Top 10 Alternatives to Primis Bank

Primis Bank positions itself as a modern financial institution dedicated to eliminating unnecessary fees while offering high-tech, FDIC-insured banking solutions. This article will explore various alternatives to Primis Bank, focusing on other institutions that provide similar business banking services without the traditional banking hassles.

Reviews

Users have shared a mix of positive and negative feedback about Primis Bank. Many appreciate the bank's commitment to eliminating fees and providing high-tech solutions. Customers find the 24/7 customer support particularly helpful, as well as the free business insights and cash flow analytics. However, some users have expressed frustration with occasional technical glitches and delays in customer service response times. Overall, while the bank's fee-free structure and advanced features are well-received, there are areas where improvements could be made to enhance the customer experience.

• "The no-fee structure is a game-changer for my small business." - John D.
• "Customer service can be slow at times, which is frustrating." - Sarah K.

For more detailed reviews, visit the Primis Bank Reviews page.

Best alternatives to Primis Bank

1. OneSafe

OneSafe is a financial technology company offering a comprehensive financial platform designed for startups and businesses operating in both fiat and cryptocurrencies. It provides services such as global payments, corporate cards, and seamless integration of traditional and Web3 financial operations.

• Features: Simple onboarding, global payment capabilities, user-friendly corporate cards, comprehensive tools including global accounts, worldwide wires, foreign exchange, accounting, multi-currency support, seamless payment options, high security with state-of-the-art encryption, efficient currency conversion, global accessibility.
• Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for Sepa payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Testimonials: Users praise OneSafe for its exceptional customer support and game-changing solutions. The platform simplifies payroll and expense management, making it an essential tool for Web3 organizations. For more details, visit the OneSafe website.

2. Everestcard

Everestcard offers a business account with instant setup, multiple Mastercard cards, and automated expense management. The service is fully online, providing 24/7 control via an online dashboard and web app. It includes features like digitalized receipts, real-time expense control, and automated reports. The pricing plan is simple, at 20€ per month, with additional cards available for 5€ each.

• Features: Instant issuance of multiple Mastercard credit cards, exclusive access to Mastercard® Airport Security Fast Track, 100% online management and onboarding, modern expense management with digitalized receipts and real-time control, automated reports and transaction history, special offers for startups and founders, individual credit lines for business expenses, mobile app for managing finances on the go, simple and transparent pricing plan.
• Pricing: The standard package costs 20 EUR per month, billed monthly and can be canceled anytime. A free 90-day trial is available for new users. Additional cards are available for 5 EUR each.
• Testimonials: Users have mixed feelings about the Everestcard. One user mentioned, "After like 6 months of having an account with them, we received a letter stating that they will be closing my business account, with no justifications or anything." Another user stated, "Do not trust this company. They are a bunch of frauds who steal peoples details and act like their processing your application!" For more reviews, visit the Everestcard Reviews page.

3. Axos Bank

Axos Bank offers digital business accounts designed to provide security, ease, and efficiency with minimal fees. The bank provides tailored solutions for small businesses and commercial entities, including checking accounts, business services, and comprehensive commercial banking and lending solutions.

• Features: Digital business accounts, tailored solutions for small businesses and commercial entities, specialized industry services, comprehensive commercial solutions, articles and tools, Axos ONE bundled account, Axos FundFinder+ research tool, mobile app for financial management.
• Pricing: Axos Bank emphasizes minimal fees for its digital business accounts. Specific pricing details are not explicitly listed on the website, but users are encouraged to explore individual service pages or contact Axos Bank directly for more information.
• Testimonials: Users have mixed feelings about Axos Bank. One user praised the bank for its "great service and small business products," highlighting the dedicated relationship manager and free checking account. On the other hand, another user expressed frustration over a locked account and unresolved issues, calling it a "horrible company." For more reviews, visit the Axos Bank Reviews page.

4. MuralPay

Mural is a platform designed to eliminate delays and fees in global payments and invoicing. It allows users to pay vendors and contractors in over 40 currencies using real-time payments.

• Features: Instant global payments, bulk payments, global invoicing, virtual accounts, currency conversion, integrations, guaranteed delivery, instant settlement, low fees, security and compliance.
• Pricing: The webpage does not provide specific pricing details for MuralPay. Users are encouraged to request a demo to see the service in action.
• Testimonials: Users have mixed feelings about MuralPay. One user praised the platform for "streamlining the payment process and efficient onboarding," while another user expressed frustration over "lack of sufficient reviews to provide buying insight." For more reviews, visit the Mural Pay Reviews page.

5. Credem

Credem Banca offers a comprehensive range of banking products and services, including current accounts, credit and debit cards, loans, mortgages, and investment options. The bank emphasizes customer care, financial well-being, and innovative solutions tailored to the needs of individuals, families, and businesses.

• Features: Wellbanking People, Sustainability, Innovation, Green Transition, Financial Wellbanker, Comprehensive Support.
• Pricing: The webpage does not provide specific pricing details for Credem's products or services. Users are likely directed to specific product pages or need to contact the bank directly through the provided contact methods.
• Testimonials: Users have mixed feelings about Credem. One user praised the bank, stating, "I have found both the products and service of the branch at Citadella Del Capo as nothing but very good." On the other hand, another user expressed frustration, saying, "My experience from the very beginning has been horrible... Customer service is terrible." For more reviews, visit the Credem Banca Reviews page.

6. Finom

Finom offers a business account with cashback, invoicing, and accounting tools. It is designed for SMEs, freelancers, and companies under registration. The account can be opened online and provides features like a German IBAN in 24 hours, international payments, up to 3% cashback, and personal assistance within 1 minute.

• Features: German IBAN in 24 hours, international payments, up to 3% cashback, personal assistance within 1 minute, safe access for employees and accountants, reconciliation and money collection tools, analytic data reports, accounting software integrations, ability to credit account with authorized funds and complete company registration.
• Pricing: The Corporate Plan starts at €149 per month (excl. VAT) or €119 per month (excl. VAT) if paid annually. The Enterprise Plan starts at €339 per month (excl. VAT) or €249 per month (excl. VAT) if paid annually. Additional fees apply for services such as extra team members, international payments, and card issuance.
• Testimonials: Users have mixed feelings about Finom. One user praised the support team, stating, "Finally, a truly helpful support team! Every time I have a question, Mees is there to assist and always provides a satisfying answer. Great service!" On the other hand, another user expressed frustration, saying, "Crap company, asked to send a few documents, I did try everything then closed bank account, thanks ok coz I got another one with rebolut, and also they have roved me 18 euros. Never again with fenon, and I will tell everyone I know about fenon nmbeen crap." For more reviews, visit the Finom Reviews page.

7. Wallester

Wallester Business offers virtual and physical corporate expense cards with real-time issuance, expense control, and integration with financial management tools. The platform is designed to streamline corporate spending, facilitate media buying, and provide detailed financial reports. It is free to set up and use, with no monthly fees, making it an attractive solution for businesses looking to modernize their financial processes.

• Features: Instant issuance of virtual and physical cards, real-time transaction monitoring and limit regulation, payment approvals, instant issuance of virtual cards for online advertising, invoicing via a mobile app, integrated accounting service, detailed expense reports, customizable API for workflow integration, finance control, real-time data tracking, no fees for platform access, IBAN account management with no commission.
• Pricing: The Free Package includes 300 virtual cards, unlimited physical cards, and unlimited users at no cost. The 3000 Virtual Cards Package costs €199 per month, with additional virtual cards at €0.20/month per card. The 15000 Virtual Cards Package costs €999 per month, with additional virtual cards at €0.10/month per card. Custom solutions are available upon request.
• Testimonials: Users have mixed feelings about Wallester. One user praised the platform, stating, "Absolute number one for business card and global payroll system on line and on app. Super fast assistance in some channel whatsapp and telegram over email support." On the other hand, another user expressed frustration, saying, "Bunch of scammers with terrible support. They will suspend your account and hold your money." For more reviews, visit the Wallester Reviews page.

8. Vivid Business

Vivid Business accounts offer a comprehensive financial platform for companies and freelancers, featuring fast registration, German IBANs, instant transfers, and a suite of financial tools. The accounts come with benefits like high-interest rates, cashback on purchases, multiple IBANs, and integrations with popular accounting software.

• Features: Free account with up to 30 DE IBANs, integrations with accounting software like DATEV and sevDesk, 5% p.a. interest on positive balances, cashback on every purchase, SWIFT and SEPA instant transfers, PCI DSS compliance, 3D Secure, GDPR compliance, personalized permissions for team members, mobile and web apps for account management.
• Pricing: Vivid Business offers several pricing plans:
  • Free Start: 0 € per month, 5% interest for the first 2 months, then 1%, up to 1% cashback, free virtual and plastic cards, €19.90 for metal cards, €100,000 card spending limit, 1 included team member, 1 included account, 5 free outgoing SEPA transfers per month, 2% ATM withdrawal fee, 2% currency exchange fee.
  • Basic: 7 € per month, 5% interest for the first 2 months, then 2%, up to 1% cashback, free virtual and plastic cards, €19.90 for metal cards, €100,000 card spending limit, 3 included team members, 3 included accounts, 100 free outgoing SEPA transfers per month, 1% ATM withdrawal fee, 1% currency exchange fee.
  • Pro: 19 € per month, 5% interest for the first 2 months, then 3%, up to 2% cashback, free virtual and plastic cards, €19.90 for metal cards, €100,000 card spending limit, 10 included team members, 10 included accounts, 250 free outgoing SEPA transfers per month, 1% ATM withdrawal fee, 1% currency exchange fee.
  • Enterprise: 79 € per month, 5% interest for the first 2 months, then 3.5%, up to 4% cashback, free virtual and plastic cards, €19.90 for metal cards, €100,000 card spending limit, 30 included team members, 30 included accounts, 1000 free outgoing SEPA transfers per month, 1% ATM withdrawal fee, 1% currency exchange fee.
  • Enterprise+: 249 € per month, 5% interest for the first 2 months, then 3.5%, up to 5% cashback, free virtual and plastic cards, €19.90 for metal cards, €200,000 card spending limit, 50 included team members, 50 included accounts, 1000 free outgoing SEPA transfers per month, 1% ATM withdrawal fee, 1% currency exchange fee.
• Testimonials: Users have mixed feelings about Vivid Business. One user praised the platform, stating, "As a newcomer in Germany, I received a personal recommendation to open my account at VIVID. It’s been the best decision ever!" On the other hand, another user expressed frustration, saying, "Vivid has terminated my account since October and they’re holding 6,700 Euros of my money!" For more reviews, visit the Vivid Money Reviews page.

9. Payhawk

Payhawk is a comprehensive spend management platform designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies, and leading integrations with ERP and accounting software into one system.

• Features: Seamless ERP integration with systems like Oracle NetSuite and Microsoft Dynamics, customisable platform to match specific business requirements, excellent multi-entity support for streamlined processes across different entities, worldwide accounts and card issuance with dedicated IBANs, advanced expense management with PO 2 and 3 way matching, automated HR integrations to streamline processes and reduce fraud risks, robust invoice handling with features like split invoices and scheduled payment runs.
• Pricing: Payhawk offers several pricing plans:
  • Premium Cards: Includes dedicated bank accounts, Visa credit and debit cards, virtual and physical cards, advanced card controls, carbon emissions tracking, automatic expense creation, automated reconciliation, and accounting software integrations.
  • All-In-One Spend: Combines all Premium Cards features plus expense management, free domestic reimbursements, end-to-end invoice management, advanced approval workflow, budget tracking, and a dedicated customer success manager.
  • Enterprise: Includes all All-In-One Spend features plus purchase orders with 3-way matching, multi-entity dashboard, enterprise accounting integrations, HR integrations, and SSO/SAML authentication.
  • Growth Program: Available for businesses with less than 50 employees registered in EEA or UK/I, priced at £149/month for 24 months.
  • Common Features Across All Plans: Unlimited users, transactions, and document processing, cashback on card spend, user-friendly app and web portal, dedicated implementation manager, live chat and multilingual support, AI-driven receipt scanner for 60+ languages.
• Testimonials: Users have mixed feelings about Payhawk. One user praised the platform, stating, "This is a great payment platform for automated online billing. It has made our bookkeeping so much easier and reduced the administrative time required. It is great to have every single bill online and not having to dig in on files and drawers. Also, their support staff is always so prompt to help and their resolution times are ace! Thank you Payhawk!" On the other hand, another user expressed frustration, saying, "Payhawk changed their business focus to larger customers and gave me ten business days' notice to close my account. It's just a terrible way to treat and end a relationship with a customer, after 2 years." For more reviews, visit the Payhawk Reviews page.

10. Tide Bank

Tide offers a smart business bank account with no monthly fees, providing features like simple payment solutions, built-in accounting, and a savings account with 4.07% AER variable interest. The account can be opened online in minutes, and it includes personalized invoicing, business savings, simple accounting, security, and 24/7 support.

• Features: No monthly fees, personalized invoicing, business savings with 4.07% AER variable interest, simple accounting integration, 24/7 account monitoring, 24/7 support, payment links, auto-categorization, direct debit management, Apple/Google Pay, international payments, CSV exports.
• Pricing: Tide offers a free account with no monthly fees. The Plus Account costs £9.99/month and includes one free expense card and 20 free transfers. The Pro Account is priced at £18.99/month, offering two free expense cards and unlimited transfers. The Cashback Account costs £49.99/month and includes three free expense cards and unlimited transfers.
• Testimonials: Users have mixed feelings about Tide Bank. One user praised the service, stating, "A super fast track way of starting a business account in one day." On the other hand, another user expressed frustration, saying, "Terrible experience. Paused our account without warning, and now they are withholding our money." For more reviews, visit the Tide Reviews page.

Which one should you go with?

In conclusion, while each of these financial platforms offers unique features and benefits tailored to various business needs, OneSafe stands out for its comprehensive financial solutions, seamless integration of traditional and Web3 operations, and exceptional customer support. Whether you're a startup or an established business, OneSafe provides a robust, user-friendly platform that simplifies global payments, corporate card management, and more. While any of these options could be a good fit depending on your specific requirements, OneSafe is highly recommended for those seeking a modern, efficient, and secure alternative to traditional banking.