Top 10 Alternatives to OnChainDen

In this article, we will explore various alternatives to OnChainDen, a platform known for its end-to-end wallet solutions tailored for teams. OnChainDen offers a range of services, including secure transactions, onchain accounting automation, and financial insights, making it a comprehensive tool for managing both crypto and fiat transactions.

Reviews

Users have shared a mix of positive and negative feedback about OnChainDen. Many appreciate the platform's ability to automate transaction approvals and simplify the process of managing multisig transactions. However, some users have expressed frustration with the initial learning curve and occasional technical glitches. Overall, the sentiment is that while OnChainDen offers robust features, there are areas that could benefit from further refinement.

• "The automation of transaction approvals has saved us countless hours." - Hamzah Khan
• "Initially, it was a bit challenging to navigate, but once we got the hang of it, it became indispensable." - Edward Kim

For more detailed reviews, visit Trustpilot.

Best alternatives to OnChainDen

1. OneSafe

OneSafe is a financial technology company offering a comprehensive financial platform for startups and businesses that operate in both fiat and cryptocurrencies. It provides services such as global payments, corporate cards, multi-currency support, and seamless payment options, all through a user-friendly interface.

• Simple onboarding, global payments, user-friendly corporate cards, multi-currency support, global accounts, versatile payment options, robust security measures, near-instantaneous currency conversions.
• Account Opening: Free, Minimum Balance: $0, Monthly Fees: None, Corporate Cards: Included, Invoices: Included, US Domestic Payments: 0.1% fee, Sepa Payments: 0.2% fee, International Wires: 0.2% fee + $25 Swift, Fedwire: $20, FX fee on Corporate cards: 1%, USDT Transactions: 0.1% fee, Fiat <-> Crypto Conversion: Included.
• Users praise OneSafe for its exceptional customer support, game-changing solutions, and seamless USD to USDC conversions on Polygon. Testimonials highlight its essential role in simplifying payroll and expense management. For more details, visit the OneSafe website.

2. Finom

Finom offers a business account with cashback, invoicing, and accounting tools. It is designed for SMEs, freelancers, and companies under registration. The account can be opened online and provides features such as a German IBAN in 24 hours, international payments, up to 3% cashback, and personal assistance within 1 minute.

• Features: German IBAN in 24 hours, international payments, up to 3% cashback, personal assistance in 1 minute, €0 tariff plan for freelancers, free cards, simple invoicing, safe access for employees and accountant, reconciliation and money collection tools, analytic data reports, accounting software integrations, support for companies under registration.
• Pricing: Corporate Plan starts at €149 per month (excl. VAT) for monthly payments or €119 per month (excl. VAT) for annual payments. Enterprise Plan starts at €339 per month (excl. VAT) for monthly payments or €249 per month (excl. VAT) for annual payments. Additional fees include €15 per extra team member, €5 for outgoing international payments, and various other service fees.
• Testimonials: Users generally appreciate Finom's customer support and ease of use. One positive comment states, "Finally, a truly helpful support team! Every time I have a question, Mees is there to assist and always provides a satisfying answer. Great service!" On the other hand, a negative comment mentions, "Crap company, asked to send a few documents, I did try everything then closed bank account, thanks ok coz I got another one with rebolut, and also they have roved me 18 euros. Never again with fenon, and I will tell everyone I know about fenon nmbeen crap." For more reviews, visit the Trustpilot page.

3. Brex

Brex is a financial technology company offering a comprehensive suite of financial services including corporate credit cards, expense management, business banking, bill pay, accounting automation, and travel management. Their platform leverages AI to automate financial processes, providing real-time tracking, global reach, and enhanced control over spending.

• Unique Features: AI-powered automation, global reach in 120+ countries, 4.24% yield on business accounts, real-time tracking, auto-enforced spend controls, vendor-specific cards with per-transaction limits, comprehensive financial stack for startups, mid-size companies, and enterprises, thousands of two-way ERP integrations, automated GL coding.
• Pricing: Essentials Plan: $0 per user per month, Premium Plan: $12 per user per month, Enterprise Plan: Custom pricing, Smart Card: Custom pricing. Essentials includes global card acceptance, AI-powered custom rules, and accounting integrations. Premium adds advanced approvals and multi-entity support. Enterprise offers unlimited entities and fully customizable implementation services.
• Testimonials: Users generally appreciate Brex for its ease of use and comprehensive features. One positive comment states, "Brex is really easy to use, and covers all of our needs. We were previously at a bank that was very old fashioned with limited online services." On the other hand, a negative comment mentions, "When typing in descriptions or other details on the app if you make a mistake and try to correct it the typing always goes to the end of the sentence, even if you started at the beginning. It is so weird. You always have to delete whatever you typed and start all over. I hope they fix this." For more reviews, visit the G2 page.

4. Blank

Blank is an online banking service designed for independent professionals and small businesses. It offers a range of financial management tools, including an online professional account, Visa Business card, invoicing, and encashment solutions. The service emphasizes ease of use, security, and comprehensive support for business creation and management.

• Unique Features: Open a professional account in 5 minutes, Visa Business card with high limits, automated Urssaf declarations, comprehensive financial tools including invoicing and encashment, tailored professional insurance, 7-day customer support, high security with 3D Secure system, deposits guaranteed up to €100,000, accredited by ACPR.
• Pricing: The pricing details are not explicitly listed on the contact page. However, users are encouraged to follow the links provided on the page to discover the specific pricing offers.
• Testimonials: Users generally appreciate Blank for its ease of use and comprehensive features. One positive comment states, "I am using the app since 3 months, and it is amazing app… all the works done with it ✅" - TACOS TIME. On the other hand, a negative comment mentions, "Ces une banque de voleur attention il bloque les virements entant pendant plus de un mois ou les refuse attention" - Jerome Marzeliere. For more reviews, visit the Trustpilot page.

5. Ampere

Ampere is an all-in-one financial service for businesses, offering a range of products including business current accounts, currency exchange, business loans, merchant accounts, debit cards, and invoicing tools. It aims to simplify financial management for businesses by providing low exchange rates, quick account opening, and comprehensive financial tools.

• Unique Features: All-in-one business current account, low currency exchange rates at 0.35%, free merchant account setup with rates starting from 0.65%, quick account opening with GBP and EUR accounts, corporate and private debit cards with no monthly fees, smart invoicing directly from the bank account, personal business loans and commercial mortgages, dedicated customer support.
• Pricing: Business account setup fee: £35.00, business account maintenance per month: £20.00, private account setup fee: £25.00, private account maintenance per month: £10.00, local transfers in GBP and EUR: free of charge, incoming international transfer in GBP/EUR: £25.00, currency exchange: 0.35% from the exchange amount, card issue: £15.00, ATM withdrawals: £1.50.
• Testimonials: Users generally appreciate Ampere for its customer service and comprehensive features. One positive comment states, "I’ve been with Ampere for a while, and I can confidently say their customer service is one of the best I’ve experienced." On the other hand, a negative comment mentions, "Not only the worst bank but possibly the worst company I’ve ever dealt with. Unreliable with your money and transfers and customer service is basically non existent." For more reviews, visit the Trustpilot page.

6. Fiducial Banque

FIDUCIAL Banque offers an online banking service specifically designed for professionals, including SMEs, entrepreneurs, and other professional entities. The service includes a dedicated advisor, a wide range of banking services, and competitive pricing starting from 12€ HT/month.

• Unique Features: Dedicated advisor, banking license from ACPR, comprehensive services including placements and financing, 24/7 online account management, transparent pricing, 100% French origin, awarded best online bank for professionals in 2024, backed by the FIDUCIAL Group.
• Pricing: The professional account is available starting from 12€ HT (excluding tax) per month.
• Testimonials: Users generally have mixed feelings about FIDUCIAL Banque. One positive comment states, "Je suis personnellement très satisfait de cette banque. C’est la seule qui propose un conseiller dédié... Faites-vous votre propre opinion!" - SOleil Or. On the other hand, a negative comment mentions, "Une bande d’escrocs Fabien Thomas un commercial pas honnête et vicieux qui ne tient nullement ses engagements." - abdel malik Abdel. For more reviews, visit the Trustpilot page.

7. MuralPay

Mural is a platform designed to facilitate instant global payments and invoicing. It allows users to pay vendors and contractors in over 40 currencies using real-time payments, eliminating delays and fees.

• Unique Features: Instant global payments, bulk payments, global invoicing, virtual accounts, currency conversion, integrations with existing financial systems, guaranteed delivery, instant settlement, low fees, institutional-grade security, granular permissions, transaction monitoring, KYB/KYC, audit trails.
• Pricing: The pricing details are not explicitly listed on the demo page. Users are encouraged to request a demo to discover specific pricing offers.
• Testimonials: Users generally appreciate Mural for its efficient onboarding and streamlined payment process. One positive comment states, "Mural has significantly improved our payment operations, making them faster and more reliable." On the other hand, a negative comment mentions, "The platform occasionally experiences delays during peak times, which can be frustrating." For more reviews, visit the G2 page.

8. Propulse by CA

Propulse by CA is a 100% online professional account service offered by Crédit Agricole. It provides a comprehensive solution for entrepreneurs, including a professional payment account, business creation support, and various tools and resources to manage and grow their business efficiently.

• Unique Features: Fully online professional payment account, quick setup in less than 5 minutes, starting at €8 per month with no commitment and the first month free, payment limits up to €40,000 per month, integrated tools for creating invoices and automatic URSSAF declarations, free online business plan tool with automatic financial calculations, over 1500 articles and guides for entrepreneurs.
• Pricing: The Propulse account starts at €8 per month with no commitment, and the first month is free. Payment limits can go up to €40,000 per month, providing flexibility for growing businesses.
• Testimonials: Users generally appreciate Propulse by CA for its ease of use and comprehensive features. One positive comment states, "Service client à l’écoute. Applications au top facile." On the other hand, a negative comment mentions, "Franchement super application mais dommage que les virements instantanée sont pas disponibles et l'envoie des factures ou devis depuis l'application." For more reviews, visit the Trustpilot page.

9. Novo

Novo offers an online business checking account with no hidden fees, no minimum balance requirements, and 100% online accessibility. It provides tools for managing business finances, including free ACH transfers, free incoming wires, secure payments, and free virtual and physical debit cards. Novo emphasizes personalized customer service and offers various financial tools like invoicing, bookkeeping, and funding options.

• Unique Features: No hidden fees, no minimum balance requirements, 100% online account management, free ACH transfers with low-cost express availability, free incoming wires, free virtual and physical debit cards, ATM fee reimbursement up to $7/month, personalized customer service, AI-powered bookkeeping, automated budgeting with Reserves, exclusive partner discounts, FDIC insurance up to $250,000 through Middlesex Federal Savings, F.A.
• Pricing: Novo offers a transparent pricing model with no hidden fees and no minimum balance requirements. There are no monthly maintenance fees, and users benefit from free ACH transfers and free incoming wires. Additionally, ATM fees are reimbursed up to $7 per month.
• Testimonials: Users generally appreciate Novo for its ease of use and small business-friendly features. One positive comment states, "Novo is super easy to use and has become an absolute lifeline for my business," while a negative comment mentions, "This bank is terrible. My account was closed due to inactivity without any notification." For more reviews, visit the Trustpilot page.

10. Payhawk

Payhawk is a comprehensive spend management platform designed for multinational businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies, and leading integrations with ERP and accounting software into one system.

• Unique Features: Seamless ERP integration with systems like Oracle NetSuite and Microsoft Dynamics, customizable platform to match specific business requirements, multi-entity support for streamlined processes across different entities, worldwide accounts and card issuance with dedicated IBANs, advanced expense management with PO 2 and 3-way matching, automated HR integrations to streamline processes and reduce fraud risks, robust invoice handling with features like split invoices and scheduled payment runs, dedicated onboarding and implementation support, compliance with high-security standards like PCI DSS, SOC 2, and ISO 27001.
• Pricing: Payhawk offers several pricing plans to cater to different business needs. The Premium Cards plan includes dedicated bank accounts, Visa cards in multiple currencies, virtual and physical cards, advanced card controls, carbon emissions tracking, automatic expense creation, automated reconciliation, and accounting software integrations. The All-In-One Spend plan adds expense management, free domestic reimbursements, end-to-end invoice management, advanced approval workflow, budget tracking, and a dedicated customer success manager. The Enterprise plan includes all features of the All-In-One Spend plan plus purchase orders with 3-way matching, multi-entity dashboard, enterprise accounting integrations, HR integrations, and SSO/SAML authentication. Additionally, the Growth Program is available for small businesses with less than 50 employees at £149/month for 24 months.
• Testimonials: Users generally appreciate Payhawk for its ease of use and excellent support. One positive comment states, "This is a great payment platform for automated online billing. It has made our bookkeeping so much easier and reduced the administrative time required. It is great to have every single bill online and not having to dig in on files and drawers. Also, their support staff is always so prompt to help and their resolution times are ace! Thank you Payhawk!" On the other hand, a negative comment mentions, "Payhawk changed their business focus to larger customers and gave me ten business days' notice to close my account. It's just a terrible way to treat and end a relationship with a customer, after 2 years." For more reviews, visit the Trustpilot page.

Which one should you go with?

In conclusion, while each of these platforms offers unique features and benefits tailored to various business needs, OneSafe stands out for its comprehensive financial solutions, exceptional customer support, and seamless integration of fiat and cryptocurrency transactions. Whether you're a startup or an established business, OneSafe provides a user-friendly interface and robust security measures that make managing your finances a breeze. Although any of these alternatives could be a good fit depending on your specific requirements, we recommend OneSafe if you're looking for a reliable and versatile financial platform. Explore your options and choose the one that best suits your business needs.