In recent years, Jordan has witnessed a remarkable surge in business banking, driven by economic growth and innovation. This article delves into the top 6 business banks that are shaping the financial landscape, offering unparalleled services to entrepreneurs and corporations alike. Discover the key players fueling Jordan's economic dynamism.
Overview of Business Banking in Jordan
Business banking in Jordan is thriving, marked by digital transformation and increased adoption of fintech solutions. Key trends include enhanced online services and mobile banking, benefiting businesses with greater efficiency and accessibility. Individuals also enjoy streamlined financial management, making banking more convenient and user-friendly.
List of the top 6 banks in Jordan
1. OneSafe
OneSafe stands out as a premier neo-banking solution for businesses in Jordan, offering a comprehensive suite of services tailored to meet the needs of modern enterprises. Its unique features include corporate cards, DAO services, Web3 invoicing, and global payments, making it a versatile choice for companies engaged in both traditional and digital economies. OneSafe supports multi-currency transactions, including USD, Euro, and CAD, and offers seamless integration of fiat and crypto transactions. This dual support is particularly beneficial for businesses looking to navigate the complexities of both financial worlds.
OneSafe's platform ensures high security with state-of-the-art encryption and Multi-Factor Authentication (MFA), providing peace of mind for businesses handling sensitive financial data. The onboarding process is straightforward, with account setup typically completed within a week. Additionally, OneSafe offers efficient currency conversion at competitive rates, making it an ideal choice for businesses in Jordan aiming for global reach and operational efficiency.
2. Arab Bank
Arab Bank offers a wide range of services tailored to meet the needs of both corporate and individual clients. Key offerings include Corporate & Institutional Banking with solutions like corporate finance and international transaction banking. For personal clients, the bank provides Consumer Banking and Wealth Management services, including personal banking and wealth management. Arab Bank also excels in Treasury services. Clients can access their accounts through various channels such as Arabi Mobile, Arabi Online, ATM Banking, and ITM Banking. Specialized programs like Elite and Arabi Premium cater to different customer segments.
3. Jordan Ahli Bank
Jordan Ahli Bank offers a diverse range of services tailored to meet the needs of various customer segments. Key offerings include personal loans, saving accounts, credit cards, and exclusive banking solutions. The bank emphasizes shared prosperity, innovation, and governance, providing specialized programs for doctors, pharmacies, PhDs, and teachers. Unique features include inclusive banking solutions for persons with disabilities, extensive digital banking services through the ahli Mobile app, and a robust rewards program. Additionally, the bank is committed to sustainability and ESG initiatives, and offers comprehensive investor relations and advisory services, making it a well-rounded financial institution.
4. Bank of Jordan
Bank of Jordan offers a comprehensive suite of services catering to both personal and business banking needs. Their account options include Current & Salary Accounts, Savings Accounts, and various deposit schemes. Loan services cover Personal, Housing, and Auto Loans, each with multiple tailored programs. The bank also provides a range of cards and digital payment solutions, including credit, debit, and prepaid cards. Digital banking features like the BOJ Mobile app, SMS services, and e-FAWATEERcom enhance customer convenience. Additionally, loyalty programs such as the Discount Program and Aqsati Program offer added value to clients. Customer support is robust, with multiple contact options available.
5. Housing Bank for Trade and Finance
Housing Bank for Trade and Finance offers a wide array of services catering to both individual and corporate clients. Their retail banking services include saving accounts, current accounts, and specialized programs like Mustaqbaly and Iskan Plus. Loan options cover housing, personal, auto, business, and small business loans. The bank also provides comprehensive treasury and investment services, along with robust online banking features through Iskan Online and the Iskan Mobile app. Customer service is a priority, with 24/7 call center support and a detailed branch and ATM locator. Special programs like Iskan Coins and the Edge program offer additional benefits to clients.
6. Cairo Amman Bank
Cairo Amman Bank offers a comprehensive range of services tailored for individual customers. Account options include Basic, Current, Savings, Time Deposit, and Notice Accounts, each designed to meet different financial needs. Loan services cover Personal, Real Estate, Environmentally Friendly Products, and Car Loans, along with an Easy Installment Program. Digital banking features such as Apple Pay, CAB Pay, and a Mobile Application ensure convenient and secure transactions. The bank also provides specialized services like safety deposit boxes and custody services. Customer support is robust, with 24/7 assistance through the Chatbot – Labeeb and various contact options.
Conclusion
Business banking in Jordan offers diverse, innovative solutions, enhancing efficiency and global reach. With options like OneSafe, which supports both fiat and crypto transactions, businesses can navigate financial complexities seamlessly. Explore these top banks to find the best fit for your needs and drive your business forward.
Ready to elevate your business banking experience? Explore OneSafe today and discover how seamless financial operations can be. With the ability to handle both fiat and crypto transactions, OneSafe offers unparalleled flexibility and efficiency for modern enterprises. Whether you're navigating traditional financial landscapes or diving into the digital economy, OneSafe's comprehensive suite of services is designed to meet your needs. Visit their website to learn more and take the first step towards streamlined, secure, and innovative banking solutions.
