Top 10 Alternatives to Soldo

Reviews

Users have shared a mix of positive and negative feedback about Soldo. Many appreciate the platform's user-friendly interface and the control it offers over spending, which has saved them significant time. However, some users have expressed frustration with certain aspects, such as occasional technical glitches and the learning curve for new users. Overall, the sentiment is that Soldo is a powerful tool for managing expenses, but it could benefit from some improvements.

• "Soldo has given us control over what is being spent. It’s saving us lots of time, and making life easier for employees out in the field." - Vernon
• "Soldo is very user-friendly. Very straightforward. We wanted a system that was as user-friendly as possible." - Niki Clay

For more detailed reviews, visit Soldo Reviews.

Best alternatives to Soldo

1. OneSafe

OneSafe is a financial technology company offering a blend of traditional and Web3 financial services. It provides comprehensive account services tailored for companies operating in both fiat and cryptocurrencies. The platform supports seamless integration of fiat and cryptocurrency transactions, making it ideal for modern financial operations.

• Simple onboarding process, global payments in various currencies, user-friendly corporate cards with spend limits, multi-currency support (USD, Euro, CAD, etc.), global accounts for international operations, versatile payment options (wire, ACH, foreign exchange), security measures including encryption, compliance protocols, and Multi-Factor Authentication (MFA), near-instantaneous currency conversions with competitive rates.
• Account Opening: Free, Minimum Balance: $0, Monthly Fees: None, Corporate Cards: Included, Invoices: Included, Sending + Receiving US Domestic Payments: 0.1% fee, Sending + Receiving Sepa Payments: 0.2% fee, International Wires: 0.2% fee + $25 Swift, Fedwire: $20, FX fee on Corporate cards: 1%, USDT Transactions: 0.1% fee, Fiat <-> Crypto Conversion: Included.
• Users rave about OneSafe's exceptional customer support and its ability to simplify complex financial tasks. Testimonials highlight its game-changing impact on businesses, especially in the Web3 space, with many praising its seamless operations and responsive team. For more details, visit the OneSafe website.

2. Bunq

Bunq offers a business banking service that allows users to open a business bank account in just 5 minutes using their phone and ID. The service includes a 30-day free trial of any plan. Key features include multiple bank accounts for budgeting, mobile banking, contactless payment options, automation tools, high-interest savings, teamwork facilitation, local IBANs, powerful cards, and sustainable banking initiatives.

• Unique features: Quick setup in 5 minutes, create up to 25 bank accounts, accept contactless payments via app, automation tools for bookkeeping and invoicing, high-interest savings in EUR, USD, and GBP, shared account access, local IBANs in multiple countries, virtual and physical Mastercards, sustainable banking initiatives, web access for business management.
• Pricing: Easy Bank Pro XL at €23.99/month, Easy Bank Pro at €13.99/month, Easy Bank at €7.99/month, Easy Savings is free, Easy Card is free.
• Testimonials: Users generally appreciate Bunq's innovative features and ease of use. One positive comment from Hendrik Meier states, "Bunq knows how to make customers satisfied cuz they never stop adding new features and bonuses." On the other hand, a negative comment from R. highlights issues with customer service, noting, "The fact that Bunq’s customer service took a full six months to respond only further highlights how poorly organized Bunq must be." For more reviews, visit Trustpilot.

3. Airwallex

Airwallex is a global payments and financial platform trusted by over 100,000 companies. It offers software and APIs to simplify global payments and financial operations, helping businesses unlock new opportunities and grow without limits.

• Unique Features: All-in-one business accounts to collect, manage, and move money globally, tools to control and track business expenses, online payment acceptance, APIs to build and monetize global financial products, high standards of security including PCI DSS, SOC1, and SOC2 compliance, faster and cost-effective local payments network, award-winning customer support, cloud-native infrastructure, compliance with Australian Financial Services Licence and ASIC regulations.
• Pricing: Explore Plan: $0 or $29/month (conditions apply), Grow Plan: $99/month, Accelerate Plan: $499/month, Custom Plan: tailored pricing. Additional fees for transactions such as FX, transfers, and payment processing may apply, including domestic cards at 1.65% + $0.30, international cards at 3.40% + $0.30, and SWIFT transfers at $10-30/transfer.
• Testimonials: Users generally appreciate Airwallex for its ease of use and efficient service. One positive comment from Calisha Isara states, "Great service from Airwallex! The account manager, Hayley, is super helpful, and the website is so easy to use." On the other hand, a negative comment from Pierrick C highlights issues with money transfers, noting, "They suddenly started to refuse money transfer for no reason. They won’t tell me why or how to solve the situation." For more reviews, visit Trustpilot.

4. Currensea

Currensea is a travel debit card for UK residents that links to existing bank accounts, allowing users to spend abroad without incurring high FX fees. It offers real-time exchange rates, instant spend notifications, and various security features. The card is available in three plans: Essential, Premium, and Elite, each offering different levels of benefits and cost savings.

• Unique Features: No bank fees abroad, real-time notifications, security features like Mastercard purchase protection and 2-factor authentication, contributions to environmental projects, ease of use with no need to top up, multiple plans for different travel needs, exclusive benefits for Premium and Elite plans.
• Pricing: Essential Plan: Free subscription, 0.5% FX rate, 0.5% FX rate on ATM withdrawals, 2% rate over £500 per month. Premium Plan: £25/year, 0% FX rate, fee-free ATM withdrawals, 1% rate over £500 per month. Elite Plan: £120/year, 0% FX rate, fee-free ATM withdrawals, 1% rate over £750 per month.
• Testimonials: Users generally appreciate Currensea for its ease of use and cost savings. One positive comment from IAG states, "It was easy to apply for a Currensea card, and it arrived quickly. Setting it up was also simple and it has been working perfectly abroad." On the other hand, a negative comment from Paul highlights a minor issue, noting, "Only one time the system did not work but we had some cash for the small amount of the payment (USD)." For more reviews, visit Trustpilot.

5. Everestcard

Everestcard offers a business account with instant setup, multiple Mastercard cards, and automated expense management. The service is fully online, providing 24/7 control via a web dashboard and app. It includes features like digitalized receipts, real-time expense tracking, and exclusive travel benefits.

• Instant issuance of multiple Mastercard credit cards, 100% online management and onboarding, exclusive access to Mastercard® Airport Security Fast Track, modern expense management with digitalized receipts and automated reports, real-time control of cards and expenses, mobile app for managing finances on the go, special offers for startups and founders, individual credit lines for business expenses.
• Monthly subscription cost: 20 EUR/month, includes up to 5 virtual or plastic cards, expense management tools, unlimited transaction history, alerts and notifications, Everest community deals, pay monthly and cancel anytime.
• Users generally express dissatisfaction with Everestcard. One positive comment from a user states, "The features are great, and the setup was quick and easy." However, a negative comment from AL highlights issues with account closure, noting, "After like 6 months of having an account with them, we received a letter stating that they will be closing my business account, with no justifications or anything." For more reviews, visit Trustpilot.

6. Moss

Moss is a spend management solution that offers real-time tracking of budgets, employee card management, receipt management, and streamlined month-end closing processes. It aims to reduce paperwork, enhance control over spending, and improve reporting accuracy.

• Unique Features: Employee cards with adaptable limits and custom approval policies, effortless receipt capture via app or auto-fetch through email integrations, real-time view and automatic categorization of card spend, two-way integrations with leading accounting software, 4.5x ROI, 47% increase in finance team productivity, €795 saving per employee annually, end-to-end security, privacy by design, regulated e-money products.
• Pricing: Moss Starter is free and includes up to 3 users, unlimited virtual debit cards, 1 physical card per user, web and mobile app access, and standard accounting integrations. Custom packages can be created with a base package that includes corporate cards, employee reimbursements, and accounts payable, along with add-ons like advanced controlling, advanced accounting, procurement, and ERP integrations. The pricing structure is modular, based on selected modules and transaction volume, with a single platform fee regardless of the number of users.
• Testimonials: Users generally appreciate Moss for its user-friendliness, efficiency, and quality of customer support. One positive comment from Farida Fouad states, "Moss is a great financial tool for companies looking for an uncomplicated, straightforward solution with great customer support." On the other hand, a negative comment from Pow highlights issues with recent updates, noting, "Everything was great until Moss decided to change. The website layout is no longer user-friendly, and the normally responsive customer care team is nowhere to be found." For more reviews, visit Trustpilot.

7. Brex

Brex offers a comprehensive financial platform that includes modern corporate cards, expense management, business banking, bill pay, accounting, and travel management. The platform is designed to help businesses of all sizes control spend, automate financial processes, and maximize their financial resources using AI-powered tools.

• Unique features: AI-powered automation, global reach in 120+ countries, 4.24% yield on business accounts, real-time expense tracking, auto-enforced spend controls, high credit limits up to 20x higher than traditional options, ERP integrations, five-star mobile app, high compliance rate, built-in treasury services.
• Pricing: Essentials Plan at $0 per user/month, Premium Plan at $12 per user/month, Enterprise Plan with custom pricing, Smart Card with custom pricing. Essentials includes global card acceptance, AI-powered custom rules, up to two entities, accounting integrations, local currency wires, travel booking, real-time reporting, Brex API access, bill pay, and reimbursements. Premium adds multiple customizable expense policies, dynamic expense review chains, AI-powered compliance audit detection, advanced approvals, multi-entity support, customizable ERP and HRIS integrations, VAT documentation, group travel, advanced travel rules, and live budgets. Enterprise includes all Premium features plus unlimited US or global entities, local card issuance, collections, reimbursements, policies, local language support, named account manager, admin center, and fully customizable implementation services.
• Testimonials: Users generally appreciate Brex for its ease of use and comprehensive features. One positive comment from Theresa M. states, "Brex is really easy to use, and covers all of our needs. We were previously at a bank that was very old fashioned with limited online services. We started using Brex just for our corporate cards, but found it so good that we moved all of our business banking over to their platform. They are very easy to work with, and the products are intuitive to learn, and comprehensive in their features." On the other hand, a negative comment from Mike A. highlights a minor issue, noting, "When typing in descriptions or other details on the app if you make a mistake and try to correct it the typing always goes to the end of the sentence, even if you started at the beginning. It is so weird. You always have to delete whatever you typed and start all over. I hope they fix this." For more reviews, visit G2.

8. Payhawk

Payhawk is a comprehensive spend management platform designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies, and leading integrations with ERP and accounting software into one system.

• Features: Dedicated IBANs in multiple currencies, Visa debit and credit cards with proactive spend controls, fully digitized employee reimbursements and travel expenses, end-to-end software for purchase orders and invoice management, market-leading ERP and accounting software integrations, AI-powered data extraction, fast payments and reimbursements, multi-entity dashboard, customizable expense coding, advanced security controls.
• Pricing: Premium Cards plan includes dedicated bank accounts, Visa credit and debit cards, virtual and physical cards, advanced card controls, carbon emissions tracking, automatic expense creation, automated reconciliation, and accounting software integrations. All-In-One Spend plan adds expense management, free domestic reimbursements, end-to-end invoice management, advanced approval workflows, budget tracking, and a dedicated customer success manager. Enterprise plan includes all All-In-One Spend features plus purchase orders with 3-way matching, multi-entity dashboard, enterprise accounting integrations, HR integrations, and SSO/SAML authentication. Growth Program is available for small businesses at £149/month for 24 months.
• Testimonials: Users generally appreciate Payhawk for its ease of use and comprehensive features. One positive comment from Fabio De La Cruz states, "Excellent product & support. This is a great payment platform for automated online billing. It has made our bookkeeping so much easier and reduced the administrative time required." On the other hand, a negative comment from Bastian Gotter highlights issues with account closure, noting, "Payhawk changed their business focus to larger customers and gave me ten business days' notice to close my account. It's just a terrible way to treat and end a relationship with a customer, after 2 years." For more reviews, visit Trustpilot.

9. Wallester

Wallester Business offers a comprehensive platform for managing corporate expenses through virtual and physical cards. It provides real-time card issuance, expense control, and media buying solutions. The platform is designed to streamline financial processes, enhance budget management, and provide detailed reporting, all with no setup or monthly fees.

• Unique Features: Instant card issuance, real-time transaction monitoring and limit regulation, confirming purchase requests from employees, instant issuance of virtual cards for online advertising, uploading invoices via a mobile app and integrated accounting services, comprehensive reporting on all corporate expenses, customizable API for workflow integration, finance control, and real-time data tracking, access to the platform's key functions for free, with no setup or monthly fees.
• Pricing: The Free Package costs €0 per month and includes 300 virtual cards, unlimited physical cards, and unlimited users. The 3000 Virtual Cards Package costs €199 per month and includes 3000 virtual cards, with additional virtual cards at €0.20/month per card. The 15000 Virtual Cards Package costs €999 per month and includes 15000 virtual cards, with additional virtual cards at €0.10/month per card. Custom solutions are available upon contacting Wallester for specific needs.
• Testimonials: Users generally appreciate Wallester for its efficient service and comprehensive features. One positive comment from GIACOMO SOLIMENE states, "Absolute number one for business card and global payroll system on line and on app. Super fast assistance in some channel whatsapp and telegram over email support." On the other hand, a negative comment from Mike Ferrab highlights issues with account suspension, noting, "Bunch of scammers with terrible support. They will suspend your account and hold your money." For more reviews, visit Trustpilot.

10. Vivid Business

Vivid Business accounts offer fast registration, German IBANs, instant transfers, and a suite of financial tools for companies and freelancers. The accounts come with features like multiple IBANs, integrations with accounting software, high-interest rates on positive balances, cashback on purchases, and secure money management.

• Unique features: Free account with up to 30 DE IBANs, 5% p.a. interest rate on positive balance, cashback on every purchase with a free VISA card for every team member, SWIFT and SEPA instant transfers, integrations with accounting software like DATEV and sevDesk, mobile and web apps for account management, compliance with PCI DSS, 3D Secure, and GDPR.
• Pricing: Free Start plan at €0/month with 5% interest for the first 2 months, then 1%, Basic plan at €7/month with 5% interest for the first 2 months, then 2%, Pro plan at €19/month with 5% interest for the first 2 months, then 3%, Enterprise plan at €79/month with 5% interest for the first 2 months, then 3.5%, Enterprise+ plan at €249/month with 5% interest for the first 2 months, then 3.5%. All plans include free virtual and plastic cards, with metal cards available for €19.90.
• Testimonials: Users generally appreciate Vivid Business for its ease of use and comprehensive features. One positive comment from Dusan states, "As a newcomer in Germany, I received a personal recommendation to open my account at VIVID. It’s been the best decision ever!" On the other hand, a negative comment from Claus Kølle highlights issues with account termination, noting, "Vivid has terminated my account since October and they’re holding 6,700 Euros of my money!" For more reviews, visit Trustpilot.

Which one should you go with?

In conclusion, while each of these spend management solutions offers unique features and benefits, OneSafe stands out for its seamless integration of fiat and cryptocurrency transactions, exceptional customer support, and comprehensive financial services. Whether you're a startup or a well-established business, OneSafe provides a robust platform that simplifies complex financial tasks and enhances operational efficiency. While any of these alternatives could be a good fit depending on your specific needs, we recommend OneSafe if you're looking for a versatile and reliable solution to manage your finances effectively.