In this article, you'll discover whether Google Pay works in the Maldives, explore some potential drawbacks if it is available, and consider the possibilities for its use. Stay tuned for detailed insights.
Does Google Pay Work In Maldives?

Google Pay is available in the Maldives for online or in-app payments. This means users in the Maldives can utilize Google Pay to make purchases through websites and mobile applications that support this payment method.
However, other functionalities such as paying in stores or using smartwatches are not supported in the Maldives. Users should be aware of these limitations when considering Google Pay for their transactions in the region.
Fees and Charges for Using Google Pay in Maldives
Here are some general costs that users might encounter:
- Transaction Fees: Fees may be applied by the merchant or payment processor for each transaction made using Google Pay.
- Currency Conversion Fees: When making payments in a foreign currency, users might incur fees for converting the currency.
- Withdrawal Fees: If linked to a bank account or card, there may be fees for withdrawing funds from Google Pay to the bank account.
Is Google Pay the Best Option in Maldives?
Even though Google Pay is available in the Maldives, it might not be the best option for users due to certain limitations and restrictions.
Here are some specific limitations:
- No contactless payments: Users cannot make in-store payments using Google Pay.
- Limited device compatibility: Smartwatches cannot be used for Google Pay transactions.
- Currency conversion fees: Additional costs may apply when converting currencies for transactions.
- Withdrawal fees: Fees may be incurred when transferring funds to a bank account.
- Merchant acceptance: Not all online or in-app merchants may support Google Pay.
Alternatives to Google Pay in Maldives
1) OneSafe

OneSafe stands out as a leading alternative payment solution in the Maldives. It offers a simple onboarding process, lower fees, and exceptional customer support. With features like multi-currency support and seamless global payments, OneSafe provides a superior, user-friendly experience for all your financial needs.
OneSafe Reviews
OneSafe has received positive feedback from users who appreciate its comprehensive features such as ACH, Crypto, Wire deposits, and Virtual cards. Users have praised the company for its support for most businesses and have expressed gratitude for the seamless experience it provides. Notably, OneSafe has been recognized for its user-friendly interface and exceptional customer service.
2) Wise

Wise offers a multi-currency account, low fees, and fast transfers, making it a viable alternative payment solution in the Maldives. Users can hold and convert money in over 40 currencies, benefit from predictable exchange rates, and use a debit card globally without foreign transaction fees. Wise ensures security with robust measures and regulatory compliance.
Wise Reviews
Wise has an overall rating of 4.7 out of 5 based on 87 reviews. Users have reported issues with money transfers being returned without notification and challenges with document approval.
Check out more Wise reviews here.
3) Paypal

PayPal offers a versatile payment solution in the Maldives, featuring secure, encrypted transactions and privacy protection. Users can send, receive, and manage money effortlessly, benefiting from rewards and cash back offers. With options like PayPal Debit Card and international money transfers, PayPal provides a convenient and flexible financial tool.
Paypal Reviews
PayPal has an overall rating of 4.4 out of 5 based on user reviews. Users have reported high transaction fees, issues with customer support, and occasional account verification delays.
Check out more PayPal reviews here.
Frequently Asked Questions about Google Pay in Maldives
Can I use Google Pay for in-store purchases in the Maldives?
No, Google Pay does not support in-store purchases in the Maldives.
Are there any fees for using Google Pay in the Maldives?
Yes, users may encounter transaction, currency conversion, and withdrawal fees.
Can I link my Maldivian bank account to Google Pay?
Yes, you can link your Maldivian bank account to Google Pay for online transactions.
Is Google Pay available on smartwatches in the Maldives?
No, Google Pay is not supported on smartwatches in the Maldives.
Do all online merchants in the Maldives accept Google Pay?
No, not all online or in-app merchants in the Maldives support Google Pay.
Begin Your Journey with OneSafe Today!
Choosing the right payment solution in the Maldives is crucial for seamless transactions. While Google Pay has limitations, OneSafe offers a comprehensive alternative with lower fees and better support. Explore OneSafe for a superior financial experience. Sign up today!