In this article, we will explore alternatives to Niural, a comprehensive platform known for its global HR management, payroll, and compliance solutions powered by advanced AI technology. We'll delve into what Niural offers and then present other options that might suit your business needs.
Reviews
Users have shared a mix of positive and negative feedback about Niural. Many appreciate the platform's advanced AI capabilities, which streamline HR and payroll processes, making it easier to manage global compliance and payments. However, some users have found certain aspects frustrating, such as occasional delays in customer support and the complexity of navigating the platform's extensive features. Overall, while Niural is praised for its efficiency and comprehensive solutions, there are areas where users feel improvements could be made.
- "Niural's AI has significantly reduced our payroll processing time, making our operations much smoother." - John D.
- "Navigating through all the features can be overwhelming at times, and customer support isn't always prompt." - Sarah K.
For more detailed reviews, visit Niural Reviews.
Best alternatives to Niural
1. OneSafe
OneSafe is a financial technology company offering a comprehensive financial platform designed for startups and businesses operating in both fiat and cryptocurrencies. It provides a blend of traditional and Web3 financial services, including global payments, corporate cards, and seamless currency conversions.
- All-in-One Platform, Simple Onboarding, Global Payments, Corporate Cards, Multi-Currency Support, Global Accounts, Seamless Payments, Security.
- Account Opening: Free, Minimum Balance: $0, Monthly Fees: None, Corporate Cards: Included, Invoices: Included, US Domestic Payments: 0.1% fee, Sepa Payments: 0.2% fee, International Wires: 0.2% fee + $25 Swift, Fedwire: $20, FX fee on Corporate cards: 1%, USDT Transactions: 0.1% fee, Fiat <-> Crypto Conversion: Included.
- Users rave about OneSafe's exceptional customer support and its ability to simplify complex financial processes. Testimonials highlight its game-changing impact and seamless currency conversions. For more details, visit the OneSafe website.
2. Airwallex
Airwallex is a global payments and financial platform trusted by over 100,000 companies worldwide. It offers software and APIs to simplify global payments and financial operations, enabling businesses to unlock new opportunities and grow without limits.
- Unique Features: Simple setup, fast transfers, cost-effective, human support, cloud native, high security, global compliance, local payments network.
- Pricing:
- Explore Plan: $0 or $29/month (conditions apply)
- Grow Plan: $99/month
- Accelerate Plan: $499/month
- Custom Plan: Tailored pricing for high-volume businesses
- FX & Transfers: 0.5% above interbank rates for major currencies, 1% for others
- SWIFT Transfers: $10-30/transfer
- Spend User Fees: $15/additional employee card user/month
- Payments: Domestic cards: 1.65% + $0.30, International cards: 3.40% + $0.30, Local payment methods: $0.30 + Payment method fee
- Testimonials: Users generally appreciate Airwallex for its efficiency and ease of use. One user mentioned, "I've been using Airwallex for managing our business transactions, and it's been a real time-saver." However, not all feedback is positive. Another user stated, "They suddenly started to refuse money transfer for no reason." For more detailed reviews, visit the Airwallex Reviews page.
3. Currensea
Currensea is a travel debit card that links directly to your existing UK bank account, allowing you to spend abroad without incurring high FX fees. It offers real-time exchange rates, instant spend notifications, and various security features. The card is designed to save users money on international transactions and is available in different pricing plans to suit occasional and frequent travelers.
- Unique Features: Direct link to existing bank account, no hidden fees, instant notifications, security features like Mastercard purchase protection and card freezing, environmental impact contributions, multiple pricing plans, expert endorsements.
- Pricing:
- Essential Plan: Subscription free, 0.5% FX rate on spending abroad, 0.5% FX rate on money transfers (£100 - £20,000), 0.5% FX rate on ATM withdrawals, with a 2% rate over £500 per month.
- Premium Plan: £25 per year, 0% FX rate on spending abroad, 0.5% FX rate on money transfers (£100 - £20,000), fee-free ATM withdrawals, with a 1% rate over £500 per month.
- Elite Plan: £120 per year, 0% FX rate on spending abroad, 0.5% FX rate on money transfers (£100 - £20,000), fee-free ATM withdrawals, with a 1% rate over £750 per month.
- Testimonials: Users generally appreciate Currensea for its ease of use and cost savings. One user mentioned, "It was easy to apply for a Currensea card, and it arrived quickly. Setting it up was also simple and it has been working perfectly abroad." However, another user noted, "Only one time the system did not work but we had some cash for the small amount of the payment (USD)." For more detailed reviews, visit the Currensea Reviews page.
4. N26
N26 is a mobile banking service that offers a range of financial products including free and premium bank accounts, savings accounts, and investment options. It aims to simplify banking with features like virtual Mastercards, no foreign transaction fees, free ATM withdrawals, 24/7 chat support, and robust security measures.
- Unique Features: Virtual Mastercard with no foreign transaction fees, free ATM withdrawals within the eurozone and abroad for premium members, 24/7 chat support in five languages, innovative security features including 3D Secure and biometric authentication, instant savings account with competitive interest rates, ability to buy stocks, ETFs, and cryptocurrencies directly from the app, multiple account plans (Standard, Smart, You, Metal), quick account setup with no paperwork, global availability in 24 markets.
- Pricing:
- N26 Standard: €0.00/Month
- N26 Smart: €4.90/Month
- N26 You: €9.90/Month
- N26 Metal: €16.90/Month
- Testimonials: Users generally appreciate N26 for its user-friendly interface and efficient service. One user mentioned, "Friendly and solution-oriented Service - and they found a solution. Great 🤩." However, another user noted, "I was quite happy with N26 a few years ago, but it went downhill. I have lost my phone and it is impossible to log in to my account, because the only 2 options are to confirm with my phone or with my phone number, which I both don't have anymore." For more detailed reviews, visit the N26 Reviews page.
5. Everestcard
Everestcard is a business credit card solution that offers instant business account setup, multiple Mastercard cards, and automated expense management. It provides features like 100% online management, modern expense management, and exclusive access to Mastercard® Airport Security Fast Track. The service is available for a simple price plan of 20€ per month, with additional cards costing 5€ each.
- Unique Features: Instant issuance of multiple Mastercard credit cards, 100% online management and modern expense management, exclusive access to Mastercard® Airport Security Fast Track, real-time control of cards and expenses via an online dashboard and web app, digitalization of receipts and automated reports, special offers for startups and founders, individual credit lines for business expenses, mobile app for managing finances on the go.
- Pricing: The standard package for Everestcard is priced at 20 EUR per month. The subscription is billed monthly and can be canceled at any time. The package includes up to 5 virtual or plastic cards, expense management tools, unlimited transaction history, alerts and notifications, and access to Everest community deals.
- Testimonials: Users have mixed feelings about Everestcard. One user mentioned, "After like 6 months of having an account with them, we received a letter stating that they will be closing my business account, with no justifications or anything." Another user stated, "Do not trust this company. They are a bunch of frauds who steal peoples details and act like their processing your application!" For more detailed reviews, visit the Everestcard Reviews page.
6. Wallester
Wallester Business offers a comprehensive platform for managing corporate expenses through virtual and physical cards. It provides real-time card issuance, expense control, and media buying solutions.
- Unique Features: Instant card issuance, real-time transaction monitoring, payment approvals, media buying solutions, invoicing and budget management, detailed expense reports, customizable API integration, no setup or monthly fees, IBAN account management.
- Pricing: Wallester Business offers a free package that includes 300 virtual cards and unlimited physical cards with no monthly fees. For businesses needing more virtual cards, the 3000 Virtual Cards Package costs €199 per month, and the 15000 Virtual Cards Package costs €999 per month. Custom solutions are also available upon request.
- Testimonials: Users generally appreciate Wallester for its efficient service and innovative features. One user mentioned, "Absolute number one for business card and global payroll system on line and on app. Super fast assistance in some channel whatsapp and telegram over email support." However, another user noted, "Bunch of scammers with terrible support. They will suspend your account and hold your money." For more detailed reviews, visit the Wallester Reviews page.
7. Payhawk
Payhawk is a comprehensive spend management platform designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies, and leading integrations with ERP and accounting software into one system.
- Unique Features: Dedicated IBANs in multiple currencies, Visa debit and credit cards with proactive spend controls, fully digitized employee reimbursements, end-to-end software for purchase orders and invoice management, market-leading ERP integrations, AI-powered data extraction, low-cost payments in 50+ currencies, multi-entity dashboard, customizable expense coding, advanced security controls, dedicated customer support.
- Pricing: Payhawk offers several pricing plans:
- Premium Cards: Features include dedicated bank accounts, Visa credit and debit cards, virtual and physical cards, advanced card controls, carbon emissions tracking, automatic expense creation, automated reconciliation, and accounting software integrations. Pricing details are available upon request.
- All-In-One Spend: Combines Premium Cards features with additional functionalities like expense management, free domestic reimbursements, end-to-end invoice management, advanced approval workflows, budget tracking, and a dedicated customer success manager. Pricing details are available upon request.
- Enterprise: Includes all features of All-In-One Spend plus purchase orders with 3-way matching, multi-entity dashboard, enterprise accounting integrations, HR integrations, and SSO/SAML authentication. Pricing details are available upon request.
- Growth Program: Available for small businesses with less than 50 employees registered in EEA or UK/I, priced at £149 per month for 24 months.
- Testimonials: Users generally appreciate Payhawk for its ease of use, automation features, and responsive customer support. One user mentioned, "This is a great payment platform for automated online billing. It has made our bookkeeping so much easier and reduced the administrative time required." However, another user noted, "Payhawk changed their business focus to larger customers and gave me ten business days' notice to close my account." For more detailed reviews, visit the Payhawk Reviews page.
8. Kontist
Kontist offers a comprehensive business banking solution tailored for self-employed individuals in Germany. The service includes a business bank account, automated bookkeeping, and business tax returns, all integrated into a single app.
- Unique Features: Integrated app combining banking, bookkeeping, and tax returns, automatic tax calculation, AI-supported bookkeeping, real-time bank transfers, mobile & web banking, Visa Business Debit Card, Apple Pay & Google Pay, invoicing tool, premium account features.
- Pricing:
- Free Plan: €0/month plus VAT, free virtual Visa Debit card, mobile & web banking app, 10 free transactions per month, create 2 invoices per month. Note: For monthly transactions over €300. If less than €300, a fee of €2 per month applies.
- Premium Plan: €9/month plus VAT, all Free plan features plus a physical Visa Debit card, automatic calculation of income tax & VAT, MT940 Datev export, unlimited invoices per month, integration with external bookkeeping tools.
- Bookkeeping Plan: €29/month plus VAT, all Premium plan features plus unlimited free transactions, advance VAT return, business evaluation, manually add external transactions, unlimited categorization of transactions with AI, business assets handling.
- Testimonials: Users generally appreciate Kontist for its user-friendly app and effective customer support. One user mentioned, "Excellent service for Freelancers. I have been with Kontist for over two years now. It is a very good service, any questions I have regarding taxes they answer quickly and professionally." However, another user noted, "Their tax service is extremely overpriced and totally not recommended! I made the mistake of using it for over 1 year as a new business owner and non-German speaker, and their service was minimal." For more detailed reviews, visit the Kontist Reviews page.
9. Credem
Credem Banca offers a comprehensive range of banking products and services, including current accounts, credit cards, loans, mortgages, and investment options. The bank emphasizes customer well-being, sustainability, and innovation, providing tailored solutions for individuals, families, businesses, and professionals.
- Unique Features: Wellbanking concept, green transition support, digital solutions, customer care, sustainability and innovation.
- Pricing: The provided HTML does not contain specific information about the pricing of Credem's products or services. For detailed pricing information, users would likely need to visit specific product pages or contact the bank directly through the provided contact methods.
- Testimonials: Users generally have mixed feelings about Credem. One user mentioned, "I have found both the products and service of the branch at Citadella Del Capo as nothing but very good." However, another user noted, "I changed to this bank based on the recommendation of a family friend. My experience from the very beginning has been horrible." For more detailed reviews, visit the Credem Reviews page.
10. OneMoneyWay
OneMoneyWay is a digital platform offering seamless global payments, secure transfers, virtual and physical payment cards, business accounts, card acquiring, and payment terminals. The platform is designed to support SMEs of all sizes and provides services through regulated partners.
- Unique Features: Fast onboarding, top-grade security, low monthly fees, invoicing module, local IBAN accounts, corporate cards, 24/7 support.
- Pricing:
- Starter Plan: £49/month (billed annually), 1 Business Account, 1 Physical Mastercard, 1 Virtual Mastercard, exchange between 24+ currencies, Invoice Module, local clearing options, Danish account and REG.NR., Dedicated Account Manager.
- Business Plan: £99/month (billed annually), up to 3 Business Accounts, 2 Physical Mastercards, 3 Virtual Mastercards, exchange between 24+ currencies, Invoice Module, local clearing options, Danish account and REG.NR., Dedicated Account Manager.
- Enterprise Plan: Custom pricing, unlimited Business Accounts, Physical and Virtual Mastercards, exchange between 24+ currencies, Invoice Module, local clearing options, Danish account and REG.NR., Dedicated Account Manager.
- Testimonials: Users generally appreciate OneMoneyWay for its supportive staff and efficient service. One user mentioned, "OMW really deserve 5 stars. Immediate reaction and support throughout the process. Special mention for DENNI." However, another user noted, "Verbally promised me that I could freeze the account, I was billed as soon as the account was created. When I was complaining I was referred to the written conditions." For more detailed reviews, visit the OneMoneyWay Reviews page.
Which one should you go with?
In conclusion, while each of these platforms offers unique features and benefits tailored to different business needs, OneSafe stands out for its comprehensive financial services, exceptional customer support, and seamless integration of fiat and cryptocurrency operations. Whether you're a startup or an established business, OneSafe provides a robust and user-friendly solution that simplifies complex financial processes. While any of these alternatives could be a good fit depending on your specific requirements, we recommend OneSafe if you're looking for a reliable and innovative financial platform to support your business growth.
