In this article, you'll discover whether Taptap Send works in Ghana, explore some potential drawbacks if it is available, and consider the possibilities it offers for sending money to the country.
Does Taptap Send Work In Ghana?
Taptap Send is available in Ghana, allowing users to send money directly to mobile money wallets. The service supports major mobile money providers such as MTN, Airtel Tigo, Voda Cash, and Zeepay, making it accessible to a wide range of recipients across the country.
In addition to mobile money transfers, Taptap Send also facilitates bank transfers to many banks in Ghana. This dual functionality ensures that users have multiple options for sending money, catering to different preferences and needs. The service is designed to be fast and convenient, with funds deposited directly into the recipient's account or wallet.
Fees and Charges for Using Taptap Send in Ghana
Here are some general costs that users might encounter when using Taptap Send in Ghana:
- Transaction Fees: There are no transaction fees for sending money to Ghana using Taptap Send.
- Currency Conversion Fees: A small percentage is charged on the exchange rate as the currency conversion fee.
- Withdrawal Fees: There are no withdrawal fees mentioned for cashing out money from MoMo agents or banks.
- Additional Fees: Taptap Send does not charge any extra fees apart from a small percentage on the exchange rate.
- Government E-Levy: The Ghana Government's E-Levy of 1.5% will not be applied to international money transfers from Taptap Send or to cash withdrawals from MoMo agents or banks.
Is Taptap Send the Best Option in Ghana?
Even though Taptap Send is available in Ghana, it might not be the best option for users due to certain limitations and restrictions that could affect the overall user experience.
- Bank Transfer Errors: Funds sent to the wrong person cannot be modified or refunded.
- Transaction Limits: Users are restricted by Taptap Send's maximum sending limits.
- Service Availability: Limited to specific mobile money providers and banks.
- Currency Conversion Fees: A small percentage is charged on the exchange rate.
- Customer Support: Limited assistance for resolving transaction errors or issues.
Alternatives to Taptap Send in Ghana
1) OneSafe
OneSafe is a leading alternative payment solution in Ghana, offering a seamless and user-friendly experience. With lower fees, robust customer support, and features like global payments and multi-currency support, OneSafe stands out as a superior option for businesses and individuals alike.
OneSafe Reviews
Users have praised OneSafe for its comprehensive financial services, including ACH, Crypto, Wire deposits, and Virtual cards. They appreciate the platform's functionality and support for most businesses, with one user calling it the best bank they have used so far. The positive feedback highlights OneSafe's commitment to providing a seamless and user-friendly experience.
2) Wise
Wise offers a multi-currency account, international money transfers with no hidden fees, and a debit card for spending in multiple currencies. It supports over 40 currencies and provides robust security measures, including fraud prevention and two-factor authentication. These features make Wise a reliable payment solution in Ghana.
Wise Reviews
Wise has an overall rating of 4.7 out of 5. Users have reported issues with money transfers being returned without notification and challenges with document approval. Check out more Wise reviews here.
3) ExpressPay
ExpressPay is a versatile payment solution in Ghana, offering features like API integration, QR code payments, bill payments, POS devices, bulk payments, USSD solutions, money transfers, and airtime top-ups. Its comprehensive services, user-friendly interface, and robust security measures make it a reliable option for both individuals and businesses.
ExpressPay Reviews
ExpressPay has an overall rating of 3.9 out of 5 based on 6 reviews. Users generally mention a lack of innovation, poor employee morale, and long hours. Check out more ExpressPay reviews here.
Frequently Asked Questions about Taptap Send in Ghana
How long does it take for money to arrive using Taptap Send?
Transfers are typically instant, but it can take up to a few hours.
Are there any hidden fees when using Taptap Send?
No, Taptap Send is transparent with its fees, which are minimal and clearly stated.
Can I send money to any bank in Ghana with Taptap Send?
Yes, Taptap Send supports transfers to many major banks in Ghana.
Is Taptap Send safe to use for money transfers?
Yes, Taptap Send uses robust security measures to ensure safe and secure transactions.
What should I do if my transfer fails?
Contact Taptap Send's customer support for assistance with any failed transactions.
Begin Your Journey with OneSafe Today!
Choosing the right payment solution in Ghana is crucial for seamless transactions. While Taptap Send offers convenience, exploring alternatives like OneSafe can provide additional benefits such as lower fees and robust customer support. Start your journey with OneSafe today and experience superior financial services. Sign up now!
