Top 10 Alternatives to OKX

In this article, we will explore alternatives to OKX, a digital asset platform renowned for its advanced trading solutions tailored for institutional clients and VIPs. We will delve into what OKX offers and then present other platforms that provide similar services.

Reviews

Users have shared a mix of positive and negative feedback about OKX. Many appreciate the platform's competitive fees, deep liquidity, and responsive client service. However, some users have expressed frustration with the complexity of the user interface and occasional delays in customer support responses. Overall, while the platform is praised for its robust features and reliability, there are areas where users feel improvements could be made.

• "The fees are very competitive, and the liquidity is excellent, making trading seamless." - John D.
• "The interface can be quite complex for beginners, and customer support can be slow at times." - Sarah K.

For more detailed reviews, visit OKX Reviews on G2.

Best alternatives to OKX

1. OneSafe

OneSafe is a financial technology company offering a comprehensive financial platform for startups and businesses operating in both fiat and cryptocurrencies. It provides services such as global payments, corporate cards, and seamless integration of traditional and Web3 financial operations.

• Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security, efficient currency conversion.
• Account opening: Free, minimum balance: $0, monthly fees: None, corporate cards: Included, invoices: Included, US domestic payments: 0.1% fee, Sepa payments: 0.2% fee, international wires: 0.2% fee + $25 Swift, Fedwire: $20, FX fee on corporate cards: 1%, USDT transactions: 0.1% fee, fiat to crypto conversion: Included.
• Users rave about OneSafe's exceptional customer support and its ability to simplify complex financial operations. Testimonials highlight its game-changing impact and essential role in Web3 organizations. For more details, visit the OneSafe website.

2. Bunq

Bunq offers a business banking service that allows users to open a business bank account in just 5 minutes using their phone and ID. The service includes a 30-day free trial of any plan and provides various features to help businesses manage their finances efficiently.

• Unique Features: Quick account setup, create up to 25 bank accounts, accept contactless payments, bookkeeping integrations, AutoVAT, quick invoice processing, high interest rates on EUR, USD, and GBP, share account access, local IBANs, virtual and physical Mastercards, sustainability initiatives, manage accounts from any device.
• Pricing: Easy Bank Pro XL: €23.99/month, Easy Bank Pro: €13.99/month, Easy Bank: €7.99/month, Easy Savings: Free, Easy Card: Free.
• Testimonials: Users generally appreciate Bunq's innovative features and user-friendly app. Hendrik Meier says, "Bunq knows how to make customers satisfied because they never stop adding new features and bonuses." However, some users have concerns about customer service, as R. mentions, "The fact that Bunq’s customer service took a full six months to respond only further highlights how poorly organized Bunq must be." For more reviews, visit the Bunq Reviews on Trustpilot.

3. Wise

Wise offers an international financial service that allows users to send, receive, and manage money globally with minimal fees and transparent exchange rates. The service includes a multi-currency account, international debit card, and options for earning returns on balances. Wise is regulated by the FCA and trusted by millions of customers worldwide.

• Unique Features: Multi-currency account, low fees on international transfers, Wise debit card, interest on GBP balances, local account details in multiple currencies, 2-factor authentication, business solutions for international transactions, high customer trust ratings.
• Pricing: Registering with Wise is free. Sending money incurs a fee starting from 0.29%, holding money in over 40 currencies is free, receiving local payments in specific currencies is free, receiving USD wire and Swift payments costs $6.11 USD, and receiving CAD Swift payments costs $10 CAD.
• Testimonials: Users generally appreciate Wise for its low fees and ease of use. Agustina W. says, "It has the lowest fees. Trust me, I've tried a lot and this one is the most reasonable one when it comes to fees." However, some users have concerns about customer support, as a Verified User in Information Technology and Services mentions, "Customer Support is the worst among all the products that I used, they're just incompetent." For more reviews, visit the Wise Business Reviews on G2.

4. Novo

Novo offers an online business checking account with no hidden fees, no minimum balance requirements, and 100% online access. It provides tools for managing business finances, including free ACH transfers, free incoming wires, secure payments, and free virtual and physical debit cards. Novo also offers additional products like bookkeeping, invoicing, and funding solutions.

• Unique Features: No hidden fees, no minimum balance requirements, 100% online access, free ACH transfers with low-cost express availability, free incoming wires, free virtual and physical debit cards, ATM fee reimbursement up to $7/month, AI-powered bookkeeping and automated budgeting tools, exclusive partner discounts, integrations with top business tools, personalized customer service, FDIC insurance up to $250,000 through Middlesex Federal Savings, F.A.
• Pricing: Novo offers a straightforward pricing model with no monthly fees, no minimum balance requirements, free ACH transfers, free incoming wires, and ATM fee reimbursement up to $7/month. Additional services like express ACH transfers and international payments may incur minimal fees.
• Testimonials: Users generally appreciate Novo for its user-friendly platform and small business-friendly services. Lisa Benson says, "Novo is super easy to use and has become an absolute lifeline for my business." However, some users have concerns about customer service, as Clean Sweep mentions, "This bank is terrible. My account was closed due to inactivity without any notification." For more reviews, visit the Novo Reviews on Trustpilot.

5. OneMoneyWay

OneMoneyWay is a digital platform offering seamless global payments, secure transfers, virtual and physical payment cards, business accounts, card acquiring, and payment terminals. The services are provided by regulated partners and are designed to cater to businesses of all sizes and structures.

• Unique Features: International transfers with local IBAN accounts, FX services supporting 24+ currencies, various payment methods including SWIFT, SEPA, US ACH, Faster Payments, and DKK Payments, OneMoneyWay Corporate Mastercard™, 24/7 support, fast onboarding, top-grade security, low monthly fee, integrated invoicing module, flexible account plans, global access for SMEs.
• Pricing:
  • Starter Plan: £49 per month (billed annually), maximum revenue: 100,000 GBP, includes 1 business account, 1 physical Mastercard, 1 virtual Mastercard, exchange between 24+ currencies, invoice module, local clearing options, Danish account and REG.NR., and a dedicated account manager.
  • Business Plan: £99 per month (billed annually), maximum revenue: 2,000,000 GBP, includes up to 3 business accounts, 2 physical Mastercards, 3 virtual Mastercards, exchange between 24+ currencies, invoice module, local clearing options, Danish account and REG.NR., and a dedicated account manager.
  • Enterprise Plan: Custom pricing (contact for details), unlimited revenue, includes unlimited business accounts, physical Mastercards, virtual Mastercards, exchange between 24+ currencies, invoice module, local clearing options, Danish account and REG.NR., and a dedicated account manager.
• Testimonials: Users generally appreciate OneMoneyWay for its efficient service and supportive staff. Axel says, "OMW really deserve 5 stars. Immediate reaction and support throughout the process. Special mention for DENNI." However, some users have concerns about the clarity of terms, as Simon mentions, "Read the conditions carefully and disregard verbal promises. Verbally promised me that I could freeze the account, I was billed as soon as the account was created." For more reviews, visit the OneMoneyWay Reviews on Trustpilot.

6. Axos Bank

Axos Bank offers digital business banking solutions designed to provide security, ease, and efficiency with minimal fees. Their services cater to both small businesses and commercial entities, offering a range of products including checking and savings accounts, commercial lending, and specialized industry solutions.

• Unique Features: Digital business accounts with secure, efficient, and low-fee options, comprehensive commercial solutions for corporations, institutions, governments, and real estate investors, specialized industry services, Axos FundFinder+ for mutual funds and ETFs, Axos ONE bundled account with high APY on savings and checking, early paydays, no maintenance fees, and an all-in-one mobile app providing financial management tools.
• Pricing: Axos ONE Account Bundle offers up to 4.86% APY on savings and up to 0.51% APY on checking, with no maintenance fees. Additionally, there is a $0 lender fee on home loans for a limited time.
• Testimonials: Users generally appreciate Axos Bank for its competitive rates and dedicated customer service. DW says, "Great service and they really care about your business-I'd highly recommend!" However, some users have concerns about account management, as Alissa mentions, "They set me up with an account after I added funds they locked the account. 2 years later I never got my money." For more reviews, visit the Axos Bank Reviews on Trustpilot.

7. RelayFi

Relay is an online business banking platform designed to provide small businesses with comprehensive control over their finances. It offers business checking and savings accounts, receipt management, accounts payable services, and the Relay Visa® Credit Card, with integrations to popular accounting and payroll software.

• Unique Features: Up to 20 individual checking accounts, savings accounts with high APY, physical and virtual cards, credit cards with cash back, direct integrations with QuickBooks Online and Xero, receipt management, comprehensive cash flow management, role-based user permissions, FDIC insurance up to $3M, Visa® Zero Liability Protection, Profit First banking.
• Pricing: Relay offers a basic plan with no monthly fee, including essential business banking features. The Relay Pro plan starts at $30 per business per month, offering additional features like faster ACH, free outgoing wires, and advanced accounts payable services. Relay Pro for Accountants & Bookkeepers also starts at $30 per client per month, tailored for managing accounts payable for clients.
• Testimonials: Users generally appreciate Relay for its excellent customer service and comprehensive features. Adam Harmon from the US says, "No joke, the best customer service experience I have had in life to date." However, some users have concerns about service delays, as Chuck Lu from the US mentions, "TERRIBLE! TERRIBLE! TERRIBLE! services. Took them 7 business days to clear initial ACH deposit to open account." For more reviews, visit the Relay Financial Reviews on Trustpilot.

8. VIALET

VIALET offers a Business Account that simplifies money management for businesses of all sizes. The account can be applied for online and set up within 3 business days. It provides seamless banking and payment solutions, including online onboarding, budget control, comprehensive transaction management, and enhanced reporting.

• Unique Features: Online onboarding without branch visits, remote ID verification and electronic signing, access to payment and money transfer services across Europe, set and adjust monthly and annual spending limits, unified view of transaction history and expenses, real-time alerts, detailed transaction history and statements, fast account opening process, transparent pricing, PSD2 compliant security standards, dedicated account managers, tailored services for startups and global businesses.
• Pricing: VIALET offers transparent pricing, ensuring clear costs to free up resources for business success. Specific pricing details or plans are not provided on the webpage; users may need to sign up or contact VIALET directly for detailed information.
• Testimonials: Users generally appreciate VIALET for its professional and welcoming service. Emilė Barakauskaitė says, "Vialet is everything that it should be. They are professional, kind, and fast. Everyone there is so welcoming and they really make you feel like an important person." However, some users have concerns about reliability, as Cheikh mentions, "The ultimate scam. Should have received 3 wire transfers they never arrived, the days that I should have received the money the account was unavailable the day after was back working normally but with no money inside..stay away from them they will scam you." For more reviews, visit the VIALET Reviews on Trustpilot.

9. Airwallex

Airwallex is a global payments and financial platform trusted by over 100,000 companies worldwide. It offers software and APIs to simplify global payments and financial operations, unlocking new opportunities and supporting business growth without limits.

• Unique Features: Simple setup, fast transfers, cost-effective, human support, cloud native, high security, global compliance, local payments network, multi-currency wallet, high-speed transfers.
• Pricing:
  • Explore Plan: $0 or $29/month, depending on deposit and balance conditions. Features include multiple accounts, local bank details in 20+ currencies, free transfers to 120+ countries, interbank FX rates, multi-currency company and employee cards, online card and local payment method acceptance, and integrations with Xero, QuickBooks, and NetSuite.
  • Grow Plan: $99/month. Includes everything in Explore, plus international batch transfers, more free company cards, expense management, domestic and international bill pay, automated receipt and bill data extraction, and more advanced integrations.
  • Accelerate Plan: $499/month. Includes everything in Grow, plus enterprise capabilities like centralized management of finances across global entities, single sign-on, advanced NetSuite integration, HRIS platform integrations, dedicated account manager, and onboarding support.
  • Custom Plan: Custom pricing. Tailored for high-volume businesses, custom API implementations, and embedded finance solutions. Contact sales for more details.
• Testimonials: Users generally appreciate Airwallex for its efficiency and helpful customer support. Wong Loke Hsien from Singapore says, "I've been using Airwallex for managing our business transactions, and it's been a real time-saver." However, some users have concerns about service reliability, as Pierrick C from Japan mentions, "They suddenly started to refuse money transfer for no reason." For more reviews, visit the Airwallex Reviews on Trustpilot.

10. Payhawk

Payhawk is a comprehensive spend management platform designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies, and leading integrations with ERP and accounting software into one system.

• Unique Features: Global card program, multilingual AI-powered data extraction, fast payments and reimbursements, multi-entity dashboard and group controls, market-leading ERP integrations, highly customizable expense coding and categorization, customer success and support, security and compliance.
• Pricing:
  • Premium Cards: Dedicated bank accounts, Visa credit and debit cards, virtual and physical cards, advanced card controls, carbon emissions tracking, automatic expense creation, automated reconciliation, and accounting software integrations.
  • All-In-One Spend: Includes all Premium Cards features plus expense management, free domestic reimbursements, end-to-end invoice management, advanced approval workflows, budget tracking, and a dedicated customer success manager.
  • Enterprise: Includes all All-In-One Spend features plus purchase orders with 3-way matching, multi-entity dashboard, enterprise accounting integrations, HR integrations, and SSO/SAML authentication.
  • Growth Program: £149/month for 24 months, available for businesses with less than 50 employees registered in EEA or UK/I.
  • Common Features Across All Plans: Unlimited users, transactions, and document processing, cashback on card spend, user-friendly app and web portal, dedicated implementation manager, live chat and multilingual support, AI-driven receipt scanner for 60+ languages.
• Testimonials: Users generally appreciate Payhawk for its efficiency and helpful customer support. Fabio De La Cruz says, "This is a great payment platform for automated online billing. It has made our bookkeeping so much easier and reduced the administrative time required." However, some users have concerns about sudden changes in business focus, as Bastian Gotter mentions, "Payhawk changed their business focus to larger customers and gave me ten business days' notice to close my account." For more reviews, visit the Payhawk Reviews on Trustpilot.

Which one should you go with?

In conclusion, while each platform offers unique features and benefits tailored to various business needs, OneSafe stands out for its exceptional customer support and seamless integration of traditional and Web3 financial operations. Whether you're a startup or an established business, OneSafe's comprehensive financial platform simplifies complex financial tasks, making it an excellent choice for those seeking an alternative to OKX. However, all the platforms mentioned provide valuable services, and the best choice ultimately depends on your specific requirements. For a reliable and innovative financial solution, we highly recommend considering OneSafe.