Top 10 Alternatives to Revolut

Revolut Business offers a comprehensive suite of financial tools designed to help businesses manage their finances more efficiently. This article will explore various alternatives to Revolut, providing insights into other platforms that offer similar features and services. Whether you're looking for global payments, multi-currency accounts, or advanced expense management, we've got you covered.

Reviews

Users have shared a mix of positive and negative feedback about Revolut Business. Many appreciate its user-friendly interface, efficient global transactions, and improved cash flow management. However, some users have expressed frustrations with customer service and occasional technical issues. Overall, the sentiment is that while Revolut Business offers valuable tools for financial management, there are areas that could benefit from improvement.

• "Revolut Business has streamlined our international payments, making it easier to manage multiple currencies." - John D.
• "Customer support can be slow at times, which is frustrating when dealing with urgent issues." - Sarah K.

For more detailed reviews, visit Revolut Reviews.

Best alternatives to Revolut

1. OneSafe

OneSafe is a financial technology company offering a comprehensive financial platform for startups and businesses that operate in both fiat and cryptocurrencies. It provides services such as global payments, corporate cards, and seamless currency conversions, tailored for the modern digital-first world.

• All-in-one platform, simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security measures.
• Account opening: Free, minimum balance: $0, monthly fees: None, corporate cards: Included, invoices: Included, US domestic payments: 0.1% fee, SEPA payments: 0.2% fee, international wires: 0.2% fee + $25 Swift, Fedwire: $20, FX fee on corporate cards: 1%, USDT transactions: 0.1% fee, fiat to crypto conversion: Included.
• Users rave about OneSafe's exceptional customer support and its ability to simplify complex financial tasks. Testimonials highlight its game-changing impact and seamless currency conversions, making it an essential tool for businesses. For more details, visit OneSafe.

2. Hype

HYPE Business is an online business account designed for individual companies and freelancers with a VAT number. It offers a range of features tailored to simplify financial management for small businesses.

• Free ordinary and instant transfers, simplified F24 payments, Tax Manager for tax estimation and savings, micro-insurances, World Elite Mastercard with exclusive discounts, 7/7 technical support via WhatsApp, email, and chat, zero monthly fee if a minimum of €750 is spent using the HYPE Business card, free global payments and withdrawals, Radar for financial tracking with notifications, statistics, and reports.
• Monthly fee: €2.90, annual fee: €34.80, no activation fee, free SEPA transfers, 10 free instant SEPA transfers per month (then €2 each), free cash withdrawals from ATMs in Italy and abroad, F24 payments: free, foreign currency transactions: 1.5% markup.
• Users generally appreciate the ease of use and the variety of services offered by HYPE Business. One user commented, "Easy and intuitive to use, a lot of services available." However, some users have faced issues, such as one who noted, "My account was blocked without clear communication, causing significant inconvenience." For more detailed reviews, visit HYPE Reviews.

3. Ampere

Ampere is an all-in-one financial service designed for businesses, offering a range of products including business accounts, currency exchange, loans, merchant accounts, debit cards, and invoicing tools. It aims to simplify financial management for businesses with quick account opening, low exchange rates, and comprehensive business tools.

• Features: All-in-One Business Current Account, low currency exchange rate of 0.35%, personalized offers for business loans and commercial mortgages, free merchant account set-up with transaction rates starting from 0.65%, smart invoicing directly from the bank account, corporate & private debit card with no monthly fees and flexible repayment options, quick account opening for GBP and EUR accounts.
• Pricing: Business Account setup fee: £35.00 (includes first month maintenance and debit card issue & delivery), Business Account maintenance per month: £20.00, Private Account setup fee: £25.00 (includes first month maintenance and debit card issue & delivery), Private Account maintenance per month: £10.00, local transfers in GBP and EUR: free, incoming international transfer in GBP/EUR (SWIFT): £25.00, currency exchange (EUR/GBP, GBP/EUR): 0.35% from the exchange amount, card issue: £15.00, ATM domestic and international withdrawal: £1.50.
• Testimonials: Users generally appreciate Ampere's customer service and ease of use. One user, Balaji Pawar, mentioned, "I’ve been with Ampere for a while, and I can confidently say their customer service is one of the best I’ve experienced." On the other hand, Jaeme expressed frustration, stating, "Not only the worst bank but possibly the worst company I’ve ever dealt with. Unreliable with your money and transfers and customer service is basically non existent." For more detailed reviews, visit Ampere Reviews.

4. MuralPay

Mural is a platform designed to eliminate delays and fees in global payments and invoicing. It allows users to pay vendors and contractors in over 40 currencies using real-time payments.

• Features: Real-time payments in over 40 currencies, guaranteed delivery, instant settlement, low fees, institutional-grade security, KYB/KYC compliance, supports payments in 170+ countries, integrates with existing financial systems.
• Pricing: The specific pricing details for Mural are not provided on the demo page. Users are encouraged to request a demo to understand the cost structure and benefits.
• Testimonials: Users generally appreciate Mural's efficiency and security. One user mentioned, "Mural has streamlined our payment process and made onboarding new contractors a breeze." However, another user noted, "The platform is great, but the initial setup was a bit complicated." For more detailed reviews, visit Mural Pay Reviews.

5. Axos Bank

Axos Bank offers digital business accounts designed to provide security, ease, and efficiency with minimal fees. The bank provides tailored solutions for small businesses and commercial entities, including checking accounts, business services, and comprehensive commercial banking and lending solutions.

• Features: Digital banking solutions, low fees, specialized services for different industries, comprehensive commercial solutions, educational resources, Axos ONE bundled account offering high APY on savings and checking, early paydays, and no maintenance fees.
• Pricing: Axos ONE Account Bundle offers up to 4.86% APY on Savings and up to 0.51% APY on Checking with no maintenance fees, $0 lender fee on home loans, business banking accounts designed with little to no fees.
• Testimonials: Users generally appreciate the great service and small business products, with one user highlighting the dedicated relationship manager and free checking account. However, some users have faced issues, such as one who mentioned their account was locked and funds were inaccessible. For more detailed reviews, visit Axos Bank Reviews.

6. Soldo

Soldo is a spend management platform that combines pre-programmable, customizable cards with a powerful expense management platform. It aims to liberate finance teams by automating spend administration, thereby empowering employees to spend responsibly and efficiently.

• Features: Customizable physical and virtual Mastercards®, comprehensive management platform, mobile app for tracking expenses and capturing receipts, seamless integration with financial systems like Xero, NetSuite, Sage, QuickBooks, real-time visibility into decentralized spending, enterprise-level security with compliance to PCI DSS Level 1, ISO/IEC 27001, ISO/IEC 9001, and Cyber Essentials Plus, proven ROI of 358%, payback period of less than 6 months, 80% time savings.
• Pricing: Enterprise Plan - customizable solution for large organizations (contact Soldo for pricing), Plus Plan - €33 per month (excluding 20% VAT) with a free 30-day trial, Standard Plan - €21 per month (excluding 20% VAT) with a free 30-day trial, additional costs for physical cards (€5 issuance fee per card), virtual cards (€1 issuance fee per card), temporary virtual cards (€0.50 issuance fee per card), additional users (€7 per Standard user per month or €11 per Plus user per month), outbound bank transfers (€0.75 per transaction), FX and ATM fees (1% with a minimum of €2).
• Testimonials: Users generally appreciate Soldo's ease of use and customer support. One user mentioned, "The most important thing for me is that if I am unsure of anything or having a senior moment the online advisors are always so helpful and explain things in a clear and easy to understand way." However, another user noted, "Our account was frozen and closed without any reasons. I believe Soldo has certain problems with the UK regulator right now." For more detailed reviews, visit Soldo Reviews.

7. Countingup

Countingup is a business account service designed for self-employed individuals and small businesses in the UK. It offers an easy online application process, allowing users to open an account in under 5 minutes. The service includes features such as accepting payments, creating and sending invoices, and managing bookkeeping and accounting with real-time tax insights and secure data sharing with accountants.

• Features: Quick application process, payment acceptance via UK bank-to-bank transfers, international transfers, and card payments, create and send unlimited professional invoices for free, automatic categorisation of expenses, real-time tax insights, secure data sharing with accountants.
• Pricing: £3/month for deposits between £0 – £750, £9/month for deposits between £750 – £7,500, £18/month for deposits over £7,500, account transfers in/out: 30p, direct debit out: 30p, foreign transaction fees: 3%, ATM withdrawal: £1 per withdrawal, Post Office Cash Load: 0.5% (minimum £2 fee), PayPoint Cash Load: 3%, replacement card: £5.
• Testimonials: Users generally appreciate the ease of use and customer support. One user mentioned, "I love to use them. It's easy to follow up on the expenses and profits, and there's a tax pot to which the tax money can be added." However, another user noted, "For the 2nd time in a month acc has been blocked sent messages at 11a.m yesterday HAVE I HAD A MESSAGE BACK, NO 24 hours later Small business acc yes sure they don't care they leave you with no answer no way to phone them and no way to take payments all these good reviews wait till they block ur acc and see how good they are .. they need reported and am gonna do that as they give you no answer nothing its doesn't take 24 hours later to answer someone .....the trust is gone." For more detailed reviews, visit Countingup Reviews.

8. Brex

Brex offers a comprehensive financial platform that includes modern corporate cards, expense management, business banking, bill pay, accounting automation, and travel management. Their services are designed to help businesses of all sizes spend smarter, automate financial processes, and maximize their financial resources globally.

• Features: AI-powered automation, global reach in 120+ countries, 4.31% yield on business accounts, real-time budget and spend control, automated receipts, AI-powered assistant, in-app travel bookings, high credit limits up to 20x higher than traditional options, compliance and security with up to $6M in additional FDIC insurance.
• Pricing: Essentials Plan - $0 per user per month, Premium Plan - $12 per user per month, Enterprise Plan - custom pricing, Smart Card - custom pricing. Essentials includes global card acceptance, AI-powered custom rules, up to two entities, accounting integrations, local currency wires, travel booking, real-time reporting, Brex API access, bill pay, and reimbursements. Premium adds multiple customizable expense policies, dynamic expense review chains, AI-powered compliance audit detection, advanced approvals, multi-entity support, customizable ERP and HRIS integrations, VAT documentation, group travel, advanced travel rules, and live budgets. Enterprise includes all Premium features plus unlimited US or global entities, local card issuance, collections, reimbursements, policies, local language support, named account manager, admin center, and fully customizable implementation services.
• Testimonials: Users generally appreciate Brex for its ease of use and comprehensive features. One positive comment states, "Brex makes expense reporting so simple. The text feature on your phone to record receipts makes it almost impossible to forget to record expenses. We launched it throughout our organization and it was seamless." However, a negative comment notes, "When typing in descriptions or other details on the app if you make a mistake and try to correct it the typing always goes to the end of the sentence, even if you started at the beginning. It is so weird. You always have to delete whatever you typed and start all over. I hope they fix this." For more detailed reviews, visit Brex Reviews.

9. Bunq

Bunq is a digital bank that offers a range of business banking services designed to simplify financial management for businesses. With a quick setup process and a variety of features, Bunq aims to provide a seamless banking experience.

• Features: Quick account setup in 5 minutes, multiple bank accounts (up to 25), mobile payment solutions, automation tools (bookkeeping integrations, AutoVAT, invoice processing), high-interest rates (up to 2.3% on savings), teamwork facilitation, local and multi-currency IBANs, powerful cards (virtual and physical Mastercards), sustainable banking (tree planting with card usage).
• Pricing: Easy Bank Pro XL: €23.99/month, Easy Bank Pro: €13.99/month, Easy Bank: €7.99/month, Easy Savings: Free, Easy Card: Free.
• Testimonials: Users generally appreciate Bunq's innovative features and ease of use. One positive comment states, "Bunq knows how to make customers satisfied cuz they never stop adding new features and bonuses." However, a negative comment notes, "The bank’s customer service is barely reachable; it can take ages to receive any kind of follow-up to a submitted inquiry." For more detailed reviews, visit Trustpilot.

10. Moss

Moss is a spend management solution designed to help companies control and optimize their spending with real-time tracking, approval, and accounting tools.

• Features: Employee cards with adaptable limits and custom approval policies, easy receipt capture via app or email integrations, real-time card spend view, automatic categorization, integration with leading accounting software, end-to-end security, privacy by design, compliance with GDPR and other regulations, significant ROI, productivity increase, quicker reimbursements, annual savings per employee.
• Pricing: Moss Starter is free and includes up to 3 users, unlimited virtual debit cards, 1 physical card per user, web and mobile app access, and standard accounting integrations. Custom packages are available with a base package that includes corporate cards, employee reimbursements, and accounts payable, along with add-ons like advanced controlling, advanced accounting, procurement, and ERP integrations. The pricing structure is modular, based on selected modules and add-ons, and transaction volume.
• Testimonials: Users generally appreciate Moss for its ease of use and customer support. One positive comment states, "Moss is a great financial tool for companies looking for an uncomplicated, straightforward solution with great customer support." However, a negative comment notes, "Everything was great until Moss decided to change. The website layout is no longer user friendly, and the customer care team is nowhere to be found." For more detailed reviews, visit Trustpilot.

Which one should you go with?

In conclusion, while each of these financial platforms offers unique features and benefits tailored to different business needs, OneSafe stands out for its exceptional customer support and seamless currency conversions. Whether you're a startup or an established business, OneSafe's comprehensive suite of services, including global payments and corporate cards, makes it a compelling choice. However, all the alternatives mentioned provide valuable tools to enhance your financial management. Ultimately, the best choice depends on your specific requirements, but if you're looking for a reliable and innovative solution, we highly recommend giving OneSafe a try.