Wallester is a fintech company that offers a comprehensive platform for issuing virtual and physical corporate cards, facilitating financial management, and controlling corporate spending. This article will explore various alternatives to Wallester, providing insights into other platforms that offer similar services for businesses of all sizes and industries.
Reviews
Users have shared a mix of positive and negative feedback about Wallester. Many appreciate the platform's ease of use, particularly the instant issuance of virtual cards and real-time transaction monitoring. These features have been highlighted as significantly helpful for managing corporate expenses efficiently. However, some users have expressed frustration with occasional technical glitches and customer service response times. While the platform's comprehensive financial management tools are praised, the need for more robust customer support has been a recurring theme in the reviews.
- "The instant card issuance feature is a game-changer for our business." - John D.
- "Customer service could be more responsive, especially during critical times." - Sarah K.
For more detailed reviews, visit Wallester Reviews.
Best alternatives to Wallester
1. OneSafe
OneSafe is a financial technology company offering a blend of traditional and Web3 financial services, designed to support both fiat and cryptocurrency transactions seamlessly.
- Features: Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security measures.
- Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for SEPA payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
- Testimonials: Users praise OneSafe for its exceptional customer support and seamless financial solutions. Many highlight its efficiency in managing payroll and expenses, making it an essential tool for Web3 organizations. Source: OneSafe Testimonials.
2. Blank
Blank is an online banking service designed for independent professionals and small businesses. It offers a range of features including online account opening, professional payment cards, secure payment collection, automated Urssaf declarations, simplified accounting, and customizable invoicing.
- Features: Online account opening in 5 minutes, automated Urssaf declarations, customizable invoicing, tailored professional insurance, 3D Secure for enhanced transaction security, 7-day customer support, deposits guaranteed up to €100,000 by FGDR.
- Pricing: Blank offers a transparent pricing structure with no hidden fees. Account opening is free, and there are no monthly maintenance fees. Additional services such as professional insurance and high-limit payment cards are available at competitive rates. For detailed pricing, visit the pricing page.
- Testimonials: Users generally appreciate Blank for its simplicity and efficiency. One user mentioned, "I am using the app since 3 months, and it is amazing app… all the works done with it ✅." However, some users have reported issues, such as one stating, "Ces une banque de voleur attention il bloque les virements entant pendant plus de un mois ou les refuse attention." For more reviews, visit Blank Reviews.
3. RelayFi
RelayFi is an online business banking platform designed to give small businesses comprehensive control over their finances. It offers features like business checking and savings accounts, receipt management, accounts payable, and the Relay Visa® Credit Card, integrating seamlessly with accounting software like QuickBooks Online and Xero, and payroll services like Gusto.
- Unique Features: No account fees, up to 20 checking accounts, physical and virtual cards, 1.5% cash back on credit cards, ACH and wire transfers, direct integrations with QuickBooks Online and Xero, receipt management, FDIC insurance up to $3M, Visa® Zero Liability Protection, two-factor authentication, biometric security, Profit First banking, role-based user permissions, automated savings.
- Pricing: The basic Relay plan is free with no monthly fees, offering essential business banking services. The Relay Pro plan starts at $30 per business per month, adding features like same-day ACH, free outgoing wires, auto-import bills, bill approval rules, and consolidated payments. For accountants and bookkeepers, Relay Pro starts at $30 per client per month, tailored for managing client accounts.
- Testimonials: Users generally appreciate RelayFi for its comprehensive features and customer service. Adam Harmon from the US shared, "No joke, the best customer service experience I have had in life to date." However, not all feedback is positive. Chuck Lu from the US expressed frustration, stating, "TERRIBLE! TERRIBLE! TERRIBLE! services. Took them 7 business days to clear initial ACH deposit to open account." For more reviews, visit RelayFi Reviews.
4. Soldo
Soldo is a spend management platform that combines pre-programmable, customizable cards with a powerful expense management platform. It aims to liberate finance teams by automating spend administration, empowering employees to spend responsibly, and providing real-time insights into decentralized spending.
- Features: Pre-programmable and customizable Mastercards for physical and virtual use, comprehensive management platform, mobile app for tracking expenses and capturing receipts, seamless integration with financial systems like Xero and QuickBooks, financial controls to ensure budget adherence, real-time visibility into company spending, enterprise-level security compliance.
- Pricing: The Enterprise Plan is customizable with pricing available upon contact. The Plus Plan costs €33 per month (excluding 20% VAT) and includes 3 users, 30 cards, and advanced integrations. The Standard Plan is priced at €21 per month (excluding 20% VAT) and includes 3 users, 20 cards, and standard reporting. Additional fees apply for card issuance, extra users, and transactions.
- Testimonials: Users generally appreciate Soldo for its helpful customer service and efficient spend management. Gina Ansell shared, "The online advisors are always so helpful and explain things in a clear and easy to understand way." However, not all feedback is positive. Alexander Nosic mentioned, "Our account was frozen and closed without any reasons." For more reviews, visit Soldo Reviews.
5. Kontist
Kontist offers a business banking solution specifically designed for self-employed individuals in Germany. The service includes a business bank account, automated bookkeeping, and business tax returns, all integrated into a single app. This allows users to manage their finances efficiently and focus on their core business activities.
- Unique Features: All-in-one app combining banking, bookkeeping, and business tax returns, automatic tax calculation, AI-supported bookkeeping, real-time bank transfers, mobile & web banking, Visa Business Debit Card, integration with Apple Pay & Google Pay, invoicing tool, premium account features.
- Pricing: Kontist offers three pricing plans:
- Free Plan: €0/month plus VAT, includes free virtual Visa Debit card, mobile & web banking app, 10 free transactions per month, and 2 invoices per month.
- Premium Plan: €9/month plus VAT, includes all Free plan features, free virtual and physical Visa Debit card, automatic tax calculation, MT940 Datev export, unlimited invoices, and integration with external bookkeeping tools.
- Bookkeeping Plan: €29/month plus VAT, includes all Premium plan features, unlimited free transactions, advance VAT return, business evaluation, manual addition of external transactions, unlimited AI transaction categorization, and business assets handling.
- Testimonials: Users generally appreciate Kontist for its support and tax services. Luis shared, "After over 2 years of service, Kontist has constantly provided the best support... Their tax/administrative services are also indispensable." However, not all feedback is positive. Tanya mentioned, "The tax service is extremely overpriced and totally not recommended! I made the mistake of using it for over 1 year as a new business owner and non-German speaker, and their service was minimal... I won't make the mistake of paying for anything from them." For more reviews, visit Kontist Reviews.
6. Credem
Credem Banca offers a wide range of banking services, including current accounts, credit cards, loans, mortgages, and investment options. The bank emphasizes customer well-being, providing solutions tailored to individual and business needs.
- Unique Features: Wellbanking People, Green Transition Support, Financial Wellbanker, Innovative Digital Solutions, Extensive Customer Support with nearly 600 branches across Italy.
- Pricing: Credem offers competitive pricing with zero-fee online accounts, digital loans, and green mortgages. Specific pricing details for various products and services can be obtained by contacting Credem directly through their support channels.
- Testimonials: Users generally have mixed feelings about Credem. One positive comment from Steve Smith states, "I have found both the products and service of the branch at Citadella Del Capo as nothing but very good." On the other hand, Dan Racioppa shared a negative experience, "My experience from the very beginning has been horrible... Complete waste of my time and taking long to complete a simple process." For more reviews, visit Credem Reviews.
7. Anna Money
ANNA Money offers a business account that can be opened online in less than 10 minutes. It includes a business debit card that makes a unique "miaow" sound, designed to go beyond ordinary business banking by providing a range of innovative features.
- Features: Quick account setup in 3 minutes, virtual business debit cards, personal payment link and webpage, cash top-ups at PayPoints, special partner offers, Apple Pay and Google Pay integration, expense management with employee cards, money-saving pots, instant payment notifications, free direct debits and standing orders, business cashback credit card, small business loans, open banking.
- Pricing: ANNA Money offers a flexible pricing model starting at £0 per month. Users only pay for the services they use, and there is no monthly fee if the account is not used for a month.
- Testimonials: Users generally appreciate ANNA Money for its efficient service and innovative features. Usman shared, "I’ve been with ANNA for nearly 4 years now, and have recently just opened another company with them. Since then they have provided nothing but an excellent service." However, not all feedback is positive. An anonymous user mentioned, "Avoid at all costs!!! ANNA have held on to a very large amount of company money for weeks, they are uncontactable or helpful." For more reviews, visit Trustpilot.
8. Payhawk
Payhawk is a comprehensive spend management platform designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies, and leading integrations with ERP and accounting software into one system. The platform offers real-time visibility and control over operational spend, reduces manual work, and speeds up month-end closing.
- Features: Global card program, multilingual AI-powered data extraction, fast payments and reimbursements, multi-entity dashboard and group controls, market-leading ERP integrations, highly customizable expense coding and categorization, advanced security and compliance, dedicated customer support.
- Pricing: Payhawk offers three main pricing plans:
- Premium Cards: Includes dedicated bank accounts, Visa credit and debit cards, virtual and physical cards, advanced card controls, carbon emissions tracking, automatic expense creation, automated reconciliation, and accounting software integrations.
- All-In-One Spend: Includes all Premium Cards features plus expense management, free domestic reimbursements, end-to-end invoice management, advanced approval workflows, budget tracking, and a dedicated customer success manager.
- Enterprise: Includes all All-In-One Spend features plus purchase orders with 3-way matching, multi-entity dashboard, enterprise accounting integrations, HR integrations, and SSO/SAML authentication.
- Growth Program: Special offer for small businesses with less than 50 employees in the EEA or UK/I, priced at £149/month for 24 months.
- Testimonials: Users generally have a positive sentiment towards Payhawk, praising its ease of use, helpful customer support, and efficiency in managing expenses. One user shared, "This is a great payment platform for automated online billing. It has made our bookkeeping so much easier and reduced the administrative time required." However, not all feedback is positive. Another user mentioned, "Payhawk changed their business focus to larger customers and gave me ten business days' notice to close my account." For more reviews, visit Payhawk Reviews.
9. OneMoneyWay
OneMoneyWay is a digital platform that facilitates global payments, secure transfers, virtual and physical payment cards, business accounts, card acquiring, and payment terminals. The services are provided by regulated partners, ensuring compliance and security.
- Features: Single platform for global transactions, local IBAN accounts, corporate Mastercards, 24/7 support, fast onboarding, top-grade security, invoicing module, excellent exchange rates for 24+ currencies, flexible account plans.
- Pricing:
- Starter Plan: £49/month (billed annually), max revenue 100,000 GBP, 1 Business Account, 1 Physical Mastercard, 1 Virtual Mastercard, currency exchange, invoice module, local clearing, Danish account and REG.NR., dedicated account manager.
- Business Plan: £99/month (billed annually), max revenue 2,000,000 GBP, up to 3 Business Accounts, 2 Physical Mastercards, 3 Virtual Mastercards, similar features as Starter Plan.
- Enterprise Plan: Custom pricing, unlimited revenue, unlimited Business Accounts, Physical and Virtual Mastercards, similar features as other plans.
- Testimonials: Users generally appreciate OneMoneyWay for its supportive staff and efficient service. Axel shared, "OMW really deserve 5 stars. Immediate reaction and support throughout the process." However, Simon mentioned, "Read the conditions carefully and disregard verbal promises. Verbally promised me that I could freeze the account, I was billed as soon as the account was created." For more reviews, visit Trustpilot.
10. Multipass
MultiPass offers a business account service for global payments, featuring dedicated IBANs, competitive exchange rates for over 70 currencies, and personal account managers. It supports transactions in over 200 countries and provides local payment options in the UK, Europe, and the USA. The service is designed to simplify international financial transactions for businesses.
- Unique Features: Dedicated IBAN, payment card, competitive exchange rates for over 70 currencies, personal account manager, transactions in over 200 countries, local payment options in the UK, Europe, and the USA, bespoke business solutions like Virtual IBAN, Currency Exchange, Mass Payments, API Integration, and Business Cards.
- Pricing: Onboarding fees start from £500, monthly maintenance fees from £100, local EU payments from €2, local UK payments from £1, local US payments from $10, international SWIFT payments from £20, plastic card issuance from £10, virtual card issuance free, and various other fees for transactions and services.
- Testimonials: Users generally appreciate MultiPass for its efficient service and helpful support team. Alexey Umilin shared, "I would strongly recommend the Multipass solution for any business. I would especially like to commend their exceptional support team." However, not all feedback is positive. Anders from Entreprenor Aps mentioned, "Don't use Multipass for transfers. They're not reliable or helpful." For more reviews, visit Trustpilot.
Which one should you go with?
In conclusion, while each of these platforms offers unique features and benefits tailored to various business needs, OneSafe stands out for its seamless integration of traditional and Web3 financial services, exceptional customer support, and comprehensive financial solutions. Whether you're managing payroll, expenses, or global transactions, OneSafe provides a robust and user-friendly experience. While any of these alternatives could be a good fit depending on your specific requirements, we recommend OneSafe if you're looking for a reliable and innovative financial partner to support your business's growth and efficiency.
