Top 10 Alternatives to Multipass

Reviews

Users have shared a mix of positive and negative feedback about MultiPass. Many appreciate the platform's ability to simplify global payments and the efficiency it brings to their business operations. Customers have highlighted the helpfulness of dedicated personal managers and the speed of onboarding. However, some users have expressed frustration with certain aspects, such as the complexity of the payout process before switching to MultiPass. Overall, while the service is praised for its wide payment geography and excellent support, there are areas where users feel improvements could be made.

• "MultiPass has significantly streamlined our international transactions, saving us countless hours." - Thomas
• "The onboarding process was quick, and the support team is always available to help." - Martin

For more detailed reviews, visit MultiPass Reviews.

Best alternatives to Multipass

1. OneSafe

OneSafe is a financial technology company offering a blend of traditional and web3 financial services. It provides comprehensive account services tailored for companies that operate both in fiat and cryptocurrencies.

• Features: Simple onboarding, global payments, corporate cards, customizable controls, multi-currency support, global accounts, seamless payments, state-of-the-art security.
• Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for SEPA payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Testimonials: Users praise OneSafe for its exceptional customer support and seamless financial operations. Many highlight its efficiency in managing payroll and expenses, making it an essential tool for modern businesses. For more details, visit the OneSafe website.

2. Axos Bank

Axos Bank offers digital business accounts designed to provide security, ease, and efficiency with minimal fees. The bank provides tailored solutions for small businesses and commercial entities, including checking accounts, business services, and comprehensive commercial banking and lending options.

• Features: Digital business accounts, small business banking solutions, commercial banking and lending, treasury management, specialized lending options, Axos FundFinder+, Axos ONE, mobile app.
• Pricing: Up to 4.86% APY on savings, up to 0.51% APY on checking, no maintenance fees, $0 lender fee on home loans, emphasis on low to no fees for digital business accounts.
• Testimonials: Customers have shared mixed reviews about Axos Bank. One user praised the bank for its great service and small business products, highlighting the dedicated relationship manager and free checking account. Another user expressed frustration over a locked account and unresolved issues with their funds. For more detailed reviews, visit the Axos Bank Reviews.

3. Moss

Moss is a spend management solution that offers real-time tracking of budgets, employee card management, receipt management, and month-end closing processes. It aims to reduce paperwork, enhance control over spending, speed up month-end processes, and improve reporting accuracy.

• Features: Employee cards with adaptable limits and custom approval policies, effortless receipt capture via app or email integrations, real-time view and automatic categorization of card spend, achieve a 4.5x ROI within 3 years, end-to-end security and compliance with GDPR.
• Pricing: Moss Starter is free and includes up to 3 users, unlimited virtual debit cards, 1 physical card per user, web and mobile app access, and standard accounting integrations. Custom packages allow for additional modules and add-ons based on business needs, with a single platform fee and variable transaction fees.
• Testimonials: Users generally appreciate Moss for its efficiency and ease of use. One user noted, "Moss is a great financial tool for companies looking for an uncomplicated, straightforward solution with great customer support." However, another user expressed frustration, stating, "Everything was great until Moss decided to change. The website layout is no longer user-friendly, and the customer care team is unresponsive." For more detailed reviews, visit the Moss Reviews page.

4. VIALET

VIALET Business Account is designed to help businesses grow faster and manage their finances more efficiently. The account can be opened online in minutes, with the account becoming operational within three business days. It caters to businesses of all sizes and offers features such as online onboarding, budget control, comprehensive transaction management, and enhanced reporting.

• Features: Online onboarding, budget control, comprehensive transaction management, enhanced reporting, quick account setup, customer success focus, transparent pricing, high security standards, personalized support, tailored services.
• Pricing: VIALET offers transparent pricing, ensuring clear costs to free up resources for business success. Specific pricing details are not provided on the webpage; users may need to sign up or contact VIALET directly for detailed information.
• Testimonials: Users generally appreciate VIALET for its professionalism and efficiency. One user noted, "Vialet is everything that it should be. They are professional, kind, and fast. Everyone there is so welcoming and they really make you feel like an important person." However, another user expressed frustration, stating, "The ultimate scam. Should have received 3 wire transfers they never arrived, the days that I should have received the money the account was unavailable the day after was back working normally but with no money inside..stay away from them they will scam you." For more detailed reviews, visit the VIALET Reviews page.

5. Payhawk

Payhawk is a comprehensive spend management platform designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies, and leading integrations with ERP and accounting software into one system.

• Features: Dedicated IBANs in multiple currencies, Visa debit and credit cards in 7 currencies across 32+ countries, fully digitized employee reimbursements and travel expenses, end-to-end software for purchase orders and invoice management, market-leading integrations with ERP and accounting software, AI-powered data extraction, worldwide accounts and card issuance, dedicated onboarding and customer success manager, compliance with PCI DSS and SOC standards.
• Pricing: Payhawk offers several pricing plans including Premium Cards, All-In-One Spend, and Enterprise. The Growth Program is available for small businesses at £149/month for 24 months. Common features across all plans include unlimited users, transactions, document processing, cashback on card spend, a user-friendly app and web portal, dedicated implementation manager, live chat support, and an AI-driven receipt scanner.
• Testimonials: Users generally appreciate Payhawk for its efficiency and support. One user noted, "This is a great payment platform for automated online billing. It has made our bookkeeping so much easier and reduced the administrative time required." However, another user expressed frustration, stating, "Payhawk changed their business focus to larger customers and gave me ten business days' notice to close my account." For more detailed reviews, visit the Payhawk Reviews page.

6. Niural

Niural is an all-in-one platform for modern US Payroll, PEO, Global EOR, contractor management, and bill payments in over 150 countries. It is powered by advanced AI, specifically NIURAL AI, which enhances the efficiency and compliance of HR, finance, and operations teams.

• Features: Powered by NIURAL AI, hire contractors in over 150 countries, quick payroll processing, fastest onboarding time in the industry, comprehensive payroll tax handling, unified platform for contractor payments and payroll, flexible pricing plans.
• Pricing: Employer of Record starts at $499/mo per employee, Niural Armor at $299/mo per contractor, Hire & Pay Contractors at $49/mo per contractor, Basic Plan at $70/mo + $5/month per employee, Plus Plan at $100/mo + $15/month per employee, Web3 Only Payroll at $19 per member/month + $100 platform fee, Enterprise Plan with custom pricing, PEO Basic at $59/month per employee, PEO Plus at $99/month per employee (paid annually).
• Testimonials: Users generally appreciate Niural for its efficiency and global reach. One user noted, "Niural has streamlined our global payroll process, making it incredibly easy to manage our international team." However, another user expressed frustration, stating, "The platform is powerful but can be overwhelming to navigate at times." For more detailed reviews, visit the Niural Reviews page.

7. Ampere

Ampere is an all-in-one financial service for businesses, offering a range of products including business current accounts, currency exchange, business loans, merchant accounts, debit cards, and invoicing tools. It aims to simplify financial management for businesses with quick account opening, low exchange rates, and comprehensive financial tools.

• Features: All-in-One Business Current Account, low currency exchange rate at 0.35%, free merchant account setup with rates starting from 0.65%, quick account opening with GBP and EUR accounts, corporate & private debit card with no monthly fees, smart invoicing directly from the bank account, personalized business loans and commercial mortgages, comprehensive support with dedicated managers.
• Pricing: Business account setup fee is £35.00, monthly maintenance fee is £20.00, private account setup fee is £25.00, monthly maintenance fee is £10.00, local transfers in GBP and EUR are free, incoming international transfer fee is £25.00, currency exchange fee is 0.35%, card issue fee is £15.00, ATM withdrawal fee is £1.50.
• Testimonials: Users generally appreciate Ampere for its customer service and efficiency. One user noted, "I’ve been with Ampere for a while, and I can confidently say their customer service is one of the best I’ve experienced." However, another user expressed frustration, stating, "Not only the worst bank but possibly the worst company I’ve ever dealt with." For more detailed reviews, visit the Ampere Reviews page.

8. Brex

Brex is a financial technology company offering a comprehensive suite of financial products and services for businesses. These include corporate credit cards, expense management, business banking, bill pay, and travel management. Brex leverages AI to automate financial processes, enhance efficiency, and provide real-time tracking and adjustments. The platform is designed to help businesses of all sizes—from startups to enterprises—spend smarter and maximize their financial resources.

• Features: AI-powered automation, real-time tracking, high yield on business accounts, global reach, high credit limits, integrated financial stack, enhanced compliance, customer testimonials from notable companies.
• Pricing: Essentials Plan at $0 per user/month, Premium Plan at $12 per user/month, Enterprise Plan with custom pricing, Smart Card with custom pricing.
• Testimonials: Users generally appreciate Brex for its ease of use and comprehensive features. One user noted, "Brex is really easy to use, and covers all of our needs. We were previously at a bank that was very old fashioned with limited online services." However, another user expressed frustration, stating, "When typing in descriptions or other details on the app if you make a mistake and try to correct it the typing always goes to the end of the sentence, even if you started at the beginning." For more detailed reviews, visit the Brex Reviews page.

9. Finom

Finom offers a business account with features like cashback, invoicing, and accounting tools. It is designed for SMEs, freelancers, and companies under registration. The account can be opened online and provides benefits such as a German IBAN in 24 hours, international payments, up to 3% cashback, and personal assistance within 1 minute.

• Features: German IBAN in 24 hours, international payments, up to 3% cashback on all expenses, personal assistance within 1 minute, tailored benefits for freelancers, businesses with employees, and companies under registration, simple invoicing service that helps clients get paid 20% faster, safe access for employees and accountants, reconciliation and money collection tools, analytic data reports and accounting software integrations.
• Pricing: Corporate Plan starts at €149/month (excl. VAT) or €119/month (annual payment), Enterprise Plan starts at €339/month (excl. VAT) or €249/month (annual payment). Additional fees include €15/month for extra team members after 10 (Corporate) or 15 (Enterprise), €5 for SEPA Instant transfers over €2,000, and €5 for incoming international payments.
• Testimonials: Users generally appreciate Finom for its customer-friendly approach and efficient support. One user noted, "Very customer friendly, especially if you are expat in Germany and looking for modern bank, with very fast and helpful support (special thanks to Andrea) and more important - English speaking. I really glad that I chose Finom!" However, another user expressed frustration, stating, "Crap company, asked to send a few documents, I did try everything then closed bank account, thanks ok coz I got another one with rebolut,and also they have roved me 18 euros. Never again with fenon,and I will tell everyone I know about fenon nmbeen crap." For more detailed reviews, visit the Finom Reviews page.

10. Propulse by CA

Propulse by Crédit Agricole is a 100% online professional account service designed to support entrepreneurs in managing their business finances. It offers a comprehensive suite of tools and resources, including online account management, invoicing, payment processing, and automatic income declarations to Urssaf. The service is available with no commitment and includes a Visa Business card.

• Features: Fully online professional payment account, quick setup in less than 5 minutes, starting at 8 € HT/month with the first month free, payment limits up to 40,000 €/month, integrated tools for creating invoices and declarations to Urssaf, Visa Business card included, over 1500 articles and guides for entrepreneurs, insurance coverage included, free online business plan creation with automatic financial calculations.
• Pricing: Propulse by CA starts at 8 € HT/month with no commitment and the first month free. Payment limits are up to 40,000 €/month, and the service includes a Visa Business card.
• Testimonials: Users generally appreciate Propulse by CA for its ease of use and comprehensive features. One user noted, "Change la vie" (Life-changing). However, another user expressed frustration, stating, "Frankly great application but it's a shame that instant transfers are not available and sending invoices or quotes from the application." For more detailed reviews, visit the Propulse by CA Reviews page.

Which one should you go with?

In conclusion, while each of these financial services offers unique features and benefits tailored to different business needs, OneSafe stands out for its seamless integration of traditional and web3 financial services, exceptional customer support, and comprehensive account management. Whether you're a small business, a startup, or a large enterprise, OneSafe provides a robust and efficient solution for managing your finances. While all the alternatives are commendable, if you're looking for a reliable and innovative financial partner, OneSafe is a top recommendation. Explore your options and choose the one that best fits your business requirements.