In this article, you'll discover whether Revolut works in Croatia, explore some potential drawbacks if it is available, and consider the possibilities it offers. Stay tuned to find out more.
Does Revolut Work In Croatia?
Revolut is available in Croatia, offering a range of functionalities for both residents and travelers. Users can hold and spend in Croatian Kunas, making it convenient for everyday transactions and travel-related expenses. The app supports fee-free ATM withdrawals up to certain limits, depending on the subscription plan.
Additionally, Revolut provides features like setting spending limits, freezing the card, and managing everything via the app. Users can also receive instant payment notifications and have control over card security. This makes Revolut a versatile option for managing finances in Croatia.
Fees and Charges for Using Revolut in Croatia
Here are some general costs that users might encounter:
- Currency Exchange Fees: Currency exchange fees are subject to fair-usage limits and weekend markups.
- ATM Withdrawal Fees: Fee-free ATM withdrawals up to certain limits based on the user's plan. After hitting these limits, a fee of 2% of the withdrawal amount or a minimum of ��1 (whichever is greater) is charged.
- Transaction Fees: No specific transaction fees are mentioned for spending in Croatian Kunas, but currency exchange fees may apply if the transaction involves a currency conversion.
- Currency Conversion Fees: Exchange fees above free conversion limits will apply for currency conversions.
- Additional ATM Fees: Some ATMs may charge an additional access fee that Revolut cannot prevent.
Is Revolut the Best Option in Croatia?
Even though Revolut is available in Croatia, it might not be the best option for users due to certain limitations and restrictions that could impact the overall user experience.
- Fair-usage limits: Currency exchange fees are subject to fair-usage limits and weekend markups.
- ATM withdrawal limits: Fee-free ATM withdrawals are limited to ��200 per rolling month.
- Additional ATM fees: Some ATMs may charge extra fees that Revolut cannot prevent.
- Currency conversion fees: Fees apply if users exceed their free conversion limits.
- Account setup: Users must download the app, sign up, and order a Croatian Kuna card.
Alternatives to Revolut in Croatia
1) OneSafe
OneSafe is a leading alternative payment solution in Croatia, offering a seamless blend of traditional and Web3 financial services. With features like simple onboarding, global payments, and multi-currency support, OneSafe stands out for its ease of use, lower fees, and superior customer support, making it a superior option for users.
OneSafe Reviews
Users have praised OneSafe for its comprehensive banking features, including ACH, Crypto, Wire deposits, and Virtual cards. They appreciate the support for most businesses, making it the best bank they have used so far. The positive sentiment highlights OneSafe's ease of use and robust financial services.
2) Wise
Wise offers a multi-currency account, international money transfers, and a debit card, making it a versatile payment solution in Croatia. Key benefits include low fees, real exchange rates, and secure transactions. Wise supports 40 currencies and provides both personal and business accounts, ensuring a comprehensive financial service for users.
Wise Reviews
Wise has an overall rating of 4.7 out of 5 based on 87 reviews. Users generally mention issues with government restrictions in some countries and problems with money transfers being returned without notification. Check out more Wise reviews here.
3) Paypal
PayPal offers a versatile payment solution in Croatia, providing features like secure online shopping, sending and receiving money, and managing finances. Users benefit from encrypted payments, global reach, and various financial management tools, making it a reliable option for both personal and business transactions.
Paypal Reviews
PayPal has an overall rating of 4.4 out of 5. Users generally mention high transaction fees and lengthy dispute resolution processes. Check out more PayPal reviews here.
Frequently Asked Questions about Revolut in Croatia
Can I use Revolut to pay in Croatian Kunas?
Yes, Revolut allows you to hold and spend in Croatian Kunas without extra fees.
Are there any ATM withdrawal limits with Revolut in Croatia?
Yes, fee-free ATM withdrawals are limited to ��200 per rolling month. Additional fees apply after.
Does Revolut charge for currency conversions in Croatia?
Currency conversions are free up to certain limits. Fees apply if you exceed these limits.
Is Revolut accepted at most places in Croatia?
Revolut is widely accepted in Croatia, especially in urban areas and tourist destinations.
How do I set up a Revolut account in Croatia?
Download the Revolut app, sign up, and order a Croatian Kuna card to get started.
Begin Your Journey with OneSafe Today!
Choosing the right payment solution in Croatia is crucial for seamless financial management. While Revolut offers various features, exploring OneSafe can provide superior benefits like lower fees and better customer support. Start your journey with OneSafe today and experience a hassle-free financial solution. Sign up now!
