Top 10 Alternatives to OnChainDen

In this article, we will explore various alternatives to OnChainDen, a platform known for its end-to-end wallet solutions tailored for teams. OnChainDen offers a comprehensive suite of services, including crypto and fiat transactions, token swaps, and interaction with decentralized applications (dapps). We will delve into other platforms that provide similar functionalities and benefits.

Reviews

Users have shared a mix of positive and negative feedback about OnChainDen. Many appreciate the platform's automation features, which streamline the process of managing crypto and fiat transactions. Users have found the automated notifications for signers and the quick execution of transactions particularly helpful. However, some users have expressed frustration with the initial setup and occasional technical glitches. Before using OnChainDen, customers often struggled with manually pinging signers and decoding transaction data, which the platform has significantly improved.

• "We used to waste days manually pinging signers to approve transactions. Now Den does it for us and we execute transactions faster." - Hamzah Khan
• "Den makes it easy to understand multisig transactions. We can instantly tell if a pending transaction does what we want, instead of spending hours manually decoding data." - Edward Kim

For more detailed reviews, visit thechainden.com Reviews.

Best alternatives to OnChainDen

1. OneSafe

OneSafe is a financial technology company that provides a blend of traditional and Web3 financial services. It is designed for startups and businesses that operate in both fiat and cryptocurrencies. OneSafe offers comprehensive account services, including ACH transfers, wire payments, bill payments, and crypto conversions, all through a single, user-friendly interface.

• Features: Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security measures.
• Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included. Fees for money movement include 0.1% for US domestic payments, 0.2% for SEPA payments, 0.2% + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% for USDT transactions, and free fiat to crypto conversion.
• Testimonials: Users praise OneSafe for its exceptional customer support and seamless financial operations. Many highlight its role in simplifying payroll and expense management, making it an essential tool for Web3 companies. For more details, visit the OneSafe website.

2. Finom

Finom offers a business account with cashback, invoicing, and accounting tools. It is designed for SMEs, freelancers, and companies under registration, providing an IBAN account that can be opened online. The service includes features like fast account setup, international payments, cashback, and personal assistance.

• Features: German IBAN available within 24 hours, international payment capabilities, up to 3% cashback on expenses, personal assistance available within 1 minute, tailored benefits for freelancers, businesses with employees, and companies under registration, integration with accounting software, simplified invoicing service that helps clients get paid faster.
• Pricing: Corporate Plan starts from €149 per month (paid monthly) or €119 per month (paid annually), Enterprise Plan starts from €339 per month (paid monthly) or €249 per month (paid annually), additional fees for services such as extra team members, international payments, and ATM withdrawals.
• Testimonials: Users generally praise Finom for its excellent customer service and user-friendly features. One user mentioned, "Very customer friendly, especially if you are expat in Germany and looking for modern bank, with very fast and helpful support (special thanks to Andrea) and more important - English speaking. I really glad that I chose Finom!" However, another user expressed frustration, stating, "Crap company, asked to send a few documents, I did try everything then closed bank account, thanks ok coz I got another one with rebolut, and also they have roved me 18 euros. Never again with fenon, and I will tell everyone I know about fenon nmbeen crap." For more detailed reviews, visit the Finom Reviews.

3. Brex

Brex offers a comprehensive financial platform for businesses, including corporate credit cards, expense management, business banking, bill pay, and travel management. The platform leverages AI to automate financial processes, enhance compliance, and save time, making it easier for companies to manage their finances globally.

• Features: AI-powered automation, global reach in 120+ countries, 4.31% yield on treasury, 99% compliance rate, 20x higher credit limits, tailored solutions for various business sizes, integrated financial stack, real-time tracking.
• Pricing: Essentials Plan at $0 per user per month, Premium Plan at $12 per user per month, Enterprise Plan with custom pricing, Smart Card with custom pricing.
• Testimonials: Users generally praise Brex for its ease of use and efficiency in managing expenses. One user mentioned, "Brex makes expense reporting so simple. The text feature on your phone to record receipts makes it almost impossible to forget to record expenses." However, another user noted, "When typing in descriptions or other details on the app if you make a mistake and try to correct it the typing always goes to the end of the sentence, even if you started at the beginning. It is so weird. You always have to delete whatever you typed and start all over. I hope they fix this." For more detailed reviews, visit the Brex Reviews.

4. Blank

Blank is an online banking service designed for independent professionals and small businesses. It offers a range of features including quick account opening, professional payment cards, secure payment solutions, automated financial management tools, and tailored professional insurance. The service aims to simplify financial management and support business growth with a user-friendly, fully online platform.

• Features: Quick account opening in 5 minutes, high-limit professional Visa card, automated Urssaf declarations, comprehensive management tools including invoicing and accounting, customizable professional insurance, 24/7 customer service, maximum security with 3D Secure and deposit guarantees up to €100,000.
• Pricing: The pricing details for Blank are available on their website. Specific plans and fees can be found under the "Nos tarifs" section, which provides comprehensive information on the costs associated with their services.
• Testimonials: Users generally praise Blank for its ease of use and comprehensive services. One user mentioned, "I am using the app since 3 months, and it is amazing app… all the works done with it ✅." However, another user expressed frustration, stating, "Ces une banque de voleur attention il bloque les virements entant pendant plus de un mois ou les refuse attention." For more detailed reviews, visit the Blank Reviews.

5. Ampere

Ampere is an all-in-one financial service for businesses, offering a range of services including business accounts, currency exchange, loans, merchant accounts, debit cards, and invoicing. It aims to simplify financial management for businesses with quick account opening, low exchange rates, and comprehensive business tools.

• Features: All-in-One Business Current Account, low currency exchange rate (0.35%), free merchant account setup (rates from 0.65%), quick account opening with GBP and EUR accounts, corporate & private debit card with no monthly fees, smart invoicing, loans and mortgages with adaptable plans.
• Pricing: Business Account setup fee: £35.00, Business Account maintenance per month: £20.00, Private Account setup fee: £25.00, Private Account maintenance per month: £10.00, local transfers in GBP and EUR are free, incoming international transfer fee: £25.00, currency exchange fee: 0.35%, card issue fee: £15.00, ATM withdrawal fee: £1.50.
• Testimonials: Users generally praise Ampere for its ease of use and efficient customer service. One user mentioned, "I’ve been with Ampere for a while, and I can confidently say their customer service is one of the best I’ve experienced." However, another user expressed frustration, stating, "Not only the worst bank but possibly the worst company I’ve ever dealt with. Unreliable with your money and transfers and customer service is basically non-existent." For more detailed reviews, visit the Ampere Reviews.

6. Fiducial Banque

FIDUCIAL Banque offers a professional online banking account starting at 12€ HT/month. The service includes a dedicated advisor from the account opening, a wide range of banking services tailored for professionals, and 24/7 access to the client space and mobile app. The bank is recognized as the best online bank for professionals in 2024 and provides all necessary payment methods and comprehensive banking services to meet current and future business needs.

• Features: Dedicated advisor, licensed by ACPR, comprehensive payment methods including CB, cheques, SEPA transfers, international transfers, and cash, wide range of services including placements and financings, 24/7 access to client space and mobile app, transparent pricing, 100% French bank with advisors and data hosting based in France, expert support from the FIDUCIAL Group.
• Pricing: The professional account is available starting from 12€ HT (excluding tax) per month.
• Testimonials: Users generally have mixed feelings about FIDUCIAL Banque. One user mentioned, "I am personally very satisfied with this bank. It is the only one that offers a dedicated advisor... Make your own opinion!" However, another user expressed frustration, stating, "A group of scammers Fabien Thomas a dishonest and vicious salesperson who does not keep his commitments." For more detailed reviews, visit the Fiducial Reviews.

7. MuralPay

Mural is a platform designed to facilitate instant global payments and invoicing. It aims to eliminate delays and fees by allowing users to pay vendors and contractors in over 40 currencies using real-time payments.

• Features: Instant global payments, bulk payments, global invoicing, virtual accounts, currency conversion, integrations, guaranteed delivery, instant settlement, low fees, security and compliance.
• Pricing: The pricing details for Mural are not explicitly listed on the demo page. For specific pricing information, users are encouraged to request a demo or contact Mural directly.
• Testimonials: Users generally appreciate Mural for its efficiency and ease of use. One user mentioned, "Mural has streamlined our payment process and made onboarding efficient." However, another user expressed frustration, stating, "The platform occasionally has delays in payment processing." For more detailed reviews, visit the G2 Reviews.

8. Propulse by CA

Propulse by Crédit Agricole is a 100% online professional account service designed to support entrepreneurs in managing their business finances. It offers a comprehensive suite of tools and resources, including a Visa Business card, invoicing and accounting tools, automatic Urssaf declarations, and business plan creation. The service is available with no commitment, starting at 8 € HT/month, and includes the first month free.

• Features: Fully online professional payment account, Visa Business card with adjustable payment limits up to 40,000 €/month, integrated tools for creating invoices and quotes, automatic Urssaf declarations, access to over 1500 articles and guides, free online business plan creation with automatic financial calculations.
• Pricing: Starting at 8 € HT/month, no commitment, first month free.
• Testimonials: Users generally appreciate the ease of use and comprehensive features of Propulse by CA. One user mentioned, "Change la vie" (Life-changing). However, another user expressed frustration, stating, "Frankly great application but it's a shame that instant transfers are not available and sending invoices or quotes from the application." For more detailed reviews, visit the Propulse by CA Reviews.

9. Novo

Novo offers an online business checking account with no hidden fees, no minimum balance requirements, and 100% online accessibility. The service includes free ACH transfers, free incoming wires, and secure payment options. Novo also provides free virtual and physical debit cards, ATM fee reimbursements, and personalized customer service. Additional tools include invoicing, bookkeeping, budgeting, and funding options, all designed to help small businesses manage their finances efficiently.

• Features: No hidden fees, no minimum balance requirements, 100% online banking, free ACH transfers, free incoming wires, free virtual and physical debit cards, ATM fee reimbursement up to $7/month, AI-powered bookkeeping, automated budgeting with Reserves, integration with top business tools, exclusive partner discounts, personalized customer service, FDIC insurance up to $250,000 via Middlesex Federal Savings, F.A.
• Pricing: Novo does not charge any hidden fees or require a minimum balance. The service includes free ACH transfers and free incoming wires. ATM fee reimbursements are available up to $7 per month.
• Testimonials: Users generally appreciate Novo for its ease of use and comprehensive features. One user mentioned, "Oh, let me tell you about Novo, the small business bank that has become an absolute lifeline for my business! Seriously, it's been a total game-changer." However, another user expressed frustration, stating, "This bank is terrible. I had a business account with a small balance on it and when I tried to log in my password wouldn’t work. Contacted customer service and they said my account was closed due to inactivity." For more detailed reviews, visit the Novo Reviews.

10. Payhawk

Payhawk is a comprehensive spend management platform designed for multinational businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies, and leading integrations with ERP and accounting software into one system. It offers real-time visibility and control over operational spend, reduces manual work, and speeds up month-end closing.

• Features: Dedicated IBANs in multiple currencies, corporate cards with proactive spend controls, advanced expense management with approval flows, accounts payable and purchase orders, native integrations and developer API, multilingual AI-powered data extraction, customizable expense coding, fast payments and reimbursements, multi-entity dashboard.
• Pricing: Payhawk offers three main pricing plans: Premium Cards, All-In-One Spend, and Enterprise. The Premium Cards plan includes dedicated bank accounts, Visa credit and debit cards, virtual and physical cards, advanced card controls, carbon emissions tracking, automatic expense creation, automated reconciliation, and accounting software integrations. The All-In-One Spend plan includes all Premium Cards features plus expense management, free domestic reimbursements, end-to-end invoice management, advanced approval workflows, budget tracking, and a dedicated customer success manager. The Enterprise plan includes all All-In-One Spend features plus purchase orders with 3-way matching, multi-entity dashboard, enterprise accounting integrations, HR integrations, and SSO/SAML authentication. Additionally, there is a Growth Program priced at £149 per month for 24 months, available for businesses with less than 50 employees registered in the EEA or UK/I.
• Testimonials: Users generally appreciate Payhawk for its efficiency and comprehensive features. One user mentioned, "This is a great payment platform for automated online billing. It has made our bookkeeping so much easier and reduced the administrative time required. It is great to have every single bill online and not having to dig in on files and drawers. Also, their support staff is always so prompt to help and their resolution times are ace! Thank you Payhawk!" However, another user expressed frustration, stating, "Payhawk changed their business focus to larger customers and gave me ten business days' notice to close my account. It's just a terrible way to treat and end a relationship with a customer, after 2 years." For more detailed reviews, visit the Payhawk Reviews.

Which one should you go with?

In conclusion, while each platform offers unique features and benefits tailored to different business needs, OneSafe stands out for its seamless integration of traditional and Web3 financial services. Its user-friendly interface, comprehensive account services, and exceptional customer support make it an excellent choice for startups and businesses operating in both fiat and cryptocurrencies. Whether you choose OneSafe or another platform, you can be confident in finding a solution that meets your financial management needs. However, if you're looking for a reliable and versatile alternative, we highly recommend giving OneSafe a try.