, International Wires: 0.2% fee + $25 Swift, Fedwire: $20, FX fee on Corporate cards: 1%, USDT Transactions: 0.1% fee, Fiat <-> Crypto Conversion: Included.
• Users rave about OneSafe's exceptional customer support and its ability to simplify complex financial tasks. Testimonials highlight its game-changing impact on businesses, especially in Web3, and its seamless USD to USDC conversion on Polygon. For more details, visit OneSafe.

2. Payhawk

Payhawk is a comprehensive spend management platform designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies, and leading integrations with ERP and accounting software into one system. The platform offers real-time visibility and control over operational spend, reduces manual work, and speeds up month-end closing.

• Features: Dedicated IBANs in multiple currencies, Visa debit and credit cards in 7 currencies across 32+ countries, fully digitized employee reimbursements and travel expenses, end-to-end software for purchase orders and invoice management, market-leading integrations with ERP and accounting software, automation-powered spend management, global card program, AI-powered data extraction, low-cost payments in 50+ currencies and 160+ countries, multi-entity dashboard, customizable expense coding, advanced security infrastructure, dedicated customer support.
• Pricing: Payhawk offers several pricing plans including Premium Cards, All-In-One Spend, and Enterprise, each with a range of features. The Growth Program is available for small businesses with less than 50 employees in the EEA or UK/I, priced at £149 per month for 24 months. All plans include unlimited users, transactions, document processing, cashback on card spend, a user-friendly app and web portal, a dedicated implementation manager, live chat support, and an AI-driven receipt scanner.
• Testimonials: Users generally appreciate Payhawk for its automation and ease of use. Fabio De La Cruz commented, "This is a great payment platform for automated online billing. It has made our bookkeeping so much easier and reduced the administrative time required." On the other hand, Bastian Gotter expressed dissatisfaction, stating, "Payhawk changed their business focus to larger customers and gave me ten business days' notice to close my account." For more detailed reviews, visit Trustpilot.

3. Bunq

bunq offers a business banking solution that allows users to open a business bank account in just 5 minutes using their phone and ID. The service includes a 30-day free trial of any plan and provides various features to help businesses manage their finances efficiently.

• Unique Features: Quick account setup in 5 minutes, create up to 25 bank accounts for different purposes, accept contactless payments using iPhone or Android devices, bookkeeping integrations, AutoVAT, quick invoice processing, earn 1.05% interest on EUR and 2.3% on USD and GBP with weekly payouts, share account access with co-directors and employees, open accounts with IBANs from multiple countries and in up to 22 currencies, virtual and physical Mastercards with real-time notifications and Apple/Google Pay compatibility, plant trees with every card transaction and track CO2 impact, manage business accounts from any device with bunq Web.
• Pricing: Easy Bank Pro XL: €23.99/month, Easy Bank Pro: €13.99/month, Easy Bank: €7.99/month, Easy Savings: Free, Easy Card: Free.
• Testimonials: Users generally appreciate bunq for its remote banking capabilities and diverse plans. Sören Weber commented, "Bunq has recommended itself as the bank that you can work with remotely, without any need to go to offices and resolve all questions if they appear directly via client support or Bunq together hub where users ask questions and get answers." On the other hand, R. expressed dissatisfaction, stating, "The fact that Bunq’s customer service took a full six months to respond only further highlights how poorly organized Bunq must be." For more detailed reviews, visit Trustpilot.

4. Wise

Wise offers an international account that allows users to send, receive, and manage money in multiple currencies with low fees and no hidden charges. It provides a multi-currency account, international money transfers, and a debit card for global spending. Wise is regulated by the Financial Conduct Authority (FCA) and is trusted by millions of customers worldwide.

• Unique Features: Multi-currency account holding over 40 currencies, low fees saving up to 5x on international transfers, Wise debit card for spending and withdrawing cash in different currencies without foreign transaction fees, interest-earning accounts in GBP, EUR, and USD, international business accounts, security measures including 2-factor authentication and fraud prevention, extensive coverage supporting a wide range of currencies and countries.
• Pricing: Registering with Wise is free. Sending money incurs a fee starting from 0.29%, holding money in over 40 currencies is free, receiving local payments in certain currencies is free, receiving USD wire and Swift payments costs $6.11 USD per payment, and receiving CAD Swift payments costs 10 CAD per payment.
• Testimonials: Users generally appreciate Wise for its low fees and ease of use. Cherilyn A. commented, "You can set up and receive multiple currencies. I could use it as my card/debit card abroad. Easy for me to convert the USD funds I have to the currencies of the country I'm vacationing." On the other hand, a verified user in Information Technology and Services expressed dissatisfaction, stating, "Customer Support is the worst among all the products that I used, they're just incompetent." For more detailed reviews, visit G2.

5. Blank

Blank is an online banking service designed for independent professionals and small businesses. It offers a range of features including a professional account, Visa Business card, invoicing tools, payment solutions, and professional insurance.

• Unique Features: Online professional account in 5 minutes, Visa Business card with high spending limits, automated Urssaf declarations, customizable invoicing, 7-day customer support, professional insurance, 3D Secure system, deposits guaranteed up to €100,000, business creation support.
• Pricing: Blank offers various pricing plans tailored to different business needs. Specific pricing details can be found on their pricing page.
• Testimonials: Users generally appreciate Blank for its simplicity and efficiency. TACOS TIME commented, "I am using the app since 3 months, and it is amazing app… all the works done with it ✅." On the other hand, Jerome Marzeliere expressed dissatisfaction, stating, "Ces une banque de voleur attention il bloque les virements entant pendant plus de un mois ou les refuse attention." For more detailed reviews, visit Trustpilot.

6. Mercury

Mercury offers online business banking services designed to simplify financial workflows for startups. The platform provides a range of features including checking and savings accounts, credit cards, bill pay, invoicing, expense management, and accounting automations.

• Features: Manage all banking tasks from a single dashboard, set auto-transfer rules, send free USD wires, unlimited 1.5% cashback on all spend, FDIC insurance, fraud monitoring, AI-powered bill pay, seamless invoicing, tailored expense management, integrated accounting automations, high-yield treasury services, venture debt options, free SAFEs for fundraising, access to a network of investors and industry experts.
• Pricing: Mercury offers three pricing plans. The basic Mercury plan is free at $0/month, Mercury Plus costs $35/month and includes additional features like recurring invoicing and enriched NetSuite automations, and Mercury Pro is priced at $350/month, offering advanced workflows and dedicated support.
• Testimonials: Users generally appreciate Mercury for its ease of use and powerful integrations. Andrew commented, "The application process was very simple and the approval came within 24 hours. Their no-fee approach to things like ACH transfers and wire transfers is truly refreshing." On the other hand, Ebraam Mansy expressed dissatisfaction, stating, "Mercury closed my account with funds inside and refuses to even respond to any of my emails." For more detailed reviews, visit Trustpilot.

7. Finom

Finom offers a business account with cashback, invoicing, and accounting tools. It is designed for SMEs, freelancers, and companies under registration, providing an IBAN account that can be opened online.

• German IBAN available within 24 hours, international payments, up to 3% cashback on all expenses, personal assistance available within 1 minute, tailored benefits for freelancers, businesses with employees, and companies under registration, simplified invoicing service that helps clients get paid 20% faster, strong security measures and partnerships with SolarisBank and Treezor, integration with accounting software and tools for money collection and reconciliation.
• Corporate Plan: Monthly (paid monthly) from €149 (excl. VAT), Monthly (paid annually) from €119 (excl. VAT). Enterprise Plan: Monthly (paid monthly) from €339 (excl. VAT), Monthly (paid annually) from €249 (excl. VAT). Additional fees include €15 for extra team members, €5 for international payments, and 1% for card payments in non-EUR currencies.
• Users generally appreciate Finom for its customer-friendly approach and efficient support. Vladislav Vashchenko commented, "Very customer friendly, especially if you are expat in Germany and looking for modern bank, with very fast and helpful support (special thanks to Andrea) and more important - English speaking. I really glad that I chose Finom!" On the other hand, Mr. Paulo Gonçalves expressed dissatisfaction, stating, "Crap company, asked to send a few documents, I did try everything then closed bank account, thanks ok coz I got another one with rebolut,and also they have roved me 18 euros. Never again with fenon, and I will tell everyone I know about fenon nmbeen crap." For more detailed reviews, visit Trustpilot.

8. Anna Money

ANNA Money offers a business account that can be opened online in less than 10 minutes. The account comes with a business debit card that has unique features, such as making a sound when used. The service includes virtual debit cards, payment links, cash top-up options, and integration with Apple Pay and Google Pay. ANNA also provides tools for managing expenses, setting up direct debits and standing orders, and earning cashback on purchases. The account is designed for freelancers, small businesses, and creative professionals.

• Unique Features: Quick account setup in 3 minutes, business debit card that makes a sound when used, virtual debit cards, personal webpage for receiving payments online, cash top-up at PayPoints, exclusive deals and promotions, Apple Pay and Google Pay integration, expense management with employee cards and spending limits, money-saving pots, instant payment notifications, free direct debits and standing orders, business cashback credit card, small business loans, open banking integration.
• Pricing: Plans start at £0 per month, users only pay for the services they use, no monthly fee if the account is not used.
• Testimonials: Users generally appreciate ANNA Money for its excellent service and smooth app experience. Usman commented, "They’re secure, trustworthy and I will definitely be with them for a very long time. They also generate invoices for you automatically when requested and the app is a very smooth experience, something I have struggled with other providers in the past." On the other hand, anon anon expressed dissatisfaction, stating, "Avoid at all costs!!! ANNA have held on to a very large amount of company money for weeks, they are uncontactable or helpful. We have now had to escalate to legal, FCA, PayrNet and the Financial Ombudsman." For more detailed reviews, visit Trustpilot.

9. Multipass

MultiPass offers a business account service for global payments, featuring a dedicated IBAN, payment card, competitive exchange rates for over 70 currencies, and a dedicated personal manager. The service is designed to simplify international financial transactions for businesses, providing fast and reliable currency exchange, local payment options, and bespoke business solutions.

• Unique Features: Dedicated IBAN, payment card, competitive exchange rates for over 70 currencies, dedicated personal manager, ability to send, receive, and exchange in over 70 currencies, transact in over 200 countries, local payment options in the UK, Europe, and the USA, bespoke business solutions like Virtual IBAN, Currency Exchange, Mass Payments, API integration, and Business Cards, regulatory compliance authorized by the FCA.
• Pricing: Dedicated Relationship Manager: Free, Online banking: Free, Additional IBANs and currencies: Free, Account opening and due diligence: from £500, Priority onboarding: £500, Additional user: £100, Annual due diligence: from £100, Monthly maintenance fee: from £100, Minimum balance: from 3 monthly fees, Failure to meet minimum balance: £100, Failure to provide requested documents: £500, Account closure fee: from 3 monthly fees, Local EU (SEPA / SEPA Instant): Incoming €2, Outgoing from 0.10% (min €10), Local UK (Faster Payments): Incoming Free, Outgoing £1, Local UK (BACS / CHAPS): £20, Local US (ACH): from 0.15% (min $10), Local US (Fedwire): from 0.10% (min $25), International (SWIFT): Incoming £20 / €25 / $30, Outgoing £40 / €50 / $60, International & Local, Other currencies: Free, Between MultiPass users: Free.
• Testimonials: Users generally appreciate MultiPass for its exceptional support and efficient service. Alexey Umilin commented, "I would strongly recommend the MultiPass solution for any business. I would especially like to commend their exceptional support team. In particular, I am grateful to Irina Parsina for her invaluable assistance. Her help has been truly outstanding and cannot be overstated." On the other hand, Anders from Entreprenor Aps expressed dissatisfaction, stating, "Don’t use MultiPass for transfers. They’re not reliable or helpful. Find someone else you can trust. Save yourself the hassle and seek out more dependable partners." For more detailed reviews, visit Trustpilot.

10. Kontist

Kontist offers a business banking solution designed for self-employed individuals in Germany. It combines a business bank account with automated bookkeeping and business tax returns, all managed through a single app. The service aims to simplify financial management, allowing users to focus on their business.

• Unique Features: All-in-one app combining banking, bookkeeping, and business tax returns, automatic tax calculation, AI-supported bookkeeping, real-time financial insights, mobile & web banking, Visa Business Debit Card, integration with Apple Pay & Google Pay, invoicing tool, premium account benefits including advanced bookkeeping and tax return preparation.
• Pricing: Free Plan: €0/month plus VAT, includes free virtual Visa Debit card, mobile & web banking app, 10 free transactions per month, and 2 invoices per month. Premium Plan: €9/month plus VAT, includes all Free plan features plus a physical Visa Debit card, automatic tax calculations, unlimited invoices, and integration with external bookkeeping tools. Bookkeeping Plan: €29/month plus VAT, includes all Premium plan features plus unlimited transactions, advance VAT return, business evaluation, and AI transaction categorization.
• Testimonials: Users generally appreciate Kontist for its user-friendly app and excellent customer service. Daniel N Jochem commented, "Excellent service for Freelancers. I have been with Kontist for over two years now. It is a very good service, any questions I have regarding taxes they answer quickly and professionally." On the other hand, Tanya expressed dissatisfaction, stating, "The tax service is extremely overpriced and totally not recommended! I made the mistake of using it for over 1 year as a new business owner and non-German speaker, and their service was minimal." For more detailed reviews, visit Trustpilot.

Which one should you go with?

In conclusion, while each of these financial platforms offers unique features and benefits tailored to various business needs, OneSafe stands out for its comprehensive services and exceptional customer support. Whether you're a startup navigating the complexities of Web3 or a small business seeking seamless global payments, OneSafe provides a user-friendly interface and robust security measures to simplify your financial management. Although any of these options could be a good fit, we recommend OneSafe if you're looking for a reliable and versatile alternative to Countingup. Explore your options and choose the one that best aligns with your business goals.