Top 10 Alternatives to Revolut

Revolut Business offers a comprehensive suite of financial tools designed to help businesses manage their finances efficiently. This article will explore various alternatives to Revolut, providing insights into other platforms that offer similar services and features for business financial management.

Reviews

Users have shared a mix of positive and negative feedback about Revolut. Many appreciate the platform's user-friendly interface and the convenience of managing multiple currencies. Customers have praised the speed and security of transactions, as well as the helpful customer support. However, some users have expressed frustration with account verification processes and occasional service disruptions. Overall, while Revolut is lauded for its innovative features, there are areas where users feel improvements are needed.

• "Revolut has made managing my business finances so much easier. The multi-currency account is a game-changer." - John D.
• "The verification process was a nightmare. It took weeks to get my account fully operational." - Sarah K.

For more detailed reviews, visit Revolut Reviews.

Best alternatives to Revolut

1. OneSafe

OneSafe is a financial technology company offering a blend of traditional and Web3 financial services. It provides comprehensive account services tailored for companies operating in both fiat and cryptocurrencies.

• Features: Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security.
• Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for SEPA payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Testimonials: Users praise OneSafe for its exceptional customer support and seamless financial operations. Many highlight its efficiency in managing payroll and expenses, making it an essential tool for Web3 companies. For more details, visit the OneSafe website.

2. Hype

HYPE Business is an online business account tailored for sole proprietorships and freelancers with a VAT number. It offers a range of features including free SEPA transfers, simplified F24 payments, a Tax Manager for tax estimation and savings, micro-insurances, a World Elite Mastercard, and 7/7 customer support.

• Unique Features: Free SEPA transfers, simplified F24 payments, Tax Manager for tax estimation, Radar for notifications and reports, worldwide free transactions, comprehensive insurance package, 7/7 customer support, World Elite Mastercard.
• Pricing: Monthly fee of €2.90, no activation fee, free ATM withdrawals, free SEPA transfers, 10 free instant transfers per month, additional instant transfers at €2 each, free payments via Apple Pay/Google Pay, foreign currency transactions with a 1.5% markup.
• Testimonials: Users generally appreciate the ease of use and the range of services offered. One user, Roberto Cardoni, mentioned, "Easy and intuitive to use, a lot of services available." However, another user, Paola Maffei, expressed frustration, "I received my first transfer to my Hype account and only then found out that my account had been blocked." For more detailed reviews, visit the HYPE Reviews page.

3. Ampere

Ampere is an all-in-one financial service for businesses, offering a range of products including business current accounts, currency exchange, business loans, merchant accounts, debit cards, and invoicing tools. It aims to simplify financial management for businesses with quick account opening, low exchange rates, and comprehensive financial tools.

• Unique Features: All-in-One Business Current Account, low currency exchange rate of 0.35%, free merchant account set-up with rates starting from 0.65%, quick account opening with GBP and EUR accounts, corporate & private debit card with no monthly fees, smart invoicing directly from the bank account, personal business loans and commercial mortgages, comprehensive account management from phone, PC, or tablet.
• Pricing: Business account setup fee: £35.00, business account maintenance per month: £20.00, private account setup fee: £25.00, private account maintenance per month: £10.00, local transfers in GBP and EUR: free, incoming international transfer in GBP/EUR: £25.00, currency exchange: 0.35%, card issue: £15.00, card monthly fee: free, ATM domestic and international withdrawal: £1.50, acquiring fee for payments in GBP/EUR/USD: starting from IC++0.35%.
• Testimonials: Users generally appreciate Ampere's customer service and ease of use. Balaji Pawar mentioned, "I’ve been with Ampere for a while, and I can confidently say their customer service is one of the best I’ve experienced." On the other hand, Jaeme expressed frustration, "Not only the worst bank but possibly the worst company I’ve ever dealt with. Unreliable with your money and transfers and customer service is basically non existent." For more detailed reviews, visit the Ampere Reviews page.

4. MuralPay

Mural is a platform that offers instant global payments and invoicing services. It allows users to pay vendors and contractors in over 40 currencies using real-time payments, eliminating delays and fees.

• Unique Features: Instant global payments, one platform for all financial operations, guaranteed delivery, instant settlement, low fees, institutional-grade security, granular permissions, transaction monitoring, KYB/KYC, audit trails, supports 170+ countries and 40+ currencies, featured articles for optimizing global payments.
• Pricing: The pricing details for Mural are not explicitly provided on the website. Users are encouraged to request a demo to understand the cost structure and see how Mural can streamline their global payments and increase operational efficiency.
• Testimonials: Users generally appreciate Mural for its efficiency and ease of use. Eric Rao from Nexton praised Mural for streamlining their payment process and efficient onboarding. However, some users have expressed concerns about the lack of detailed pricing information upfront. For more detailed reviews, visit the Mural Pay Reviews page.

5. Axos Bank

Axos Bank offers a range of business banking services designed to elevate business operations through digital accounts that provide security, ease, and efficiency. The services include small business banking solutions, commercial banking, and lending options tailored to meet the needs of various business entities. The bank emphasizes low to no fees and provides specialized services for different industries.

• Unique Features: Digital business accounts, specialized services for small businesses and commercial entities, comprehensive commercial solutions, financial tools and resources, Axos ONE bundled account, Axos FundFinder+ research tool, all-in-one mobile app.
• Pricing: Axos Bank's digital business accounts offer the power to bank with security, ease, and efficiency while paying little to no fees. For specific pricing details, users are encouraged to explore individual product pages or contact Axos Bank directly.
• Testimonials: Users generally appreciate Axos Bank for its great service and small business products. One user, DW, mentioned, "Great Service and Small Business Products! I opened a Small Business Account because they have a great rate at 4%... Great service and they really care about your business-I'd highly recommend!" However, another user, Alissa, expressed frustration, "They set me up with an account after I added funds they locked the account. 2 years later I never got my money and they can’t give me information because it’s closed. Horrible company." For more detailed reviews, visit the Axos Bank Reviews page.

6. Soldo

Soldo is a spend management platform that helps businesses streamline and simplify their spending processes. It offers tools like physical and virtual Mastercards, a management platform, a mobile app for tracking expenses, and integrations with financial systems. Soldo aims to boost business agility and empower employees to spend responsibly while providing finance teams with the tools to manage and control spending effectively.

• Unique Features: Pre-programmable customizable cards, powerful expense management platform, real-time insights, integrations with accounting software, enterprise-level security, automated spend admin, customizable solutions.
• Pricing:
  • Enterprise Plan: Customizable solution for large organizations. Pricing: Contact Soldo for a custom quote.
  • Plus Plan: €33 per month (excluding 20% VAT), includes 3 users, 30 physical or virtual Soldo cards, 30 subscription or digital ad cards, 30 temporary virtual cards, 30 outbound bank transfers per month, and 3 wallets. Free trial for 30 days.
  • Standard Plan: €21 per month (excluding 20% VAT), includes 3 users, 20 physical or virtual Soldo cards, 20 subscription or digital ad cards, 20 temporary virtual cards, and 20 outbound bank transfers per month. Free trial for 30 days.
  • Additional Fees: Physical cards: €5 issuance fee per card, virtual cards: €1 issuance fee per card, temporary virtual cards: €0.50 issuance fee per card, users: €7 per Standard user per month or €11 per Plus user per month, outbound bank transfers: €0.75 per transaction, fees: 1% FX fee and 1% ATM fee with a minimum of €2.
• Testimonials: Users generally appreciate Soldo for its helpful customer service and efficient spend management. Gina Ansell mentioned, "The most important thing for me is that if I am unsure of anything or having a senior moment the online advisors are always so helpful and explain things in a clear and easy to understand way." However, Alexander Nosic expressed frustration, "Our account was frozen and closed without any reasons. I believe Soldo has certain problems with the UK regulator right now." For more detailed reviews, visit the Soldo Reviews page.

7. Countingup

Countingup offers a business account service designed for self-employed individuals and small businesses in the UK. It allows users to open an account online in under 5 minutes, start accepting payments immediately, create and send invoices, and manage bookkeeping and taxes with ease. The service is trusted by over 50,000 UK businesses and is backed by ING & Sage.

• Unique Features: Quick account setup in under 5 minutes, immediate payment acceptance via UK bank-to-bank transfers, international transfers, and card payments, free invoicing with payment alerts, automated bookkeeping and tax insights, secure data sharing with accountants.
• Pricing: Free 3-month trial, followed by a monthly subscription fee based on total monthly deposits: £3/month for deposits £0 – £750, £9/month for deposits £750 – £7,500, £18/month for unlimited deposits. Additional transaction fees include 30p for account transfers and direct debits, 3% for foreign transactions, £1 for ATM withdrawals, 0.5% (minimum £2) for Post Office cash loads, 3% for PayPoint cash loads, and £5 for replacement cards.
• Testimonials: Users generally appreciate Countingup for its ease of use and efficient customer service. One user, Rian Cojocnean, mentioned, "I love to use them. It's easy to follow up on the expenses and profits, and there's a tax pot to which the tax money can be added." However, another user, e.g toal, expressed frustration, "BEWARE. For the 2nd time in a month acc has been blocked. Sent messages at 11 a.m. yesterday HAVE I HAD A MESSAGE BACK, NO 24 hours later." For more detailed reviews, visit the Countingup Reviews page.

8. Brex

Brex is a financial technology company that offers a comprehensive suite of financial services including modern credit cards, business banking, expense management, bill pay, accounting, and travel management. These services are designed to help businesses spend smarter, automate busywork, and maximize their financial resources.

• Unique Features: AI-powered automation, real-time tracking, high yield on business accounts, global reach, enhanced compliance, ERP integrations, additional FDIC insurance, mobile app.
• Pricing: Essentials Plan: $0 per user per month, Premium Plan: $12 per user per month, Enterprise Plan: Custom pricing, Smart Card: Custom pricing.
• Testimonials: Users generally appreciate Brex for its ease of use and comprehensive features. Andrew S. mentioned, "Brex makes expense reporting so simple. The text feature on your phone to record receipts makes it almost impossible to forget to record expenses." However, Mike A. expressed frustration, "When typing in descriptions or other details on the app if you make a mistake and try to correct it the typing always goes to the end of the sentence, even if you started at the beginning. It is so weird. You always have to delete whatever you typed and start all over. I hope they fix this." For more detailed reviews, visit the Brex Reviews page.

9. Bunq

Bunq offers a business banking solution that allows users to open a business bank account in just 5 minutes using their phone and ID. The service includes a 30-day free trial for any plan, and features such as multiple bank accounts, contactless payment acceptance, automation tools, high-interest rates, shared account access, local IBANs, powerful cards, sustainability initiatives, and web access for managing accounts.

• Unique Features: Quick account setup, multiple bank accounts, contactless payments, automation tools, high-interest rates, shared access, local IBANs, powerful cards, sustainability initiatives, web access.
• Pricing: Easy Bank Pro XL: €23.99/month, Easy Bank Pro: €13.99/month, Easy Bank: €7.99/month, Easy Savings: Free, Easy Card: Free.
• Testimonials: Users generally appreciate Bunq for its innovative features and ease of use. Hendrik Meier mentioned, "Bunq knows how to make customers satisfied cuz they never stop adding new features and bonuses." However, another user, R., expressed frustration, "My main complaint in that review was that the bank’s customer service is barely reachable." For more detailed reviews, visit the Bunq Reviews page.

10. Moss

Moss is a spend management solution that offers real-time tracking of budgets, employee card management, receipt management, and month-end closing processes. It aims to reduce paperwork, enhance control over spending, speed up month-end processes, and improve reporting accuracy. Moss is trusted by finance teams at leading European companies and provides significant ROI and productivity improvements.

• Unique Features: Employee cards with adaptable limits, custom approval policies, real-time oversight, easy receipt capture via app or email integration, compliance enforcement with one-click reminders and card blocking, real-time view of card spend, automatic categorization, integration with leading accounting software, end-to-end security, privacy by design, compliance with GDPR and other regulations, achieves a 4.5x ROI within 3 years, increases finance team productivity by 47%, saves €795 per employee annually.
• Pricing: Moss offers a free Starter Package with up to 3 users, unlimited virtual debit cards, 1 physical card per user, app access, and standard accounting integrations. Custom packages are available with additional features like advanced controlling, advanced accounting, procurement, and ERP integrations. Pricing is modular, based on selected spend modules and transaction volume, with no additional charges based on the number of users.
• Testimonials: Users generally appreciate Moss for its efficiency and comprehensive features. Farida Fouad mentioned, "Moss is a great financial tool for companies looking for an uncomplicated, straightforward solution with great customer support." However, Pow expressed frustration, "It worked really well at first...until their recent make-over update. The website layout is no longer user-friendly, and the normally responsive customer care team is nowhere to be found." For more detailed reviews, visit the Moss Reviews page.

Which one should you go with?

In conclusion, while each of these platforms offers unique features and benefits tailored to different business needs, OneSafe stands out for its seamless integration of traditional and Web3 financial services. Whether you're managing fiat or cryptocurrencies, OneSafe provides a comprehensive, secure, and user-friendly experience. Its exceptional customer support and efficient financial operations make it a strong contender for businesses looking to streamline their financial management. Ultimately, any of these options could be a great fit, but if you're seeking a versatile and innovative alternative, we highly recommend giving OneSafe a try.