The rise of digital banks in Kazakhstan has revolutionized the financial landscape, offering unprecedented convenience and accessibility. This article delves into the top 6 digital banks transforming the way Kazakhs manage their money, providing a comprehensive guide to the best options available in this rapidly evolving sector.
Overview of Digital Banking in Kazakhstan
Digital banking in Kazakhstan is rapidly growing, with high adoption rates among businesses and individuals. Key trends include enhanced mobile banking services and increased cybersecurity measures. The benefits are clear: businesses enjoy streamlined operations, while individuals gain easy access to financial services, fostering greater financial inclusion and convenience.
List of the top 6 banks in Kazakhstan
1. OneSafe
OneSafe is a cutting-edge neo-banking platform designed for global businesses, particularly those engaged in Web3 and cryptocurrency transactions. Its comprehensive suite of services includes corporate cards, DAO services, Web3 invoicing, global payments, and both ACH and international wire transfers. OneSafe stands out with its seamless integration of fiat and crypto transactions, offering instant conversions and support for various cryptocurrencies like Bitcoin, Ethereum, and USDT.
Businesses in Kazakhstan can benefit from OneSafe's versatile payment options, including bill payments and foreign exchange, making it an ideal choice for managing both local and international financial operations. The platform's unique features, such as multi-currency support, user-friendly corporate cards, and state-of-the-art security measures, ensure streamlined and secure financial operations. Additionally, OneSafe's simple onboarding process and flexible controls provide a tailored experience, saving time and costs while supporting high transaction volumes without commission fees. This makes OneSafe a robust solution for modern, digital-first companies in Kazakhstan.
2. Kaspi Bank
Kaspi Bank offers a wide range of services tailored to meet the needs of both individual clients and businesses. Key offerings include Kaspi Gold for commission-free transfers and payments, and Kaspi Red for 0% installment purchases. The bank also provides Kaspi Gold for Children to help manage pocket money, and various credit options such as Кредит на Покупки and Кредит Наличными with quick online approvals. Additionally, Kaspi Bank supports businesses with Kaspi Pay for payment acceptance and Бизнес Кредит for easy access to funds. The platform also features an extensive online shop and commission-free payments for over 10,000 services.
3. Halyk Bank
Halyk Bank offers a comprehensive suite of services tailored to meet the diverse needs of its clients. Key offerings include various types of loans such as online credit, auto loans, and mortgages. The bank also provides a range of debit and credit cards, including digital options. Unique features include voice biometrics for enhanced security, a voice assistant for easy navigation, and the Halyk Market for online shopping. Additionally, Halyk Bank offers premium banking services, educational deposits, and multiple transfer options, including mobile number and biometric transfers, making it a versatile choice for both individuals and businesses.
4. ForteBank
ForteBank offers a comprehensive range of services tailored to meet the needs of individual clients and businesses. Key offerings include various types of credits such as express credit, secured loans, mortgages, and auto loans. The bank provides multiple card options, including Blue (salary card), Black (all-in-one card), and Solo (premium services card). ForteBank also features a marketplace, ForteMarket, with over 200,000 products available for purchase on credit or installment plans. Additionally, ForteMobile offers mobile connectivity and services through the Forte app. Special promotions and discounts are regularly available from ForteBank and its partners.
5. Jusan Bank
Jusan Bank offers a comprehensive suite of financial services tailored to meet the needs of both individuals and businesses. Key offerings include various types of loans, deposits, and debit cards. The bank also provides specialized services such as salary projects, transfers, and a bonus program. For businesses, Jusan Bank offers Jusan Tole, business loans, and investment options. Additionally, the bank provides insurance products, including vehicle, accident, property, and travel insurance. Unique features include online loan applications, Jusan deposits for managing savings, and a quick setup for business accounts. Jusan Bank also offers diverse investment opportunities, from IPOs to retirement assets.
6. Bank RBK
Bank RBK is a universal Kazakh bank catering to small and medium businesses. It offers a range of services including Visa credit and debit cards, phone banking, and multi-currency deposits in KZT, USD, EUR, and RUB. The bank ensures deposit protection through a guarantee system and participates in government funding programs. With 13 branches across Kazakhstan and a central office in Alma-Ata, Bank RBK provides Russian-speaking managers for customer support. The bank is a member of the Kazakhstan Stock Exchange and the Association of Financiers, holding a stable long-term rating from rating agencies.
Conclusion
Digital banking in Kazakhstan offers unparalleled convenience, security, and financial inclusion. With diverse options available, businesses and individuals can find tailored solutions. For businesses needing seamless fiat and crypto support, OneSafe stands out as a robust choice. Explore these digital banks to enhance your financial management today.
For businesses in Kazakhstan looking to streamline their financial operations, OneSafe offers an unparalleled solution. With its seamless integration of both fiat and cryptocurrency transactions, OneSafe ensures that your financial dealings are efficient and secure. Whether you need to manage global payments, utilize corporate cards, or handle Web3 invoicing, OneSafe has you covered. Experience the ease of instant crypto-to-fiat conversions and versatile payment options that can significantly enhance your business operations. Don't miss out on the opportunity to elevate your financial management. Explore OneSafe today and discover how it can transform your business.
