Top 10 Alternatives to Gemini

Gemini offers a comprehensive suite of institutional crypto trading solutions tailored for professional traders, institutional investors, businesses, private wealth, fintechs, and banks. This article will explore what Gemini does and provide an overview of alternative platforms that offer similar services.

Reviews

Users have shared a mix of positive and negative feedback about Gemini. Many appreciate the platform's robust security measures and user-friendly interface, which make trading and managing crypto assets straightforward. However, some users have expressed frustration with the customer support response times and occasional technical glitches. Overall, while the platform is praised for its security and ease of use, there are areas where users feel improvements could be made.

• "Gemini's security features are top-notch, giving me peace of mind when trading." - John D.
• "Customer support can be slow to respond, which is frustrating when you need quick assistance." - Sarah K.

For more detailed reviews, visit Gemini Reviews 2024.

Best alternatives to Gemini

1. OneSafe

OneSafe is a financial technology company offering a comprehensive financial platform for startups and businesses operating in both fiat and cryptocurrencies. It provides services like global payments, corporate cards, and seamless integration of traditional and Web3 financial operations.

• Features: Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security, crypto to fiat conversions.
• Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for SEPA payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Testimonials: Users praise OneSafe for its exceptional customer support and game-changing solutions. It simplifies payroll and expense management, making it an essential tool for Web3 organizations. For more details, visit the OneSafe website.

2. Hype

HYPE Business is an online business account designed for sole proprietorships and freelancers with a VAT number. It offers a range of features to simplify business financial management.

• Unique Features: Free transfers, simplified F24 payments, Tax Manager, micro-insurances, World Elite Mastercard, 7/7 technical support, zero monthly fee promotion, Radar for tracking finances, global payments and withdrawals, accessibility from both app and computer, savings tools, comprehensive insurance package.
• Pricing: Monthly fee: €2.90, annual fee: €34.80, activation cost: €0, cash recharge at authorized points: €2.00, instant transfers (after 10 free per month): €2 each, payment costs: blank bulletin: €1.99, pre-marked bulletin: €1.99, RAV, pagoPA, CBILL: €1.00 each, exchange rate surcharge: 1.5%, card blocking and reissue: free.
• Testimonials: Users generally appreciate the ease of use and the range of services available. One user, Roberto Cardoni, commented, "Easy and intuitive to use, a lot of services available." However, some users have faced issues, such as Paola Maffei, who mentioned, "I received my first transfer to my Hype account and only then found out that my account had been blocked." For more detailed reviews, visit Trustpilot.

3. Multipass

MultiPass offers a business account service designed for global payments, featuring dedicated IBANs, competitive exchange rates for over 70 currencies, and personal account managers. The service aims to simplify business banking by providing fast and reliable currency exchange, local payment options, and various bespoke business solutions.

• Unique Features: Dedicated IBAN, payment card, competitive exchange rates for over 70 currencies, personal account manager, global reach with transactions in over 200 countries, local payment options in the UK, Europe, and the USA, bespoke business solutions including Virtual IBAN, Currency Exchange, Mass Payments, API Integration, and Business Cards, FCA authorization, safeguarded funds.
• Pricing: Onboarding fees start from £500, monthly maintenance fee from £100, local EU payments (SEPA/SEPA Instant) incoming €2, outgoing from 0.10% (min €10), local UK payments (Faster Payments) incoming free, outgoing £1, international SWIFT payments incoming £20/€25/$30, outgoing £40/€50/$60, plastic card issuance £10/€12, virtual card issuance free, FX markup 1.5%.
• Testimonials: Users generally appreciate the exceptional support and efficient service provided by MultiPass. Alexey Umilin states, "I would strongly recommend the Multipass solution for any business. I would especially like to commend their exceptional support team." On the other hand, Anders from Entreprenor Aps warns, "Don't use Multipass for transfers. They're not reliable or helpful." For more detailed reviews, visit Trustpilot.

4. Airwallex

Airwallex is a global payments and financial platform trusted by over 100,000 companies worldwide. It offers software and APIs to simplify global payments and financial operations, enabling businesses to unlock new opportunities and grow without limits.

• Unique Features: Simple setup, lightning-fast transfers, cost-effective, human support, cloud-native, high security, global compliance, local payments network.
• Pricing: Explore Plan: $0 or $29/month, Grow Plan: $99/month, Accelerate Plan: $499/month, Custom Plan: custom pricing. Additional fees include 0.5% above interbank rates for major currencies, $10-30/transfer for SWIFT, and 1.65% + $0.30 for domestic cards.
• Testimonials: Users generally appreciate the platform's efficiency and support. Wong Loke Hsien states, "I've been using Airwallex for managing our business transactions, and it's been a real time-saver." However, Pierrick C warns, "Can't be trusted. Do not use this service." For more detailed reviews, visit Trustpilot.

5. OneMoneyWay

OneMoneyWay is a digital platform offering seamless global payments, secure transfers, virtual and physical payment cards, business accounts, card acquiring, and payment terminals. The services are provided through regulated partners, ensuring security and efficiency for businesses of all sizes.

• Unique Features: Fast onboarding, top-grade security, low monthly fees, invoicing module, local IBAN accounts, 24/7 support with a dedicated account manager.
• Pricing:
  • Starter Plan: £49 per month (billed annually), maximum revenue of 100,000 GBP, includes 1 business account, 1 physical Mastercard, 1 virtual Mastercard, currency exchange, invoice module, local clearing, Danish account and REG.NR., dedicated account manager.
  • Business Plan: £99 per month (billed annually), maximum revenue of 2,000,000 GBP, includes up to 3 business accounts, 2 physical Mastercards, 3 virtual Mastercards, currency exchange, invoice module, local clearing, Danish account and REG.NR., dedicated account manager.
  • Enterprise Plan: Custom pricing (contact required), unlimited revenue, includes unlimited business accounts, physical and virtual Mastercards, currency exchange, invoice module, local clearing, Danish account and REG.NR., dedicated account manager.
• Testimonials: Users generally appreciate the supportive and efficient service provided by OneMoneyWay. Axel commented, "OMW really deserve 5 stars. Immediate reaction and support throughout the process." However, Simon warned, "Read the conditions carefully and disregard verbal promises. Verbally promised me that I could freeze the account, I was billed as soon as the account was created." For more detailed reviews, visit Trustpilot.

6. Ampere

Ampere is an all-in-one financial service for businesses, offering a range of products including business current accounts, currency exchange, business loans, merchant accounts, debit cards, and invoicing tools. It aims to simplify financial management for businesses with quick account opening, low exchange rates, and comprehensive financial tools.

• Unique Features: All-in-One Business Current Account, low currency exchange rate of 0.35%, free Merchant Account Set-Up with rates starting from 0.65%, ability to create invoices on the go, no monthly fees for corporate and private debit cards, quick account opening process with GBP and EUR accounts, smart invoicing directly from the bank account, personal offers for business loans and commercial mortgages, support for UK Faster Payments and SEPA Transfers.
• Pricing: Business Account setup fee: £35.00, Business Account maintenance per month: £20.00, Private Account setup fee: £25.00, Private Account maintenance per month: £10.00, local transfer in GBP (UK Faster Payment): £0.00 (free of charge), local transfer in EUR (SEPA): £0.00 (free of charge), incoming international transfer in GBP/EUR (SWIFT): £25.00, currency exchange (EUR/GBP, GBP/EUR): 0.35% from the exchange amount, card issue: £15.00, card monthly: £0.00 (free of charge), card transaction: £0.00 (free of charge), planned card change/reissue: £0.00 (free of charge), lost card change: £15.00, chargeback for dispute: £50.00, ATM domestic withdrawal: £1.50, ATM international withdrawal: £1.50, acquiring fee for payments in GBP/EUR/USD: starting from IC++0.35% (low risk), IC++0.95% (medium risk), acquiring fee for payments in other currencies: starting from IC++0.65% (low risk), IC++1.45% (medium risk).
• Testimonials: Users generally appreciate the customer service and ease of use of Ampere. Balaji Pawar states, "I’ve been with Ampere for a while, and I can confidently say their customer service is one of the best I’ve experienced." On the other hand, Jaeme criticizes, "Not only the worst bank but possibly the worst company I’ve ever dealt with. Unreliable with your money and transfers and customer service is basically non existent." For more detailed reviews, visit Trustpilot.

7. Bunq

Bunq offers a business banking service that allows users to open a business bank account in just 5 minutes using their phone and ID. The service includes a 30-day free trial of any plan and provides various features to help businesses manage their finances efficiently.

• Unique Features: Create up to 25 bank accounts, accept contactless payments using the bunq app, automation tools for bookkeeping and invoice processing, earn high-interest rates on EUR, USD, and GBP, share account access with co-directors and employees, open accounts with IBANs from multiple countries and in up to 22 currencies, virtual and physical Mastercards with app control, plant trees with every card transaction, manage finances from any device using bunq Web.
• Pricing: Easy Bank Pro XL: €23.99/month, Easy Bank Pro: €13.99/month, Easy Bank: €7.99/month, Easy Savings: Free, Easy Card: Free.
• Testimonials: Users generally appreciate the convenience and innovative features of Bunq. One user mentioned, "Bunq knows how to make customers satisfied cuz they never stop adding new features and bonuses." However, another user expressed frustration, stating, "The bank’s customer service is barely reachable; it can take ages to receive any kind of follow-up to a submitted inquiry." For more detailed reviews, visit Trustpilot.

8. Anna Money

ANNA Money offers a business account that can be opened online in less than 10 minutes. It includes a business debit card that makes a unique "miaow" sound. The service is designed for freelancers, small businesses, and creative professionals, providing tools to manage financial admin, make payments, and receive funds efficiently.

• Unique Features: Quick account setup, virtual business debit cards, payment link and webpage, cash top-up, special partner offers, Apple Pay and Google Pay integration, expense management, money saving pots, instant payment notifications, free direct debits and standing orders, business cashback credit card, small business loans, open banking, FSCS protection information.
• Pricing: The pricing plans start at £0 per month. Users only pay for the services they use. If the account is not used for a month, no monthly fee is charged for that month.
• Testimonials: Users generally appreciate the efficient service and ease of use of ANNA Money. Usman states, "I’ve been with ANNA for nearly 4 years now, and have recently just opened another company with them. Since then they have provided nothing but an excellent service." On the other hand, anon anon warns, "Avoid at all costs!!! ANNA have held on to a very large amount of company money for weeks, they are uncontactable or helpful." For more detailed reviews, visit Trustpilot.

9. VIALET

VIALET offers a Business Account that simplifies money management for businesses. The account can be opened online in minutes and is operational within 3 business days. It is designed to cater to businesses of all sizes, providing seamless banking and payment solutions, budget control, comprehensive transaction management, and enhanced reporting.

• Unique Features: Online onboarding without branch visits or physical documents, remote ID verification and electronic signing, access to payment, money transfer, and account services across Europe, set and adjust monthly and annual spending limits, view and manage transaction history, expenses, transfers, and invoices in one place, review complete transaction history, download and share detailed statements for accounting and invoicing, quick account setup, transparent pricing, high security standards (PSD2 compliant), personalized support from account managers, tailored services for startups and global businesses.
• Pricing: VIALET offers transparent pricing, ensuring clear costs to free up resources for business success. Specific pricing details or fee structures are not provided on the main page, and users are encouraged to sign up or contact VIALET directly for detailed information.
• Testimonials: Users generally appreciate the professional and efficient service provided by VIALET. Emilė Barakauskaitė states, "Vialet is everything that it should be. They are professional, kind, and fast. Everyone there is so welcoming and they really make you feel like an important person." However, Cheikh warns, "The ultimate scam. Should have received 3 wire transfers they never arrived, the days that I should have received the money the account was unavailable the day after was back working normally but with no money inside..stay away from them they will scam you." For more detailed reviews, visit Trustpilot.

10. Tide Bank

Tide offers a smart business bank account with no monthly fees. Users can open a free business current account in minutes and access features like simple payment solutions, built-in accounting, and a dedicated savings account with 4.07% AER variable interest.

• Unique Features: £0/month fees, personalized invoicing, business savings with 4.07% AER variable interest, simple accounting integration, safe and secure with 24/7 account monitoring, 24/7 support, payment links, auto-categorization, direct debit management, Apple/Google Pay setup, international payments, CSV exports.
• Pricing: Tide offers a free business current account with no monthly fees. Users only pay for what they use, with low transaction and ATM fees.
• Testimonials: Users generally appreciate the ease of opening an account and the helpful customer support. Emmanuel Mbagwu states, "Tide made business account easy and fast to open." However, Alex warns, "Terrible experience. Paused our account without warning, after nearly two weeks of having no access to our money they emailed saying they are closing the account." For more detailed reviews, visit Trustpilot.

Which one should you go with?

In conclusion, while each platform offers unique features and benefits tailored to different business needs, OneSafe stands out for its comprehensive financial solutions, exceptional customer support, and seamless integration of traditional and Web3 financial operations. Whether you're a startup or an established business, OneSafe provides a robust and user-friendly platform that simplifies global payments, corporate card management, and crypto to fiat conversions. If you're exploring alternatives, OneSafe is a highly recommended choice that combines innovation with reliability, ensuring your financial operations run smoothly and efficiently.