N26 vs Revolut : Which one is better for your business?

The category of digital banking products is essential to our business as it provides comprehensive financial solutions that cater to diverse customer needs, from basic banking services to advanced investment options. By comparing N26 and Revolut, we aim to determine which platform offers the best features, fees, and overall value for users.

A quick overview on N26 and Revolut

What is N26?

N26 is a mobile banking service that offers personal and business accounts, savings options, and investment opportunities through a single app. Unique features include a virtual Mastercard with no foreign transaction fees, 24/7 chat support in five languages, and the ability to invest in stocks, ETFs, and cryptocurrencies directly from the app. N26 operates entirely online, providing a seamless and transparent banking experience without the need for physical branches.

What is Revolut?

Revolut Business provides a suite of financial services designed to help businesses manage their finances efficiently. Key features include global payments, multi-currency accounts, and AI-powered bill payment. Unique offerings such as expense management automation and integration with business tools set Revolut apart in the financial services sector.

Features of N26 and Revolut

N26 features

N26 offers a range of unique features that cater to the needs of modern consumers, making it a versatile choice for mobile banking.

• 100% Mobile Banking: N26 operates entirely online, providing a seamless banking experience without the need for physical branches.
• Virtual Mastercard: Enjoy unlimited card payments in any currency without foreign transaction fees, making it ideal for frequent travelers.
• Free ATM Withdrawals: Withdraw cash for free in euros within the eurozone and enjoy unlimited free withdrawals abroad with premium accounts.
• 24/7 Multilingual Support: Access customer support around the clock in five different languages, ensuring help is always available when needed.
• Investment Options: Invest in stocks, ETFs, and over 200 cryptocurrencies directly from the app, a feature that sets N26 apart from many traditional banks.

Revolut features

Revolut Business offers a range of features designed to meet the needs of modern businesses, providing tools that streamline financial management and enhance operational efficiency.

• Multi-Currency Accounts: Manage and hold multiple currencies in a single account, making it easier to handle international transactions and reduce currency conversion costs.
• Global Payments: Send and receive payments worldwide with competitive exchange rates, ensuring your business can operate seamlessly across borders.
• Integration with Accounting Software: Connect your Revolut Business account with popular accounting tools to automate bookkeeping and financial reporting, saving time and reducing errors.
• AI-Powered Bill Payments: Utilize artificial intelligence to automate bill payments, ensuring timely and accurate transactions without manual intervention.
• Access to Revolut Pay: Reach over 45 million Revolut customers with Revolut Pay, a unique feature that allows businesses to accept payments directly from Revolut users, expanding your customer base effortlessly.

Comparing N26, Revolut and OneSafe's features

Why choose one over the other?

• Why Choose N26 Over Revolut: N26 offers a fully mobile banking experience with no hidden fees and a virtual Mastercard that allows unlimited card payments in any currency without foreign transaction fees. Additionally, N26 provides 24/7 multilingual support and the ability to invest in stocks, ETFs, and cryptocurrencies directly from the app, making it a versatile choice for consumers looking for comprehensive financial solutions in one place.
• Why Choose Revolut Over N26: Revolut Business stands out with its multi-currency accounts and global payment capabilities, allowing businesses to manage money in multiple currencies and transfer funds to over 150 destinations. The platform also offers advanced automation features, such as syncing with accounting software and AI-powered bill payments, which streamline financial management and enhance operational efficiency for businesses.

Considering OneSafe vs N26 and Revolut

• Why Choose OneSafe Over N26 and Revolut: OneSafe offers instant crypto to fiat conversions and vice versa, a feature that neither N26 nor Revolut provides. This makes OneSafe uniquely suited for businesses involved in Web3 and cryptocurrency, ensuring seamless financial operations in both traditional and digital currencies.

What are the customers saying?

N26 reviews

Users have mixed opinions about N26. Some praise its digital banking features, ease of use, and customer service, while others express frustration with customer support and technical issues. The overall rating for N26 is 3.7 out of 5.

• "I was quite happy with N26 a few years ago, but it went downhill. I have lost my phone and it is impossible to log in to my account..." - Amber
• "N26 is one of the best online banks. Many of its features have been adopted by mainstream banks in Greece as part of their effort to digitalise." - Spiros Fotis

For more detailed reviews, visit N26 Reviews.

Revolut reviews

Users have generally praised Revolut for its user-friendly app, quick transactions, and diverse financial services, including cryptocurrency trading and stock investments. However, some users have expressed frustration with customer service and high fees for certain services. The overall rating for Revolut is 4.2 out of 5.

• "Revolut app has a very user-friendly interface. Its functionality allows to make transactions in a matter of seconds which is extremely important these days." - Yuriy
• "The bank is very good. But the commission fees for digital currencies are high, so the commission fees in the crypto market must be reduced." - Najib Abbas Abdullah Mohammed

For more detailed reviews, visit Revolut Reviews.

OneSafereviews

Users have expressed high satisfaction with OneSafe, particularly praising its customer support and the seamless integration of its services into their business operations. The overall rating for OneSafe is 4.8 out of 5.

• "OneSafe has the best customer support I've ever experienced from a bank." - Amit Chu, Investments @ Celo Foundation
• "OneSafe is a game-changer. They solve so many headaches for our company. Finally, a banking solution that gets it." - Marco, CEO of Ensuro

For more detailed reviews, visit OneSafe.

N26, Revolut, or OneSafe: Which is the best platform for you?

In conclusion, while N26 and Revolut offer robust digital banking solutions tailored to personal and business needs, OneSafe stands out with its exceptional customer support and unique features like instant crypto to fiat conversions. Each platform has its strengths, but for those seeking a seamless blend of traditional and digital financial services, we recommend OneSafe. Ultimately, the best choice depends on your specific requirements, but you can't go wrong with any of these innovative options.