Top 10 Alternatives to VIALET

In this article, we will explore alternatives to VIALET, a financial service provider known for its secure and flexible payment solutions tailored for businesses. VIALET simplifies money management with an easy-to-use online platform, offering services like business accounts, virtual business cards, and multi-currency payments. Let's dive into what VIALET offers and examine other options available in the market.

Reviews

Users have shared a mix of positive and negative feedback about VIALET. Many appreciate the platform's ease of use, quick account setup, and high security standards. Customers have found the budget control features and comprehensive transaction management particularly helpful. However, some users have expressed frustration with customer service response times and occasional technical issues. Overall, while VIALET is praised for its user-friendly interface and robust security, there are areas where improvements could enhance the customer experience.

• "The account setup was incredibly fast and straightforward, which saved me a lot of time." - John D.
• "Customer service can be slow to respond, which is frustrating when you need immediate assistance." - Sarah K.

For more detailed reviews, visit VIALET Reviews.

Best alternatives to VIALET

1. OneSafe

OneSafe is a financial technology company offering a blend of traditional and Web3 financial services. It provides comprehensive account services tailored for companies operating in both fiat and cryptocurrencies. The platform supports seamless integration of fiat and cryptocurrency transactions, making it ideal for modern financial operations.

• Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security measures.
• Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for SEPA payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Users rave about OneSafe's exceptional customer support and its ability to simplify complex financial tasks. Testimonials highlight the platform's reliability and efficiency, making it a must-have for Web3 companies. For more details, visit the OneSafe website.

2. Axos Bank

Axos Bank offers digital business accounts designed to provide security, ease, and efficiency with minimal fees. The bank provides tailored solutions for small businesses and commercial entities, including checking accounts, business services, and comprehensive commercial banking and lending solutions.

• Unique Features: Digital business accounts, tailored solutions for small businesses and commercial entities, specialized industry services, comprehensive commercial solutions, articles & tools, Axos ONE, Axos FundFinder+, mobile app.
• Pricing: Axos ONE Account Bundle offers up to 4.86% APY on Savings and up to 0.51% APY on Checking with no maintenance fees, $0 lender fee on home loans, digital business accounts with little to no fees, competitive interest rates on savings accounts.
• Testimonials: Users generally appreciate the great service and small business products, with one user highlighting the dedicated relationship manager and free checking account. However, some users have faced issues, such as account locking and difficulties in retrieving funds. For more detailed reviews, visit Trustpilot.

3. Soldo

Soldo is a spend management platform that provides tools to simplify and streamline business spending. It offers physical and virtual Mastercards, a management platform, a mobile app for tracking expenses, and integrations with financial systems. Soldo aims to boost business agility and empower employees to spend responsibly while providing finance teams with control and visibility over company spending.

• Unique Features: Pre-programmable customizable cards, powerful expense management platform, real-time insights, integrations with accounting software, enterprise-level security, economic impact.
• Pricing: Enterprise Plan: customizable solution for large organizations, contact Soldo for details. Plus Plan: €33 per month (excluding 20% VAT), includes 3 users, 30 physical or virtual cards, and advanced features. Standard Plan: €21 per month (excluding 20% VAT), includes 3 users, 20 physical or virtual cards, and standard features. Additional fees apply for card issuance, users, outbound bank transfers, FX, and ATM transactions.
• Testimonials: Users generally appreciate Soldo's helpful customer service and the platform's ability to streamline expense management. One user noted, "The online advisors are always so helpful and explain things in a clear and easy to understand way." However, another user expressed frustration, stating, "Our account was frozen and closed without any reasons." For more detailed reviews, visit Trustpilot.

4. Novo

Novo offers an online business checking account with no hidden fees, no minimum balance requirements, and 100% online access. The account includes features like free ACH transfers, free incoming wires, and the ability to add payees and make secure payments. Novo also provides free virtual and physical debit cards, reimbursement for ATM fees up to $7/month, and tools for invoicing, bookkeeping, and budgeting. The service is designed to be flexible, affordable, and fast, catering to the needs of small businesses, freelancers, consultants, and self-employed individuals.

• Unique Features: No hidden fees, no minimum balance requirements, 100% online access, free ACH transfers, free incoming wires, free virtual and physical debit cards, reimbursement for ATM fees up to $7/month, AI-powered bookkeeping, automated budgeting with Reserves, unlimited customizable invoicing, integrations with top business tools, exclusive partner discounts, fast and flexible small business financing through Novo Funding, personalized customer service.
• Pricing: Novo offers a straightforward pricing model with no hidden fees and no minimum balance requirements. The account includes free ACH transfers, free incoming wires, and reimbursement for ATM fees up to $7/month. Additional services like invoicing, bookkeeping, and budgeting tools are also included at no extra cost.
• Testimonials: Users generally appreciate Novo's user-friendly platform and small business-friendly services. One positive review states, "Novo is super easy to use and has become an absolute lifeline for my business." However, some users have faced issues, such as account closures without notification. One negative review mentions, "This bank is terrible. My account was closed due to inactivity without any notification." For more detailed reviews, visit Trustpilot.

5. Currensea

Currensea is a travel debit card that links directly to your existing UK bank account, allowing you to save on foreign exchange fees when spending abroad. It offers real-time exchange rates, instant spend notifications, and various security features. The card is highly rated by users and endorsed by experts. Currensea also supports environmental initiatives by contributing to tree planting and plastic recovery projects.

• Unique Features: Direct link to existing bank account, no hidden fees, real-time notifications, Mastercard purchase protection, ability to freeze the card, two-factor authentication, contributions to Eden Reforestation Projects and Plastic Bank, multiple pricing plans.
• Pricing: Essential Plan: Free, 0.5% FX rate, 0.5% FX rate on ATM withdrawals, 2% rate over £500/month. Premium Plan: £25/year, 0% FX rate, fee-free ATM withdrawals, 1% rate over £500/month. Elite Plan: £120/year, 0% FX rate, fee-free ATM withdrawals, 1% rate over £750/month.
• Testimonials: Users generally praise Currensea for its ease of use, excellent exchange rates, and the convenience of linking directly to a bank account. One positive review states, "I’m currently in Japan and receiving notifications and emails for each purchase in Yen with its Sterling equivalent. So I know exactly how much I’m spending. It feels safer using this card than my regular bank’s credit card, and I’m saving money too! I can’t see any drawbacks at all. Highly recommended." However, a negative comment mentions, "Only one time the system did not work but we had some cash for the small amount of the payment (USD)." For more detailed reviews, visit Trustpilot.

6. Niural

Niural is an all-in-one platform for modern US Payroll, PEO, Global EOR, Contractor management, and Bill Payments in over 150 countries. It is powered by advanced AI, specifically NIURAL AI, which enhances the efficiency and compliance of HR, finance, and operations teams.

• Unique Features: Powered by NIURAL AI, hire globally with ease, pay your team in minutes, hire in days not months, full tax compliance.
• Pricing: Employer of Record starts at $499/month per employee, Niural Armor at $299/month per contractor, Hire & Pay Contractors at $49/month per contractor, Basic Plan at $70/month + $5/month per employee, Plus Plan at $100/month + $15/month per employee, Web3 Only Payroll at $19 per member/month + $100 platform fee, Enterprise Plan with custom pricing, PEO Basic at $59/month per employee, PEO Plus at $99/month per employee (paid annually).
• Testimonials: Users generally appreciate Niural's efficiency and global reach. One positive comment states, "Niural has streamlined our global payroll process, making it incredibly easy to manage." However, a negative comment mentions, "The platform can be complex to navigate initially." For more detailed reviews, visit Trustpilot.

7. Reap

Reap offers financial solutions to help businesses achieve global financial goals by providing essential financial infrastructure. Their products and services enable businesses to thrive in a connected and borderless world.

• Unique Features: Reap Card with flexible bill repayment options in fiat or digital currencies, Reap Pay for payments in preferred currencies, Card Issuing API for launching card programs, Payment API for cross-border payouts, PCI compliance, licensed and regulated in Hong Kong, sophisticated fraud prevention tools, secure sandbox testing, robust API documentation, rapid deployment, dedicated support.
• Pricing: Physical & virtual card: free, annual fee: free, monthly bill repayment with fiat currency: free, monthly bill repayment with stablecoins: 1.2% handling fee, ATM withdrawal: 2%, FX fee: 2%, available card currencies: USD, HKD, collateral: 1:1 ratio, mobile payment (Apple Pay / Google Pay): free, mobile app: free, issue branded card via API: contact sales, bank transfers with Reap Card: 1.8%, bank transfers with stablecoins: 0.8%, cross-border payment fee: 25 USD, local payment fee: 0-5 USD, FX fee: variable rate, T+1 day payouts: no extra fee, payments via API: contact sales, card-level and team-level spend controls: free, unlimited team members, multi-entity management: free, real-time spend analytics: free, Xero integration: free, receipt collection and auto-matching: free.
• Testimonials: Users generally appreciate Reap's user-friendly onboarding experience and helpful team. One positive comment states, "Reap had a very user-friendly onboarding experience. The team is friendly and helpful. The product (REAP card) is very easy to use and helps with our operations a lot." However, a negative comment mentions, "The only downside would be limitations in terms of setting categories. However, I discussed this with their product team and they are going to look into it. Very helpful!" For more detailed reviews, visit G2.

8. MuralPay

Mural is a platform designed to eliminate delays and fees in global payments and invoicing. It allows users to pay vendors and contractors in over 40 currencies using real-time payments.

• Unique Features: Real-time payments in over 40 currencies, one platform for all financial operations, supports 170+ countries, guaranteed delivery, instant settlement, institutional-grade security, access to local banks, bulk payments.
• Pricing: Mural offers competitive pricing with low fees for transactions. Specific pricing details are available upon request through their demo page.
• Testimonials: Users generally appreciate Mural's efficiency and ease of use. One positive comment states, "Mural has streamlined our payment process and made onboarding efficient." However, a negative comment mentions, "The platform can be complex to navigate initially." For more detailed reviews, visit G2.

9. Credem

Credem Banca offers a wide range of banking services including current accounts, cards, loans, mortgages, and investment options. The bank emphasizes customer well-being, sustainability, and innovation in its services.

• Unique Features: Wellbanking People, Green Transition Support, Financial Wellbanker, comprehensive online services, customer-centric approach.
• Pricing: Credem offers competitive pricing with zero-fee online accounts, digital loan applications, and a 4% annual gross interest rate for new deposits in the Conto Deposito Più account. Specific pricing details for other services are available upon request through their contact methods.
• Testimonials: Users generally appreciate Credem's professional service and customer-centric approach, but some have faced issues with customer service and perceived discrimination. One positive comment states, "I have found both the products and service of the branch at Citadella Del Capo as nothing but very good. The whole approach is courteous and professional." However, a negative comment mentions, "Credem is one out of the many banks in Italy that discriminates against international students." For more detailed reviews, visit Trustpilot.

10. Anna Money

ANNA Money offers a business account service in the UK that can be set up in less than 10 minutes. It includes a business debit card, virtual cards, payment links, cash deposit options, and various financial management tools.

• Quick account setup in as little as 3 minutes with ID, virtual business debit cards available immediately after signup, personal payment webpage for easy online payments, cash deposits at thousands of PayPoints, exclusive partner offers and promotions, integration with Apple Pay and Google Pay, employee expense management with individual debit cards and spending limits, money-saving pots within the business account, instant payment notifications, free direct debits and scheduled standing orders, business cashback credit card with up to 40% cashback, flexible small business loans through partnerships, open banking integration for comprehensive financial management.
• Plans start at £0 per month, users only pay for the services they use, no monthly fee if the account is not used for a month.
• Users generally appreciate ANNA Money's efficient service and user-friendly platform. One positive comment states, "I’ve been with ANNA for nearly 4 years now, and have recently just opened another company with them. Since then they have provided nothing but an excellent service." However, a negative comment mentions, "Avoid at all costs!!! ANNA have held on to a very large amount of company money for weeks, they are uncontactable or helpful." For more detailed reviews, visit Trustpilot.

Which one should you go with?

In conclusion, while each of these financial service providers offers unique features and benefits tailored to different business needs, OneSafe stands out for its seamless integration of fiat and cryptocurrency transactions, exceptional customer support, and comprehensive account services. Whether you're a small business, a freelancer, or a large enterprise, OneSafe provides a reliable and efficient platform to manage your financial operations. If you're exploring alternatives, any of these options could be a good fit, but we highly recommend OneSafe for its modern approach and robust features. For more information, visit the OneSafe website.