Top 10 Alternatives to Volet.com

In this article, we will explore alternatives to Volet.com, a service-oriented website offering a variety of financial services, including cards and cryptocurrency options. Volet.com caters to both personal and business needs but explicitly excludes US citizens and residents from its services.

Reviews

Users have shared a mix of positive and negative feedback about Volet.com. Many appreciate the platform's stability and robust security features, which make it a reliable choice for managing both crypto and fiat transactions. The customer support has also been highlighted as a strong point, with users finding it responsive and helpful. However, some users have expressed frustration over the lack of a mobile app, which limits accessibility and convenience. Additionally, the restriction on services for US citizens and residents has been a significant drawback for potential users from the USA.

• "The platform is incredibly stable and secure, which gives me peace of mind when handling transactions." - Anna K.
• "It's frustrating that there's no mobile app; it would make managing my account so much easier." - John D.

For more detailed reviews, visit Volet.com Reviews.

Best alternatives to Volet.com

1. OneSafe

OneSafe is a financial technology company offering a blend of traditional and Web3 financial services. It provides comprehensive account services tailored for companies that operate both in fiat and cryptocurrencies. OneSafe is designed to meet the unique needs of Web3 startups and tech companies, facilitating a bridge between conventional banking and digital currency ecosystems.

• Features: Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security measures.
• Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for SEPA payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Testimonials: Users praise OneSafe for its exceptional customer support and seamless financial solutions. Many highlight its efficiency in managing payroll and expenses, making it an essential tool for Web3 organizations. For more details, visit the OneSafe website.

2. Wise

Wise offers an international account that allows users to send, receive, and manage money in multiple currencies. It provides low-cost international transfers, a multi-currency account, and a debit card for spending and withdrawing cash worldwide without hidden fees. Wise is regulated by the Financial Conduct Authority (FCA) and serves over 16 million customers globally.

• Unique Features: Multi-currency account, low fees, Wise card, guaranteed exchange rates, interest on balances, global account details, security with 2-factor authentication, high customer trust.
• Pricing: Registering with Wise is free. Sending money incurs a fee starting from 0.29%, holding money in your account is free for 40+ currencies, receiving local payments is free for specific currencies, receiving USD wire and Swift payments costs $6.11 USD per payment, and receiving CAD Swift payments costs $10 CAD per payment.
• Testimonials: Users generally appreciate the ease of managing multiple currencies and the convenience of using the Wise card abroad. One user, Cherilyn A., praised the ability to set up and receive multiple currencies and the ease of converting USD funds while traveling. However, another user from the Information Technology and Services sector criticized the customer support, citing issues with repeated explanations, privacy concerns, and unhelpful responses. For more detailed reviews, visit the Wise Business Reviews page on G2.

3. Payhawk

Payhawk is a comprehensive spend management platform designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies, and leading integrations with ERP and accounting software into one system. The platform offers real-time visibility and control over operational spend, reduces manual work, and speeds up month-end closing.

• Features: Global card program, multilingual AI-powered data extraction, fast payments and reimbursements, multi-entity dashboard and group controls, market-leading ERP integrations, highly customizable expense coding and categorization, advanced security and compliance, dedicated customer support.
• Pricing: Payhawk offers three main pricing plans: Premium Cards, All-In-One Spend, and Enterprise. The Premium Cards plan includes dedicated bank accounts, Visa credit and debit cards, virtual and physical cards, advanced card controls, carbon emissions tracking, automatic expense creation, automated reconciliation, and accounting software integrations. The All-In-One Spend plan includes all Premium Cards features plus expense management, free domestic reimbursements, end-to-end invoice management, advanced approval workflows, budget tracking, and a dedicated customer success manager. The Enterprise plan includes all All-In-One Spend features plus purchase orders with 3-way matching, multi-entity dashboard, enterprise accounting integrations, HR integrations, and SSO/SAML authentication. Additionally, there is a Growth Program priced at £149 per month for 24 months, available for small businesses with less than 50 employees in the EEA or UK/I.
• Testimonials: Users generally appreciate the platform's efficiency and customer support. Fabio De La Cruz praised Payhawk for making bookkeeping easier and reducing administrative time, highlighting the prompt and helpful support staff. On the other hand, Bastian Gotter expressed dissatisfaction with Payhawk's decision to change their business focus to larger customers, resulting in the closure of his account with short notice. For more detailed reviews, visit the Payhawk Reviews page on Trustpilot.

4. Fiducial Banque

FIDUCIAL Banque offers an online banking account specifically designed for professionals, starting at 12€ HT/month. The service includes a dedicated advisor, a wide range of banking services, and 24/7 access through a client space and mobile application.

• Unique Features: Dedicated advisor, licensed by ACPR, various payment methods (CB, cheques, SEPA transfers, international transfers, cash), full range of banking services including placements and financing, 24/7 access through client space and mobile application, transparent pricing, 100% French origin, recognized as the best online bank for professionals in 2024.
• Pricing: The pricing for a professional account with FIDUCIAL Banque starts at 12€ HT (excluding tax) per month. The bank emphasizes transparent pricing with no hidden fees, ensuring all essential services are included from this starting price.
• Testimonials: Users have mixed feelings about FIDUCIAL Banque. One user, SOleil Or, praised the dedicated advisor and the availability of credits, stating, "Je suis personnellement très satisfait de cette banque." On the other hand, thien ban Bui criticized the customer service and account closure process, mentioning, "Le service client est très mauvais et on ne peut pas clôture son compte." For more detailed reviews, visit the Fiducial Reviews page on Trustpilot.

5. Niural

Niural is an all-in-one platform for modern US Payroll, PEO, Global EOR, Contractor management, and Bill Payments in over 150 countries. It is powered by an advanced AI model, NIURAL AI, which helps HR, finance, and operations teams handle complex compliance and business needs across different regions.

• Unique Features: Powered by NIURAL AI, global hiring, fast payroll processing, rapid onboarding, full tax compliance, unified platform, flexible pricing plans, comprehensive services, support for multiple currencies and countries, compliance management.
• Pricing: Employer of Record starts at $499/month per employee, Niural Armor at $299/month per contractor, Hire & Pay Contractors at $49/month per contractor, Basic Plan at $70/month + $5/month per employee, Plus Plan at $100/month + $15/month per employee, Web3 Only Payroll at $19 per member/month + $100 platform fee, Enterprise Plan with custom pricing, PEO Basic at $59/month per employee, PEO Plus at $99/month per employee (paid annually).
• Testimonials: Users generally appreciate Niural's efficiency and comprehensive features. One user praised the platform for its "fast payroll processing and excellent compliance management." However, another user expressed frustration, stating, "The pricing plans are a bit steep for small businesses." For more detailed reviews, visit the Niural Reviews page on Trustpilot.

6. Kontist

Kontist offers a comprehensive business banking solution for self-employed individuals in Germany. The service includes a business bank account, automated bookkeeping, and business tax returns, all managed through a single app.

• Unique Features: All-in-One App, Automatic Tax Calculation, AI-Supported Bookkeeping, Real-Time Bank Transfers, Mobile & Web Banking, Visa Business Debit Card, Integration with Apple Pay & Google Pay, Invoicing Tool, Premium Account Features.
• Pricing: The Free Plan costs €0 per month plus VAT with conditions, the Premium Plan is priced at €9 per month plus VAT, and the Bookkeeping Plan costs €29 per month plus VAT. Additional fees include €0.35 per real-time bank transfer and €0.15 per SEPA transaction after the first 10 free transactions in the Free Plan.
• Testimonials: Users generally appreciate Kontist for its excellent support and indispensable tax/administrative services. Luis mentioned, "After over 2 years of service, Kontist has constantly provided the best support." However, some users find the tax service overpriced. Tanya stated, "Their tax service is extremely overpriced and totally not recommended!" For more detailed reviews, visit the Kontist Reviews page on Trustpilot.

7. MuralPay

Mural is a platform designed to facilitate instant global payments and invoicing. It allows users to pay vendors and contractors in over 40 currencies using real-time payments, eliminating delays and fees.

• Unique Features: Instant global payments, bulk payments, global invoicing, virtual accounts for USD & EUR, currency conversion, integrations with financial systems, guaranteed delivery, instant settlement, low fees, institutional-grade security, granular permissions, transaction monitoring, KYB/KYC, audit trails.
• Pricing: The pricing details for Mural are not explicitly provided on the demo page. Users are encouraged to request a demo to understand the cost structure and see the platform in action.
• Testimonials: Users generally appreciate Mural for its efficient onboarding and streamlined payment process. Eric Rao from Nexton praised the platform for its efficiency. However, some users have expressed concerns about the lack of detailed pricing information upfront. For more detailed reviews, visit the Mural Pay Reviews page on G2.

8. Countingup

Countingup offers a business account designed for self-employed individuals and small businesses in the UK. It allows users to apply in under 5 minutes and start accepting payments immediately. The service includes features like professional invoicing, automatic categorisation for bookkeeping, real-time tax insights, and secure data sharing with accountants. The account is trusted by over 50,000 UK businesses and is backed by ING & Sage.

• Unique Features: Quick application, payment acceptance via UK bank-to-bank transfers, international transfers, and card payments, professional invoicing, automatic categorisation for bookkeeping, real-time tax insights, secure data sharing with accountants.
• Pricing: Countingup offers a 3-month trial with no subscription fees. After the trial, the subscription fees are tiered based on total monthly deposits: £3/month for deposits between £0 – £750, £9/month for deposits between £750 – £7,500, and £18/month for deposits over £7,500. Additional transaction fees include 30p for account transfers and direct debits, 3% for foreign transactions, £1 per ATM withdrawal, 0.5% (minimum £2) for Post Office cash loads, 3% for PayPoint cash loads, and £5 for a replacement card.
• Testimonials: Users generally appreciate Countingup for its ease of use and efficient customer service. One user mentioned, "I have not got anything negative to say, I run a business and this arrangement works great..." However, another user expressed frustration, stating, "For the 2nd time in a month acc has been blocked... they leave you with no answer no way to phone them and no way to take payments..." For more detailed reviews, visit the Countingup Reviews page on Trustpilot.

9. Tide Bank

Tide offers a smart business bank account with no monthly fees, providing features like simple payment solutions, built-in accounting, and a savings account with 4.07% AER variable interest. The account can be opened online in minutes, and it includes personalized invoicing, business savings, simple accounting, security, and 24/7 support.

• Unique Features: No monthly fees, personalized invoicing, business savings with 4.07% AER variable interest, simple accounting integration, 24/7 account monitoring, 24/7 support, payment links for online transactions, auto-categorization of income and spending, direct debit management, Apple/Google Pay integration, international payments with IBAN, CSV exports.
• Pricing: Tide offers a business bank account with no monthly fees. Users only pay for what they use, with low transaction and ATM fees. Additional features and services may have associated costs, which are transparently detailed on the Tide website.
• Testimonials: Users generally appreciate the quick and efficient service for setting up business accounts and the helpfulness of specific customer service representatives. One user, Jason K., praised the service for its "super fast track way of starting a business account in one day." However, some users have expressed significant complaints about account issues and unresponsive customer support. Alex shared a negative experience, stating, "Terrible experience. Paused our account without warning, after nearly two weeks of having no access to our money they emailed saying they are closing the account." For more detailed reviews, visit the Tide Reviews page on Trustpilot.

10. Revolut

Revolut Business is an all-in-one business account designed to help businesses manage their finances more efficiently. It offers features like global payments, multi-currency accounts, and smarter spending.

• Unique Features: Global payments, multi-currency accounts, smarter spending tools, issuing physical and virtual cards, sending transfers, receiving money with IBAN, SWIFT, and BIC account details, accepting payments online or in-person, exchanging 25+ currencies at the interbank rate.
• Pricing: The Basic Plan is free and includes essential features. The Grow Plan starts at £19/month and offers additional tools for managing spend. The Scale Plan starts at £79/month and provides higher allowances for global expansion. The Enterprise Plan has custom pricing tailored to specific business needs.
• Testimonials: Users generally appreciate the convenience and efficiency of Revolut Business. Kavita Gunaratne mentioned, "Revolut has made my life so much easier as I had a very bad experience with my previous bank in getting my account sorted, but my Revolut account was set up within minutes." However, Nicolas Huynh expressed frustration, stating, "Bad service, bad communication. I ordered a card terminal reader to take payment. This has been delivered to an unknown place by Royal Mail in a few days. According to Revolut, this is my problem and they can't help." For more detailed reviews, visit the Revolut Reviews page on Trustpilot.

Which one should you go with?

In conclusion, while each of these financial services offers unique features and benefits, OneSafe stands out as a versatile and reliable option for those seeking a comprehensive solution. Whether you're managing fiat or cryptocurrencies, OneSafe's seamless integration and robust security measures make it an excellent choice. Its user-friendly interface and exceptional customer support further enhance its appeal. While any of these platforms could meet your needs, we recommend OneSafe if you're looking for an alternative that bridges traditional banking with the innovative world of Web3. Explore OneSafe and experience a new level of financial management.