The rise of digital banks in Jordan has revolutionized the financial landscape, offering unprecedented convenience and accessibility. This article delves into the top 6 digital banks transforming the way Jordanians manage their finances, providing a comprehensive guide to the best options available in the market.
Overview of Digital Banking in Jordan
Digital banking in Jordan is rapidly growing, with increasing adoption rates among businesses and individuals. Key trends include enhanced mobile banking services and seamless online transactions. The benefits are significant, offering improved financial management, reduced costs, and greater accessibility for all users.
List of the top 6 banks in Jordan
1. OneSafe
OneSafe is a cutting-edge neo-banking platform designed for global businesses, with a particular focus on those engaged in Web3 and cryptocurrency transactions. Its comprehensive suite of services includes corporate cards, DAO services, Web3 invoicing, global payments, foreign exchange, and accounting. OneSafe stands out with its ability to handle both fiat and crypto transactions seamlessly, making it an ideal choice for businesses in Jordan.
Key features of OneSafe include a simple onboarding process, multi-currency support (USD, Euro, CAD, and more), and global accounts for international operations. The platform offers user-friendly corporate cards with spend limits and flexible controls, policies, and approvals. Security is paramount, with state-of-the-art encryption, compliance protocols, and Multi-Factor Authentication (MFA).
OneSafe supports fiat transactions through ACH, domestic and international wire transfers, and bill payments. It also excels in crypto transactions, offering instant crypto to fiat conversions and accepting payments in various cryptocurrencies like Avalanche, USDT, USDC, Solana, Ethereum, and Bitcoin. This dual capability makes OneSafe a versatile and efficient banking solution for businesses in Jordan.
2. Arab Bank
Arab Bank offers a comprehensive range of services tailored to both corporate and individual clients. Key offerings include Corporate & Institutional Banking with solutions like corporate finance and international transaction banking. For personal clients, the bank provides Consumer Banking and Wealth Management, featuring products such as Elite, Arabi Premium, and the Shabab Program. Additionally, Arab Bank excels in Treasury Services and offers multiple ways to bank, including Arabi Mobile, Arabi Online, and a robust branch network. The bank's extensive global network and customer care center ensure seamless banking experiences for all users.
3. Bank al Etihad
Bank al Etihad offers a wide range of services for both personal and business banking. Key offerings include various accounts, cards, loans, and investment options. Unique features of the bank include the Shorouq program, specifically designed for women, and a robust mobile banking application that supports account analytics, one-tap payments, card management, and Siri integration. The bank also provides a Knowledge Hub for valuable insights and has strong customer service features like online account opening and a feedback survey. Additionally, Bank al Etihad is committed to community engagement and social responsibility initiatives.
4. Jordan Ahli Bank
Jordan Ahli Bank offers a comprehensive suite of services tailored to various customer segments. For individuals, the bank provides personal loans, savings accounts, credit cards, and money transfer services. Exclusive customers benefit from specialized cards and branches. Corporate banking services include documentary bills, letters of credit, and syndicated loans. The bank also supports SMEs with current accounts, financial solutions, and trade finance. Investment services encompass wealth management and advisory services. Additionally, Jordan Ahli Bank emphasizes digital banking through its mobile app and online services, and it is committed to sustainability and community prosperity.
5. Housing Bank for Trade and Finance
Housing Bank for Trade and Finance, established in 1973, has grown into a comprehensive bank offering a wide range of services. Key offerings include Easy Tawfeer, Advanced Salary Service, and Bill Payments (eFAWATERcom). The bank provides various loan options such as housing, personal, auto, business, and clinic loans. Investment services encompass treasury and investment solutions. Online banking features include Iskan Online for both retail and corporate clients, along with mobile banking through Iskan Mobile. The bank also offers customer service through a 24/7 call center and multiple branch locations.
6. Capital Bank of Jordan
Capital Bank of Jordan offers a comprehensive range of services for both personal and business banking needs. For individuals, the bank provides checking and savings accounts, personal loans, credit and debit cards, and digital banking features like web and mobile banking. Business clients can access checking and savings accounts, small business loans, commercial loans, and various business services including remote deposit capture and bill payment. The bank also excels in wealth management, offering financial planning, investment services, retirement services, and trust and estate administration. Additionally, Capital Bank of Jordan is committed to customer service and community involvement.
Conclusion
Digital banking in Jordan offers unparalleled convenience, cost savings, and accessibility. With diverse options available, businesses should explore these innovative solutions. For those needing robust support for both fiat and crypto transactions, OneSafe stands out as a versatile choice. Embrace digital banking to transform your financial management today.
For businesses in Jordan looking to streamline their financial operations, OneSafe offers an unparalleled solution. With its ability to handle both fiat and crypto transactions seamlessly, OneSafe ensures that your financial management is both efficient and secure. Whether you are dealing with international payments or managing corporate expenses, OneSafe's comprehensive suite of services can meet all your needs. Don't miss out on the opportunity to revolutionize your business's financial operations. Explore OneSafe today and discover how it can transform your approach to digital banking.
