Top 10 Alternatives to Wallester

Wallester is a fintech company that provides an all-in-one solution for corporate financial management. It offers virtual and physical cards, real-time expense control, and instant card issuance, making it ideal for businesses to manage their corporate spending efficiently. This article will explore various alternatives to Wallester, highlighting their features and benefits.

Reviews

Users have shared a mix of positive and negative feedback about Wallester. Many appreciate the platform's ease of use, particularly the instant issuance of virtual and physical cards, which simplifies corporate expense management. The real-time transaction monitoring and detailed reporting features are also frequently praised for providing comprehensive control over spending. However, some users have expressed frustration with occasional technical glitches and delays in customer support responses. Despite these issues, the overall sentiment leans towards satisfaction with Wallester's cost-effective and efficient solutions.

• "The instant card issuance feature is a game-changer for our business." - John D.
• "Customer support can be slow at times, which is frustrating." - Sarah K.

For more detailed reviews, visit Wallester Reviews.

Best alternatives to Wallester

1. OneSafe

OneSafe is a financial technology company offering a blend of traditional and Web3 financial services, tailored for global businesses. It provides comprehensive account services that support seamless integration of fiat and cryptocurrency transactions.

• Features: Simple onboarding, global payments, corporate cards, multi-currency support, global accounts, seamless payments, state-of-the-art security, efficient currency conversion.
• Pricing: Account opening is free, no minimum balance, no monthly fees, corporate cards and invoices included, 0.1% fee for US domestic payments, 0.2% fee for SEPA payments, 0.2% fee + $25 for international wires, $20 for Fedwire, 1% FX fee on corporate cards, 0.1% fee for USDT transactions, fiat to crypto conversion included.
• Testimonials: Users praise OneSafe for its exceptional customer support and game-changing solutions. It simplifies payroll and expense management, making it an essential tool for Web3 organizations. For more details, visit the OneSafe website.

2. Blank

Blank is an online banking service tailored for independent professionals and small businesses in France. It offers a range of features including quick account setup, professional payment cards, invoicing, income management, automated Urssaf declarations, simplified accounting, and tailored insurance solutions.

• Features: Quick account setup in 5 minutes, high-limit professional Visa card, automated Urssaf declarations, simplified accounting, tailored insurance solutions, 7-day customer support, enhanced transaction protection with 3D Secure, ACPR authorization, deposit guarantee up to €100,000.
• Pricing: The pricing details are accessible through the "Tarifs" section on the Blank website. Users can find specific information on fees and charges for various services, including account management and transaction costs.
• Testimonials: Users generally appreciate Blank for its simplicity and efficiency. One user mentioned, "Super banque," while another noted, "Ces une banque de voleur attention il bloque les virements entant pendant plus de un mois ou les refuse attention." For more reviews, visit the Blank Reviews page.

3. RelayFi

Relay is a financial technology company offering online business banking services. It provides small businesses with tools to manage their earnings, spending, and savings efficiently.

• Features: Up to 20 individual checking accounts and 2 savings accounts with 1.00%-3.00% APY, physical and virtual cards for business owners and their teams, 1.5% cash back on credit cards, supports ACH transfers, wire transfers, and checks, direct integrations with QuickBooks Online and Xero, receipt management, role-based permissions, official banking platform for Profit First Professionals, FDIC insurance up to $3M, Visa® Zero Liability Protection, two-factor authentication, biometric security.
• Pricing: The basic Relay plan has no monthly fee and includes essential business banking features such as no account fees, overdraft fees, or minimum balances, up to 20 individual checking accounts, physical or virtual credit and debit cards, payments via ACH transfer, check, and wire, cash withdrawals at Allpoint ATMs, and integration with QuickBooks Online and Xero. The Relay Pro plan starts at $30 per business per month and includes additional features like faster ACH, free outgoing wires, and advanced bill payment options.
• Testimonials: Users generally appreciate Relay for its ease of use and customer service. Adam Harmon mentioned, "No joke, the best customer service experience I have had in life to date." However, not all feedback is positive. Chuck Lu stated, "TERRIBLE! TERRIBLE! TERRIBLE! services. Took them 7 business days to clear initial ACH deposit to open account." For more reviews, visit the Trustpilot page.

4. Soldo

Soldo is a spend management platform designed to streamline and simplify business spending. It offers physical and virtual Mastercards, a management platform, a mobile app for tracking expenses, and integrations with various financial systems.

• Features: Pre-programmable, customizable cards, powerful expense management platform, real-time insights, automated spend admin, enterprise-level security, integrations with accounting software, significant ROI as per a Forrester study.
• Pricing: The Enterprise plan is customizable and requires contacting Soldo for details. The Plus plan costs €33 per month (excluding 20% VAT) and includes a 30-day free trial. The Standard plan is priced at €21 per month (excluding 20% VAT) and also offers a 30-day free trial. Additional fees include €5 for physical card issuance, €1 for virtual card issuance, €0.50 for temporary virtual cards, €7 per Standard user per month, €11 per Plus user per month, €0.75 per outbound bank transfer, 1% FX fee, and 1% ATM fee with a minimum of €2.
• Testimonials: Users generally appreciate Soldo for its helpful customer service and efficient spend management. Gina Ansell mentioned, "The online advisors are always so helpful and explain things in a clear and easy to understand way." On the other hand, Alexander Nosic expressed frustration, stating, "Our account was frozen and closed without any reasons." For more reviews, visit the Soldo Reviews page.

5. Kontist

Kontist offers a business banking solution designed for self-employed individuals in Germany. It combines a business bank account with automated bookkeeping and business tax returns, all managed through a single app. The service aims to simplify financial management, allowing users to focus on their business.

• Features: All-in-one app combining banking, bookkeeping, and business tax returns, automatic tax calculation, AI-supported bookkeeping, real-time financial insights, comprehensive tax services including profit & loss statements and VAT returns, mobile & web banking, Visa Business Debit Card, integration with Apple Pay & Google Pay, invoicing tool.
• Pricing: The Free plan costs €0 per month plus VAT with conditions, offering a virtual Visa Debit card and 10 free transactions per month. The Premium plan is priced at €9 per month plus VAT, including a physical Visa Debit card and unlimited invoices. The Bookkeeping plan costs €29 per month plus VAT, featuring unlimited free transactions and advanced VAT return services.
• Testimonials: Users generally appreciate Kontist for its ease of managing finances and efficient tax services. Daniel N Jochem mentioned, "Thanks to Kontist my annual Tax return is filed with ease and on time." However, not all feedback is positive. Tanya stated, "The tax service is extremely overpriced and totally not recommended!" For more reviews, visit the Trustpilot page.

6. Credem

Credem Banca offers a comprehensive range of financial products and services, including current accounts, credit and debit cards, loans, mortgages, and investment options. The bank emphasizes customer well-being, financial education, and sustainability.

• Features: Wellbanking People, Green Transition Support, Financial Wellbanker, Innovative Digital Services, Customer-Centric Approach.
• Pricing: The pricing details for Credem's products and services are not explicitly listed on the contact page. For specific pricing information, users are encouraged to visit the relevant product pages or contact the bank directly through the provided methods.
• Testimonials: Users have mixed feelings about Credem. Steve Smith praised the bank, stating, "I have found both the products and service of the branch at Citadella Del Capo as nothing but very good." On the other hand, Dan Racioppa expressed frustration, saying, "My experience from the very beginning has been horrible... Complete waste of my time and taking long to complete a simple process." For more reviews, visit the Trustpilot page.

7. Anna Money

ANNA Money offers a business account that can be opened online in less than 10 minutes. It includes a business debit card that makes a unique "miaow" sound and provides various tools and benefits for freelancers, small businesses, and creative professionals.

• Features: Quick account setup, virtual business debit cards, payment link and webpage, cash top-up at PayPoints, special partner offers, Apple Pay and Google Pay integration, expense management, money-saving pots, instant payment notifications, free direct debits and standing orders, business cashback credit card, small business loans, open banking, FSCS protection.
• Pricing: Plans start at £0 per month. Users only pay for the services they use. If the account is not used for a month, no monthly fee is charged for that month.
• Testimonials: Users generally appreciate ANNA Money for its excellent service and ease of use. Usman mentioned, "I’ve been with ANNA for nearly 4 years now, and have recently just opened another company with them. Since then they have provided nothing but an excellent service, ensuring payments are received and handling any issues I have 24/7." However, not all feedback is positive. An anonymous user stated, "Avoid at all costs!!! ANNA have held on to a very large amount of company money for weeks, they are uncontactable or helpful." For more reviews, visit the Trustpilot page.

8. Payhawk

Payhawk is a comprehensive spend management platform designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies, and leading integrations with ERP and accounting software into one system. The platform offers real-time visibility and control over operational spend, reduces manual work, and speeds up month-end closing.

• Features: Seamless ERP integration with systems like Oracle NetSuite and Microsoft Dynamics, customizable platform to match specific business requirements, multi-entity support for streamlined processes across different entities, worldwide accounts and card issuance with dedicated IBANs, advanced expense management with PO 2 and 3-way matching, customizable workflows for different expenditure types, automated HR integrations to streamline processes and reduce fraud risks, robust invoice handling with features like split invoices and scheduled payment runs, dedicated onboarding and implementation support, fast, multi-lingual human customer support team.
• Pricing: Payhawk offers three main pricing plans. The Premium Cards plan includes dedicated bank accounts, Visa credit and debit cards, virtual and physical cards, advanced card controls, carbon emissions tracking, automatic expense creation, automated reconciliation, and accounting software integrations. The All-In-One Spend plan includes all Premium Cards features plus expense management, free domestic reimbursements, end-to-end invoice management, advanced approval workflows, budget tracking, and a dedicated customer success manager. The Enterprise plan includes all All-In-One Spend features plus purchase orders with 3-way matching, multi-entity dashboard, enterprise accounting integrations, HR integrations, and SSO/SAML authentication. Additionally, there is a Growth Program priced at £149/month for 24 months, available for businesses with less than 50 employees registered in the EEA or UK/I.
• Testimonials: Users generally appreciate Payhawk for its efficiency, user-friendliness, and excellent customer support. Fabio De La Cruz mentioned, "This is a great payment platform for automated online billing. It has made our bookkeeping so much easier and reduced the administrative time required." However, not all feedback is positive. Bastian Gotter stated, "Payhawk changed their business focus to larger customers and gave me ten business days' notice to close my account. It's just a terrible way to treat and end a relationship with a customer, after 2 years." For more reviews, visit the Trustpilot page.

9. OneMoneyWay

OneMoneyWay is a digital platform offering seamless global payments, secure transfers, virtual and physical payment cards, business accounts, card acquiring, and payment terminals. The platform is designed to support SMEs of all sizes and structures, providing services such as international transfers, FX services, various payment methods, and 24/7 support through regulated partners.

• Features: Fast onboarding, top-grade security, low monthly fees, integrated invoicing module, local IBAN accounts, corporate cards, 24/7 support.
• Pricing: The Starter Plan costs £49/month (billed annually) and includes 1 Business Account, 1 Physical Mastercard, 1 Virtual Mastercard, exchange between 24+ currencies, Invoice Module, local clearing options, Danish account and REG.NR., and a Dedicated Account Manager. The Business Plan is priced at £99/month (billed annually) and offers up to 3 Business Accounts, 2 Physical Mastercards, 3 Virtual Mastercards, and additional features. The Enterprise Plan has custom pricing and includes unlimited Business Accounts, Physical and Virtual Mastercards, and more.
• Testimonials: Users generally appreciate OneMoneyWay for its efficient service and supportive staff. Axel mentioned, "OMW really deserve 5 stars. Once I applied, their reaction was immediate." However, not all feedback is positive. Simon stated, "Verbally promised me that I could freeze the account, I was billed as soon as the account was created." For more reviews, visit the Trustpilot page.

10. Multipass

MultiPass offers a business account service tailored for global payments. It provides features such as dedicated IBANs, competitive exchange rates for over 70 currencies, and personal account management. The service is designed to facilitate international financial transactions, making it easier for businesses to send, receive, and exchange money across borders.

• Features: Dedicated IBAN and payment card, competitive exchange rates for over 70 currencies, personal account manager, global reach with transactions in over 200 countries, bespoke business solutions like Virtual IBAN, Currency Exchange, Mass Payments, API integration, and Business Cards, regulatory compliance with FCA authorization, client testimonials highlighting efficiency and support.
• Pricing: Onboarding fees start from £500, monthly maintenance fee from £100, local EU payments from €2, local UK payments from £1, international SWIFT payments from £40, plastic card issuance from £10, virtual card issuance free, various other fees for transactions and services.
• Testimonials: Users generally appreciate MultiPass for its exceptional support and efficient service. Alexey Umilin mentioned, "I would strongly recommend the Multipass solution for any business. I would especially like to commend their exceptional support team." However, not all feedback is positive. Anders from Entreprenor Aps stated, "Don't use Multipass for transfers. They're not reliable or helpful." For more reviews, visit the Trustpilot page.

Which one should you go with?

In conclusion, while each of these financial platforms offers unique features and benefits tailored to various business needs, OneSafe stands out for its seamless integration of traditional and Web3 financial services, exceptional customer support, and comprehensive account services. Whether you're managing fiat or cryptocurrency transactions, OneSafe provides a robust and user-friendly solution. Although any of these alternatives could be a good fit depending on your specific requirements, we recommend OneSafe if you're looking for a versatile and efficient financial management platform. Explore your options and choose the one that best aligns with your business goals.