In this article, you'll discover whether Google Pay works in Kenya, explore some potential drawbacks if it is available, and consider the possibilities for its future use in the country.
Does Google Pay Work In Kenya?
Google Pay is available in Kenya, but its functionalities are limited. Users in Kenya can utilize Google Pay for online or in-app payments, making it convenient for digital transactions.
However, other features such as contactless payments, sending money, and travel payments are not supported in Kenya. This means that while Google Pay can be used for certain types of transactions, its full range of services is not accessible in the country.
Fees and Charges for Using Google Pay in Kenya
Here are some general costs that users might encounter when using Google Pay in Kenya:
- Transaction Fees: These are charges that may apply when making payments or purchases using Google Pay.
- Currency Conversion Fees: If transactions are made in a currency different from the user's default currency, conversion fees might be applied.
- Withdrawal Fees: Fees that could be incurred when withdrawing funds from a Google Pay account to a bank account or other financial service.
Is Google Pay the Best Option in Kenya?
Even though Google Pay is available in Kenya, it might not be the best option for users due to its limited functionalities and potential fees.
- Limited Contactless Payments: Users cannot make contactless payments in physical stores.
- Restricted Money Transfers: Sending money to friends and family is not supported.
- Travel Payments Unavailable: Paying for travel by train and bus is not an option.
- Currency Conversion Fees: Transactions in different currencies may incur additional fees.
- Withdrawal Fees: Withdrawing funds to a bank account may involve extra charges.
Alternatives to Google Pay in Kenya
1) OneSafe
OneSafe is a leading alternative payment solution in Kenya, offering ease of use, lower fees, and superior customer support. With features like simple onboarding, global payments, and multi-currency support, OneSafe provides a seamless and efficient financial experience for businesses operating in both fiat and cryptocurrencies.
OneSafe Reviews
OneSafe has received positive feedback from users who appreciate its comprehensive banking services, including ACH, Crypto, Wire deposits, and Virtual cards. Users have praised the company for its support for most businesses, making it a preferred choice for many. Notably, OneSafe has been recognized for its ease of use and superior customer support, contributing to its reputation as a reliable financial solution in Kenya.
2) Wise
Wise is a viable alternative payment solution in Kenya, offering key features such as multi-currency accounts, low-fee international money transfers, and an international debit card. Users benefit from cost-effective, transparent fees, fast transactions, and robust security measures, making Wise a reliable option for managing finances globally.
Wise Reviews
Wise has an overall rating of 4.7 out of 5 based on 86 reviews. Users generally find the service easy to set up and use, but some have faced issues with government restrictions or transaction failures without notifications. Check out more Wise reviews here.
3) Paypal
PayPal offers a secure and efficient payment solution in Kenya, featuring global payment acceptance, fraud protection, and the ability to link multiple cards. Users can send and receive money easily, making it a versatile option for both personal and business transactions.
Paypal Reviews
PayPal has a rating of 4.4 out of 5 stars. Users generally mention high fees, occasional delays in fund transfers, and customer support issues. Check out more PayPal reviews here.
Frequently Asked Questions about Google Pay in Kenya
Can I use Google Pay for contactless payments in Kenya?
No, contactless payments are not supported by Google Pay in Kenya.
Are there any fees for using Google Pay in Kenya?
Yes, users may encounter transaction, currency conversion, and withdrawal fees.
Can I send money to friends and family using Google Pay in Kenya?
No, Google Pay does not support money transfers in Kenya.
Is Google Pay available for travel payments in Kenya?
No, you cannot use Google Pay for travel payments like train or bus fares.
What types of transactions can I make with Google Pay in Kenya?
Google Pay can be used for online and in-app payments in Kenya.
Begin Your Journey with OneSafe Today!
Choosing the right payment solution in Kenya is crucial due to the limitations of Google Pay. Alternatives like OneSafe offer comprehensive features, lower fees, and superior support. Explore OneSafe for a seamless financial experience. Sign up today!
