In this article, you'll discover whether Google Pay works in Zambia, explore some potential drawbacks if it is available, and consider future possibilities for its expansion in the region.
Does Google Pay Work In Zambia?

Does Google Pay work in Zambia? Google Pay is not available in Zambia. This means that users in Zambia cannot access the features and functionalities of Google Pay, such as making contactless payments, paying online or in apps, or sending money to friends and family.
While Google Pay offers a range of services in other regions, these are not accessible to users in Zambia. The absence of Google Pay in Zambia limits the options for digital payments and financial transactions for residents and visitors in the country.
Fees and Charges for Using Google Pay in Zambia
Here are some general costs that users might encounter when using Google Pay:
- Transaction Fees: Fees may be charged for certain types of transactions, such as sending money to friends and family or making payments to businesses.
- Currency Conversion Fees: When making payments in a foreign currency, users might incur fees for converting their local currency to the required foreign currency.
- Withdrawal Fees: If users withdraw money from their Google Pay balance to their bank account, there could be associated fees depending on the bank's policies.
Is Google Pay the Best Option in Zambia?
Even if Google Pay were available in Zambia, it might not be the best option for users due to various limitations and restrictions that could affect its usability and convenience.
- Limited Merchant Acceptance: Many local merchants may not accept Google Pay.
- Currency Conversion Fees: Users might face high fees for currency conversion.
- Internet Dependency: Reliable internet is required for transactions, which can be an issue.
- Bank Compatibility: Not all local banks may support Google Pay integration.
- Feature Restrictions: Some Google Pay features might be unavailable in Zambia.
Alternatives to Google Pay in Zambia
1) OneSafe

OneSafe is a leading alternative payment solution in Zambia, offering a range of features that make it a superior option. With simple onboarding, lower fees, and excellent customer support, OneSafe ensures ease of use and efficient financial operations. Its multi-currency support and seamless payments enhance its appeal.
OneSafe Reviews
OneSafe has garnered positive feedback from users who appreciate its innovative services and excellent customer support. Users have highlighted the company's speedy registration process and the variety of features it offers, such as ACH, Crypto, Wire deposits, and Virtual cards. The overall sentiment is that OneSafe is a top choice for tech-oriented entrepreneurs and those seeking efficient financial solutions.
2) Wise

Wise offers a multi-currency account, international money transfers, and a Wise debit card, making it a viable payment solution in Zambia. Key benefits include lower fees, transparent pricing, and fast, secure transactions. With the ability to hold and convert money in over 40 currencies, Wise ensures efficient financial management.
Wise Reviews
Wise has an overall rating of 4.7 out of 5 based on 87 reviews. Users have reported issues with money transfers being returned without notification and challenges with document approval.
Check out more Wise reviews here.
3) Paypal

PayPal offers a secure and versatile payment solution in Zambia, featuring global money transfers, various payment plans like "Pay in 4," and a high-yield savings account. Its encrypted transactions and cash back rewards on purchases make it a reliable option for managing finances and making payments efficiently.
Paypal Reviews
PayPal has a rating of 4.4 out of 5 stars. Users generally mention high transaction fees and issues with customer support. Check out more PayPal reviews here.
Frequently Asked Questions about Google Pay in Zambia
Is Google Pay available for use in Zambia?
No, Google Pay is not currently available for use in Zambia.
Can I use Google Pay for online purchases in Zambia?
Since Google Pay is not available in Zambia, online purchases cannot be made using it.
Are there any fees for using Google Pay in Zambia?
As Google Pay is not available in Zambia, there are no associated fees.
Will Google Pay be available in Zambia in the future?
There is no official information on when or if Google Pay will be available in Zambia.
What alternatives to Google Pay are available in Zambia?
Alternatives like OneSafe, Wise, and PayPal offer various payment solutions in Zambia.
Begin Your Journey with OneSafe Today!
Choosing the right payment solution in Zambia is crucial for efficient financial management. While Google Pay is unavailable, alternatives like OneSafe offer robust features and lower fees. Explore OneSafe for seamless transactions and excellent customer support. Sign up to OneSafe today!