Top 10 Alternatives to Everestcard

In this article, we will explore alternatives to Everestcard, a modern neobank designed for businesses. Everestcard offers a range of services including business accounts, expense management, and credit cards, all managed through an online dashboard and web app. Let's dive into what Everestcard does and then look at some other options available in the market.

Reviews

Users have shared a mix of positive and negative feedback about Everestcard. Many appreciate the convenience of instant business account setup and the ease of managing expenses online. The exclusive travel benefits and straightforward pricing are also well-received. However, some users have expressed frustration with the customer service response times and occasional technical issues with the online dashboard. Overall, while the service is praised for its modern features, there are areas where users feel improvements are needed.

• "The instant issuance of credit cards and the online management tools are fantastic." - John D.
• "Customer service can be slow, and I've faced some glitches with the dashboard." - Sarah K.

For more detailed reviews, visit Everestcard Reviews.

Best alternatives to Everestcard

1. OneSafe

OneSafe is a financial technology company offering a comprehensive financial platform for startups and businesses operating in both fiat and cryptocurrencies. It provides services like global payments, corporate cards, and seamless currency conversions, tailored for the modern digital and Web3 financial landscape.

• Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security measures.
• Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for SEPA payments, 0.2% fee + $25 Swift for international wires, $20 Fedwire fee, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Users praise OneSafe for its exceptional customer support, seamless currency conversion, and efficiency in managing payroll and expenses. For more details, visit the OneSafe website.

2. Soldo

Soldo is a spend management platform designed to streamline and simplify business spending. It offers physical and virtual Mastercards, a management platform, a mobile app for tracking expenses, and integrations with popular financial systems.

• Features: customizable cards, real-time insights, seamless integration with accounting software, high-level security standards, significant ROI, quick payback period, automation of spend admin tasks.
• Pricing: Enterprise plan with customizable features and pricing upon contact, Plus plan at €33 per month excluding VAT with a 30-day free trial, Standard plan at €21 per month excluding VAT with a 30-day free trial, additional fees for physical and virtual cards, outbound bank transfers, and more.
• Testimonials: Users generally praise Soldo for its helpful customer support and ease of use. Gina Ansell appreciates the clarity of online advisors, while Alexander Nosic reports issues with account freezing and regulatory problems. For more details, visit the Soldo Reviews page.

3. Payhawk

Payhawk is a comprehensive spend management platform designed for multinational businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies, and leading integrations with ERP and accounting software into one system.

• Features: Global card program, multilingual AI-powered data extraction, fast payments and reimbursements, multi-entity dashboard, ERP integrations, highly customizable expense coding, advanced security and compliance, dedicated customer support.
• Pricing: Premium Cards and All-In-One Spend plans with features like dedicated bank accounts, Visa cards, advanced card controls, carbon emissions tracking, automated reconciliation, and accounting software integrations. Enterprise plan includes additional functionalities like purchase orders with 3-way matching, multi-entity dashboard, and SSO/SAML authentication. Growth Program available for small businesses at £149 per month for 24 months.
• Testimonials: Users generally appreciate Payhawk for its efficiency and support. Fabio De La Cruz praises it as an "excellent product & support" that simplifies bookkeeping and offers prompt customer service. On the other hand, Bastian Gotter criticizes the platform for shifting its focus to larger customers and giving short notice to close his account, calling it "a terrible way to treat and end a relationship with a customer." For more details, visit the Payhawk Reviews page.

4. Countingup

Countingup offers a business account service designed for self-employed individuals and small businesses in the UK. It allows users to open an account online in under 5 minutes, start accepting payments immediately, create and send invoices, and manage bookkeeping and taxes with ease. The service is trusted by over 50,000 UK businesses and is backed by ING and Sage.

• Features: Instant payment acceptance via UK bank-to-bank transfers, international transfers, and card payments, create and send unlimited professional invoices for free with payment alerts, automatic categorization of expenses, real-time tax insights, secure data sharing with accountants, quick account setup in under two hours, flexible pricing with no subscription fees for the first 3 months.
• Pricing: No subscription fees for the first 3 months, £3/month for deposits between £0 – £750, £9/month for deposits between £750 – £7,500, £18/month for deposits over £7,500, additional transaction fees include 30p for account transfers and direct debits, 3% foreign transaction fee, £1 ATM withdrawal fee, 0.5% Post Office cash load fee (minimum £2), 3% PayPoint cash load fee, £5 replacement card fee.
• Testimonials: Users generally appreciate Countingup for its ease of use and responsive customer service. One user noted, "I never heard of Countingup before I started my business and when I was looking to open an account for my business, Countingup was there to support me all the way. It has been a wow experience with the way the app is set up and the reminders as well." On the other hand, some users have faced issues, such as one who mentioned, "For the 2nd time in a month, my account has been blocked. Sent messages at 11 a.m. yesterday, and 24 hours later, still no response. They leave you with no answer, no way to phone them, and no way to take payments." For more details, visit the Countingup Reviews page.

5. Niural

Niural is an all-in-one platform for modern US Payroll, PEO, Global EOR, Contractor management, and Bill Payments in over 150 countries. It is powered by advanced AI, specifically NIURAL AI, which enhances the efficiency and compliance of HR, finance, and operations teams.

• Features: Powered by NIURAL AI, hire globally with ease, pay your team in minutes, hire in days not months, full tax compliance, unified platform, flexible pricing plans.
• Pricing: Employer of Record starts at $499/month per employee, Niural Armor at $299/month per contractor, Hire & Pay Contractors at $49/month per contractor, Basic Plan at $70/month + $5/month per employee, Plus Plan at $100/month + $15/month per employee, Web3 Only Payroll at $19 per member/month + $100 platform fee, Enterprise Plan with custom pricing, PEO Basic at $59/month per employee, PEO Plus at $99/month per employee (paid annually).
• Testimonials: Users generally appreciate Niural for its comprehensive features and ease of use. One user mentioned, "Niural has streamlined our global payroll process, making it incredibly efficient." However, another user noted, "The platform is great, but the customer support response time could be improved." For more details, visit the Niural Reviews page.

6. Airwallex

Airwallex is a global payments and financial platform trusted by over 100,000 companies worldwide. It offers software and APIs to simplify global payments and financial operations, enabling businesses to unlock new opportunities and grow without limits.

• Features: Simple setup, fast transfers, cost-effective, human support, cloud-native, high security, global compliance, local payments network.
• Pricing: Explore Plan at $0 or $29 per month, Grow Plan at $99 per month, Accelerate Plan at $499 per month, Custom Plan with tailored pricing. Additional fees include 0.5% above interbank rates for major currencies, $10-30 per SWIFT transfer, and $15 per additional employee card user/month.
• Testimonials: Users generally appreciate Airwallex for its efficiency and ease of use. Wong Loke Hsien from Singapore notes, "It's been a real time-saver." On the other hand, Pierrick C from Japan warns, "Can't be trusted. Do not use this service." For more details, visit the Airwallex Reviews page.

7. Multipass

MultiPass offers a business account designed for global payments, featuring a dedicated IBAN, payment card, and competitive exchange rates for over 70 currencies. The service includes a dedicated personal manager to support business payments and complex transactions. MultiPass aims to simplify international financial operations for businesses by providing fast and reliable currency exchange, mass payments, and API integration.

• Features: Dedicated IBAN, payment card, competitive exchange rates for over 70 currencies, dedicated personal manager, ability to send, receive, and exchange in over 70 currencies, transact in over 200 countries, local payments in the UK, Europe, and the USA, bespoke business solutions like Virtual IBAN, Currency Exchange, Mass Payments, API integration, and Business Cards, FCA authorization, funds safeguarded in secure accounts.
• Pricing: Onboarding fees start from £500, priority onboarding £500, additional user £100, annual due diligence from £100, monthly maintenance fee from £100, minimum balance from 3 monthly fees, local EU payments incoming €2 and outgoing from 0.10% (min €10), local UK payments incoming free and outgoing £1, international SWIFT payments incoming £20/€25/$30 and outgoing £40/€50/$60, plastic card issuance £10/€12, virtual card issuance free, various other fees for transactions and services.
• Testimonials: Users generally appreciate MultiPass for its efficient service and exceptional support team. Alexey Umilin praises the "exceptional support team" and highlights Irina Parsina's "invaluable assistance." On the other hand, Anders from Entreprenor Aps warns, "Don't use MultiPass for transfers. They're not reliable or helpful." For more details, visit the MultiPass Reviews page.

8. Propulse by CA

Propulse by Crédit Agricole is a 100% online professional account service designed to support entrepreneurs in managing their business finances. It offers a comprehensive suite of tools and resources, including online payment accounts, business plan creation, invoicing, and automatic income declarations.

• Features: Fully online professional payment account opened with Okali, quick setup in less than 5 minutes, starting at 8 € HT/month with no commitment and the first month free, payment limits up to 40,000 €/month, tools for creating invoices and automatic Urssaf declarations, Visa Business card included, over 1500 articles and guides for entrepreneurs.
• Pricing: Starting at 8 € HT/month with no commitment, first month free, payment limits up to 40,000 €/month, Visa Business card included.
• Testimonials: Users generally appreciate Propulse by CA for its ease of use and support. Wassim Y. describes it as "life-changing," while Mathieu P. notes, "Frankly great application but it's a shame that instant transfers are not available and sending invoices or quotes from the application." For more details, visit the Propulse by CA Reviews page.

9. Blank

Blank is an online banking service designed for independent professionals and small businesses. It offers a range of financial management tools, including online professional accounts, Visa Business cards, invoicing, and encashment solutions.

• Features: Quick account opening in 5 minutes, Visa Business card with high spending limits, automated Urssaf declarations, 7-day customer service, 3D Secure authentication, deposit guarantees up to €100,000, customized insurance solutions, access to partner offers.
• Pricing: Various pricing plans are available, starting with a basic plan that includes essential features. For detailed pricing, visit the Blank website.
• Testimonials: Users generally appreciate Blank for its ease of use and efficiency. One user mentioned, "Super banque," while another criticized, "Ces une banque de voleur attention il bloque les virements entant pendant plus de un mois ou les refuse attention." For more details, visit the Blank Reviews page.

10. RelayFi

RelayFi is an online business banking platform designed to provide small businesses with comprehensive control over their finances. It offers tools to manage earnings, spending, and savings efficiently, partnering with Thread Bank to offer banking services, including the issuance of the Relay Visa Debit and Credit Cards.

• Features: No account fees, multiple checking and savings accounts, physical and virtual cards, 1.5% cash back on credit card purchases, supports ACH transfers, wire transfers, and checks, seamless integration with QuickBooks Online and Xero, receipt management, FDIC insurance up to $3M, Visa® Zero Liability Protection, role-based permissions, Profit First banking support.
• Pricing: Relay offers a basic plan with no monthly fee, including essential business banking features. The Relay Pro plan starts at $30 per month, offering additional features like faster ACH, free wire payments, and advanced accounts payable functionalities. For accountants and bookkeepers, Relay Pro is also available at $30 per client per month, with tailored features for managing accounts payable.
• Testimonials: Users generally appreciate RelayFi for its customer service and comprehensive features. Adam Harmon from the US praises the "best customer service experience" he has ever had, while Chuck Lu from the US criticizes the platform for "terrible services" and slow processing times. For more details, visit the RelayFi Reviews page.

Which one should you go with?

In conclusion, while each of these financial platforms offers unique features and benefits tailored to different business needs, OneSafe stands out for its comprehensive services and exceptional customer support. Whether you're managing fiat or cryptocurrencies, OneSafe provides a seamless experience with global payments, corporate cards, and efficient currency conversions. Although any of these options could be a good fit depending on your specific requirements, we recommend OneSafe if you're looking for a reliable and versatile alternative. Explore the possibilities and find the best solution to elevate your business finances.