In this article, you'll discover whether Apple Pay works in Tanzania, explore some potential drawbacks if it is available, and consider the possibilities for its future availability. Stay tuned to find out more.
Does Apple Pay Work In Tanzania?

Does Apple Pay work in Tanzania? Unfortunately, Apple Pay isn't available in Tanzania. This means that users in Tanzania cannot set up or use Apple Pay for transactions in stores, online, or within apps.
While Apple Pay offers a range of functionalities and security features in supported regions, Tanzanian users will need to explore alternative digital payment methods. The absence of Apple Pay in Tanzania limits the options for seamless, contactless payments using Apple devices.
Fees and Charges for Using Apple Pay in Tanzania
Here are some general costs that users might encounter:
- Transaction Fees: These are charges that may be applied by banks or card issuers for each transaction made using Apple Pay.
- Currency Conversion Fees: When making purchases in a foreign currency, users might incur fees for converting the currency.
- Withdrawal Fees: If users withdraw cash using Apple Pay, there could be additional fees imposed by the ATM or the bank.
Is Apple Pay the Best Option in Tanzania?
Even if Apple Pay were available in Tanzania, it might not be the best option for users due to various limitations and restrictions that could affect its usability and convenience.
- Limited Merchant Acceptance: Not all local merchants may accept Apple Pay, reducing its utility.
- High Transaction Fees: Users might face higher transaction fees compared to other payment methods.
- Currency Conversion Costs: Additional costs may arise when converting Tanzanian Shillings to other currencies.
- Internet Dependency: Apple Pay requires a stable internet connection, which may not always be available.
- Bank Compatibility: Not all Tanzanian banks may support Apple Pay, limiting user options.
Alternatives to Apple Pay in Tanzania
1) OneSafe

OneSafe stands out as a leading alternative payment solution in Tanzania. It offers simple onboarding, lower fees, and exceptional customer support. Key features include global payments, multi-currency support, and seamless payment options, making it a superior choice for businesses seeking efficient financial operations.
OneSafe Reviews
Users have praised OneSafe for its comprehensive banking features, including ACH, Crypto, Wire deposits, and Virtual cards. Many appreciate the platform's support for a wide range of businesses, making it a versatile choice for financial operations. OneSafe has been recognized for its exceptional customer service and seamless payment options, which have garnered positive feedback from satisfied users.
2) Wise

Wise offers a robust alternative payment solution in Tanzania, featuring multi-currency accounts, international money transfers, and an international debit card. Its cost-effectiveness, transparency, and security make it a reliable choice for managing finances globally. Wise supports Tanzanian Shilling, providing a convenient and efficient option for users in Tanzania.
Wise Reviews
Wise has an overall rating of 4.7 out of 5 based on 87 reviews. Users have reported issues with money transfers being returned without notification and challenges with document approval. Some users have also faced problems related to scams and lost funds.
Check out more Wise reviews here.
3) Paypal

PayPal offers a versatile payment solution in Tanzania, featuring secure and encrypted transactions, global money transfers, and various payment options like Pay in 4 and PayPal Credit. Users can also benefit from rewards programs and the convenience of managing finances through the PayPal app.
Paypal Reviews
PayPal has a rating of 4.4 out of 5 stars. Users generally report high fees, expensive services, funds holding issues, and poor customer support. Check out more PayPal reviews here.
Frequently Asked Questions about Apple Pay in Tanzania
Is Apple Pay available in Tanzania?
No, Apple Pay is not currently available for use in Tanzania.
Can I use Apple Pay for online purchases in Tanzania?
Unfortunately, you cannot use Apple Pay for online purchases in Tanzania.
Are there any plans to launch Apple Pay in Tanzania?
There is no official information regarding the launch of Apple Pay in Tanzania.
What alternatives to Apple Pay are available in Tanzania?
Alternatives include OneSafe, Wise, and PayPal, which offer various payment solutions.
Can I use Apple Pay while traveling outside Tanzania?
Yes, you can use Apple Pay in countries where it is supported.
Begin Your Journey with OneSafe Today!
Choosing the right payment solution in Tanzania is crucial for seamless financial operations. While Apple Pay isn't available, alternatives like OneSafe offer robust features and lower fees. Explore OneSafe for efficient and secure transactions. Sign up today to get started!